Limited-time offer: Apply now for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® and earn 80,000 AAdvantage® bonus miles after spending $3,500 within the first 4 months of account opening. Plus, enjoy your first checked bag free on domestic American Airlines itineraries.* with no annual fee for first year!
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Limited-time offer: Apply now for the Citi® / AAdvantage® Platinum Select® World Elite Mastercard® and earn 80,000 AAdvantage® bonus miles after spending $3,500 within the first 4 months of account opening. Plus, enjoy your first checked bag free on domestic American Airlines itineraries.* with no annual fee for first year!
Scared of applying it is being processed by Citi bank. Notorious customer service. Never again.
Who cares about their customer service?? Who cares how much the interest rate is...
This is AIRLINE miles that can be redeemed for flights - and nice to have a piggy bank of miles for a last min. trip.
Apply/Get the Card
Do the $3,5000 spend (and PAY it off - do not pay a dime in interest)
Get 80k AA miles
Call and close card in 12 months when the annual fee hits (and maybe they'll let you keep it another year for free).
Again, who cares about Customer Service...it's about the miles...and that's it.
The card has some benefits as well (i.e. free checked bags, etc...)
You're looking at this the wrong way...
Another way to look at this, if you want to get back at Citi for bad customer service...get the card and take 80k free AA miles from them...and you won!!
New account bonus is not available if you have received a new account bonus for a Citi® / AAdvantage® Platinum Select® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi® / AAdvantage® Platinum Select® account. The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.
Yikes - 48 months????
how do they let you know if its been that long for you? after you ask where the bonus is?
Who cares about their customer service?? Who cares how much the interest rate is...
This is AIRLINE miles that can be redeemed for flights - and nice to have a piggy bank of miles for a last min. trip.
Apply/Get the Card
Do the $3,5000 spend (and PAY it off - do not pay a dime in interest)
Get 80k AA miles
Call and close card in 12 months when the annual fee hits (and maybe they'll let you keep it another year for free).
Again, who cares about Customer Service...it's about the miles...and that's it.
The card has some benefits as well (i.e. free checked bags, etc...)
You're looking at this the wrong way...
Another way to look at this, if you want to get back at Citi for bad customer service...get the card and take 80k free AA miles from them...and you won!!
People call customer service when the application get declined after an hard credit pull even with perfect credit due to similar reasons someone posted above.
People call customer service when the application get declined after an hard credit pull even with perfect credit due to similar reasons someone posted above.
I do to...and it's been a while since I've been denied on the first round but it does occasionally happen...and I have perfect credit.
But, like with most things in life, it's all in the delivery and tone of the discussion. Kill em' with kindness, seek a solution (often you just have to move some available credit around - lower it on a card or two)...and I've always gotten the card after doing this.
EXCEPT...that one time, when I first was burned by Chase's 5/24 rule (for those that know). I think it was sometime back in 2015 or so...I applied for one of Chase's cards and was denied. I called up to appeal it, ask to move some credit around from my various cards, etc...and they would not budge - I'm thinking, why not....I've got a 825+ credit score and they won't give me a card - are they nutz? Do they not want my business and the credit card swipe fees I generate for them (Granted, they don't ever earn a penny in interest from me).
Shortly afterwards, stories started leaking out about the now infamous Chase 5/24 rule and I realized what had happened... To this day, I keep a close watch on my Chase 5/24 usage to go for the one off big bonus's.
[ATTACH]17906023[/ATTACH]
*Note: Included the 850 Flex Screen shot...least I be called out for making the claim.
Yeah, Yeah, I get it...FICO Score 8 is not a true FICO score that banks use...but it's the score provided to us consumers and the only real thing we have to compare it to.
New account bonus is not available if you have received a new account bonus for a Citi® / AAdvantage® Platinum Select® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi® / AAdvantage® Platinum Select® account. The card offer referenced in this communication is only available to individuals who reside in the United States and its territories, excluding Puerto Rico and U.S. Virgin Islands.
Yikes - 48 months????
how do they let you know if its been that long for you? after you ask where the bonus is?
Good Catch...
As to the 48 month language that Bostoniou wrote about - WOW! That's a FIRST - I hope the industry does not start doing that as a normal.
This is why it is important to keep a spreadsheet of what cards, what issuers, you apply to and when...it also helps you keep track of the bonus's amounts you've gotten over the years.
The 48 months rule has been there for a while, I believe used to be 2 years before. They approved the card just did not give the bonus, some work for nothing but also no harm occurred. I also started to keep a spreadsheet.
Delta is even worse, one SUP in a lifetime for a specific amex card. People say they forget about it after 7 years, but that was not the case for me. The good thing with amex is that they warn you before submitting the application that you won't get bonus.
All that said this a good deal, 80k is historic high.
