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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 728,879 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 21, 2025 08:55 PM
650 Posts
Joined Aug 2017
reronNov 21, 2025 08:55 PM
650 Posts
Lame. Tried bhphotovideo for ubiquiti stuff. Got my BNPL application rejected for checkout at $1300.

PayPal member since 2020, had $200 in PP, bank, CC linked.
Nov 21, 2025 09:02 PM
99 Posts
Joined Feb 2018
sirpastaNov 21, 2025 09:02 PM
99 Posts
Anyone having issues getting into paypal rewards? Was working fine for me the other day now I click rewards and it goes to the page for a second then closes?
Nov 21, 2025 09:06 PM
6,593 Posts
Joined Jul 2015
vsauceNov 21, 2025 09:06 PM
6,593 Posts
This brings be back to the Bing Cashback days
Nov 21, 2025 09:08 PM
757 Posts
Joined Jan 2011
mysore99Nov 21, 2025 09:08 PM
757 Posts
Tried to use it on Google Store (buying Pixel phone); can use Paypal for payment, but can't get to Pay Later;

Has anyone tried this at Google Store?
Nov 21, 2025 09:17 PM
2,113 Posts
Joined Jul 2008
nuprotocolNov 21, 2025 09:17 PM
2,113 Posts
Quote from GenerXman :
Frustrating. Not only am I prevented from using Pay in 4, I have over $1600 in pending purchases that had been immediately canceled by Walmart, which counts against my limitation.
I spoke with Paypal and they also confirmed it is NOT a total of $250 per account but according to their records $4500. So $5000 makes sense.
Nov 21, 2025 09:18 PM
93 Posts
Joined Nov 2021
IndigoRiver442Nov 21, 2025 09:18 PM
93 Posts
Quote from nuprotocol :
I spoke with Paypal and they also confirmed it is NOT a total of $250 per account but according to their records $4500. So $5000 makes sense.
$4500 total spend?
Nov 21, 2025 09:24 PM
813 Posts
Joined Sep 2017
GenerXmanNov 21, 2025 09:24 PM
813 Posts
Quote from IndigoRiver442 :
$4500 total spend?
Terms seem pretty clear the limit is only PER purchase. ChatGPT agrees with my assessment here:

https://slickdeals.net/forums/showpost.php?p=180388072&postcount=1395
4

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Nov 21, 2025 09:27 PM
813 Posts
Joined Sep 2017
GenerXmanNov 21, 2025 09:27 PM
813 Posts
Quote from nuprotocol :
I spoke with Paypal and they also confirmed it is NOT a total of $250 per account but according to their records $4500. So $5000 makes sense.
Oh, I forgot to edit that post.

I knew the $1250 was an individual purchase limit, but for some reason I was thinking $5000 was a single user's limit of combined purchases. But I realized later, there was no individual user's limit across multiple transactions, as I posted in a follow-up.
3
Nov 21, 2025 09:38 PM
479 Posts
Joined Oct 2007
defjukieNov 21, 2025 09:38 PM
479 Posts
Quote from GenerXman :
Oh, I forgot to edit that post.

I knew the $1250 was an individual purchase limit, but for some reason I was thinking $5000 was a single user's limit of combined purchases. But I realized later, there was no individual user's limit across multiple transactions, as I posted in a follow-up.
"During the Special Offer Period, Eligible Participants will earn Points equivalent to 20% cash back on one or more Eligible Purchases up to $1,250 spent."

seems pretty clear to me that you can only get 20% back on up to $1250 per account. They're saying here that you can reach that limit in 1 transaction, or across many. But clearly the limit is $1250 per Eligible Participant.
People need to realize ChatGPT is very, very flawed. It is often very confidently wrong.
Nov 21, 2025 09:40 PM
784 Posts
Joined Jul 2011
unclebenny4140Nov 21, 2025 09:40 PM
784 Posts
So, can you purchase something for more than $1250 in a single transaction (expensive TV for instance) and still qualify for the full $250?
Nov 21, 2025 09:42 PM
479 Posts
Joined Oct 2007
defjukieNov 21, 2025 09:42 PM
479 Posts
Quote from unclebenny4140 :
So, can you purchase something for more than $1250 in a single transaction (expensive TV for instance) and still qualify for the full $250?
Yes. You might even get 5% back on the remainder?
1
Nov 21, 2025 09:46 PM
552 Posts
Joined Dec 2022
StrongManatee366Nov 21, 2025 09:46 PM
552 Posts
Quote from Syntax Error :
I'm just surprised so many people are going with gift cards. Terms and conditions seem pretty clear that gift cards will not be covered, so don't be surprised when the 20% cashback doesn't apply or gets clawed back.
Yup, it's going to be hilarious when they get denied the points for clearly going against the t&C's lol
1
Nov 21, 2025 09:47 PM
552 Posts
Joined Dec 2022
StrongManatee366Nov 21, 2025 09:47 PM
552 Posts
Quote from joogle :
does the add a card with any other company, seems like my chase , capitalone, etc. are not working - also now amex errors.

do we just have to use bank account?
Use a Citibank or BOA credit card if you have one
1
Pro
Nov 21, 2025 09:52 PM
594 Posts
Joined May 2020
PurpleHorn832
Pro
Nov 21, 2025 09:52 PM
594 Posts
Quote from bugsy4u :
Did you get the confirmation on this?
nope, bought the phone and decided not to trade in.

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Nov 21, 2025 09:56 PM
7 Posts
Joined Nov 2018
showm3th3mon3yNov 21, 2025 09:56 PM
7 Posts
Didn't see any posts about success with Stubhub so just wanted thank OP, and confirmed that it worked. I see points pending on the purchase. 10% CB, 20% PayPal, 1% CC = 😊

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