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My wife and I used to roll these offers with AA Citi Platinum cards and stopped about 10 years ago (last account closed in 2016).. it was 2 years back then, now 4.. we travelled all over with those miles
I just opened a Citi AA platinum card about 45 days ago with $200 sign on bonus and 40k miles.. Already got the miles and $200 statement credit.. I did make my wife an authorized user, but wondering if we open one in her name if we would still get the miles (last AA card was closed in 2016 in her name.. but just wondering about the authorized user part).
My wife and I used to roll these offers with AA Citi Platinum cards and stopped about 10 years ago (last account closed in 2016).. it was 2 years back then, now 4.. we travelled all over with those miles
I just opened a Citi AA platinum card about 45 days ago with $200 sign on bonus and 40k miles.. Already got the miles and $200 statement credit.. I did make my wife an authorized user, but wondering if we open one in her name if we would still get the miles (last AA card was closed in 2016 in her name.. but just wondering about the authorized user part).
AU makes no difference to anything, she's hasn't gotten the AA bonus in the last 48 months so she'd be fine to get her own card and bonus.
AU makes no difference to anything, she's hasn't gotten the AA bonus in the last 48 months so she'd be fine to get her own card and bonus.
My wife just applied and got approved for a limit that we will never consider reaching / always pay in full every month, and confirmed the 80K bonus after $3,500 in purchases in the first 4 months. I am an AU on her account.. Woohoo.. free miles!
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This is AIRLINE miles that can be redeemed for flights - and nice to have a piggy bank of miles for a last min. trip.
Apply/Get the Card
Do the $3,5000 spend (and PAY it off - do not pay a dime in interest)
Get 80k AA miles
Call and close card in 12 months when the annual fee hits (and maybe they'll let you keep it another year for free).
Again, who cares about Customer Service...it's about the miles...and that's it.
The card has some benefits as well (i.e. free checked bags, etc...)
You're looking at this the wrong way...
Another way to look at this, if you want to get back at Citi for bad customer service...get the card and take 80k free AA miles from them...and you won!!
Yikes - 48 months????
how do they let you know if its been that long for you? after you ask where the bonus is?
This is AIRLINE miles that can be redeemed for flights - and nice to have a piggy bank of miles for a last min. trip.
Apply/Get the Card
Do the $3,5000 spend (and PAY it off - do not pay a dime in interest)
Get 80k AA miles
Call and close card in 12 months when the annual fee hits (and maybe they'll let you keep it another year for free).
Again, who cares about Customer Service...it's about the miles...and that's it.
The card has some benefits as well (i.e. free checked bags, etc...)
You're looking at this the wrong way...
Another way to look at this, if you want to get back at Citi for bad customer service...get the card and take 80k free AA miles from them...and you won!!
But, like with most things in life, it's all in the delivery and tone of the discussion. Kill em' with kindness, seek a solution (often you just have to move some available credit around - lower it on a card or two)...and I've always gotten the card after doing this.
EXCEPT...that one time, when I first was burned by Chase's 5/24 rule (for those that know). I think it was sometime back in 2015 or so...I applied for one of Chase's cards and was denied. I called up to appeal it, ask to move some credit around from my various cards, etc...and they would not budge - I'm thinking, why not....I've got a 825+ credit score and they won't give me a card - are they nutz? Do they not want my business and the credit card swipe fees I generate for them (Granted, they don't ever earn a penny in interest from me).
Shortly afterwards, stories started leaking out about the now infamous Chase 5/24 rule and I realized what had happened... To this day, I keep a close watch on my Chase 5/24 usage to go for the one off big bonus's.
[ATTACH]17906023[/ATTACH]
*Note: Included the 850 Flex Screen shot...least I be called out for making the claim.
Yeah, Yeah, I get it...FICO Score 8 is not a true FICO score that banks use...but it's the score provided to us consumers and the only real thing we have to compare it to.
Yikes - 48 months????
how do they let you know if its been that long for you? after you ask where the bonus is?
As to the 48 month language that Bostoniou wrote about - WOW! That's a FIRST - I hope the industry does not start doing that as a normal.
This is why it is important to keep a spreadsheet of what cards, what issuers, you apply to and when...it also helps you keep track of the bonus's amounts you've gotten over the years.
Delta is even worse, one SUP in a lifetime for a specific amex card. People say they forget about it after 7 years, but that was not the case for me. The good thing with amex is that they warn you before submitting the application that you won't get bonus.
All that said this a good deal, 80k is historic high.
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I just opened a Citi AA platinum card about 45 days ago with $200 sign on bonus and 40k miles.. Already got the miles and $200 statement credit.. I did make my wife an authorized user, but wondering if we open one in her name if we would still get the miles (last AA card was closed in 2016 in her name.. but just wondering about the authorized user part).
I just opened a Citi AA platinum card about 45 days ago with $200 sign on bonus and 40k miles.. Already got the miles and $200 statement credit.. I did make my wife an authorized user, but wondering if we open one in her name if we would still get the miles (last AA card was closed in 2016 in her name.. but just wondering about the authorized user part).
AU makes no difference to anything, she's hasn't gotten the AA bonus in the last 48 months so she'd be fine to get her own card and bonus.
Leave a Comment