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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 729,449 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 25, 2025 02:31 AM
738 Posts
Joined Aug 2008
indiemanNov 25, 2025 02:31 AM
738 Posts
Quote from omgitsspooky :
Paying the balance early in Pay Monthly won't violate the terms.
Has anyone done this as yet? If so, did you see all of the rewards in your pending rewards? I would love to pay it off right away, but just wanted to see if anyone else could voucht hat this works.

THanks.
Nov 25, 2025 02:33 AM
252 Posts
Joined Nov 2016
riverhorseNov 25, 2025 02:33 AM
252 Posts
Quote from lacosa2006 :
So just to clarify!!I buy something for $1000. 1- I earn $200 (20% of $1000) in PayPal points? 2- I make 25% payment of $250 right away3- Make 3 more payments of $250?4- And as long as I dont miss my payments, no interest charges?That sounds about right?
Piggybacking Pay Later Monthly to this:Minimum $49, no set Max. $0 Down.Pay Monthly is currently not available to residents of AK, CT, HI, or WAAlaska, Connecticut, Hawaii, or Washington.
Pro
Nov 25, 2025 02:34 AM
2,366 Posts
Joined May 2009
slickfree
Pro
Nov 25, 2025 02:34 AM
2,366 Posts
Used pay in 4 months with Amex Gold for REI.
Nov 25, 2025 02:38 AM
275 Posts
Joined Feb 2014
branrNov 25, 2025 02:38 AM
275 Posts
Quote from PrincipalMember :
I was purchasing something for $2500+. Pay 4 option was not available for my transaction. What a useless company (paypal).Note: Offer shows up in my paypal account.
Pretty sure there's a $1500 limit for Pay in 4
Nov 25, 2025 02:43 AM
22 Posts
Joined Aug 2025
MrRobot404Nov 25, 2025 02:43 AM
22 Posts
Best place to buy a TV with this PayPal offer?
Nov 25, 2025 02:45 AM
233 Posts
Joined Dec 2008
DeadDogNov 25, 2025 02:45 AM
233 Posts
Quote from blakezilla :
Someone else mentioned that you need to sign out of paypal/remove the payment method from Walmart. Then go to the checkout and click PayPal which should prompt you to sign in and should take you to a PayPal screen with pay in 4/pay later option. I haven't tested it yet but I deleted PayPal from my Walmart thing earlier today because I'm going to try it later on tonight or tomorrow
This worked for me. But I also had to uncheck "remember my info" then the option for pay in 4 showed up.
1
Nov 25, 2025 02:46 AM
1,445 Posts
Joined Dec 2010
axemexaNov 25, 2025 02:46 AM
1,445 Posts
This is one of the best deals I've seen in a while. Awaiting $177 back on an iphone purchase and $60 back on an external hard drive

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Nov 25, 2025 02:47 AM
668 Posts
Joined Oct 2011
CalidaithiNov 25, 2025 02:47 AM
668 Posts
nice.
Last edited by Calidaithi November 24, 2025 at 11:33 PM.
2
Pro
Nov 25, 2025 02:53 AM
2,366 Posts
Joined May 2009
slickfree
Pro
Nov 25, 2025 02:53 AM
2,366 Posts
How many Pay in 4 transaction can you do? I just did one on REI, and trying to do another one on bestbuy, and it won't show up for me anymore. Just pay monthly.
Nov 25, 2025 03:10 AM
61 Posts
Joined May 2011
KillerOwenNov 25, 2025 03:10 AM
61 Posts
Quote from slickfree :
How many Pay in 4 transaction can you do? I just did one on REI, and trying to do another one on bestbuy, and it won't show up for me anymore. Just pay monthly.
Mine and my friend's is no longer showing up either. Anyone else not able to PI4?
Nov 25, 2025 03:16 AM
2,124 Posts
Joined Feb 2008
spacemanvtNov 25, 2025 03:16 AM
2,124 Posts
Quote from GenerXman :
You must have missed my screenshots and many of my posts. I had multiple transactions go through with points pending, and I've already paid 2 of 3 off.

Those Walmart pending ones cleared off of my activity. They only show in my Pay in 4 plans now. PayPal rep told me to wait up to 48 hours. I'm not optimistic, but at least I got a few done before it cut me off.
I cant wait until we all collectively boo this guy who thinks because he ran the paypal terms through multiple AI models he magically figured out the infinite money glitch.
or the other guy who spoke to TWO people at paypal, espeically some guy named MARTIN, and he told him the 20% is unlimited.... LMAOOOOO

B E L L E N D S
2
Nov 25, 2025 03:17 AM
2,542 Posts
Joined Apr 2008
cheapodealNov 25, 2025 03:17 AM
2,542 Posts
Can I get 20% on multiple purchases on different website provided EACH transaction is below $1500?

Example:
1. Buying S25 Ultra on Samsung website.
2. Buying Iphone 16 on apple website.
3. Buying something on somewebsite.
Nov 25, 2025 03:20 AM
12,703 Posts
Joined Aug 2010
WhosUrBuddieeNov 25, 2025 03:20 AM
12,703 Posts
Incredible deal!! Staples is part of the 20% back promotion and has the Switch 2 available with same day 30min pickup. $360 for a Switch 2 is impossible to beat.
Nov 25, 2025 03:23 AM
12,840 Posts
Joined Dec 2004
kensteeleNov 25, 2025 03:23 AM
12,840 Posts
Quote from riverhorse :
Cash App has 20% CB on Max $100 of purchase.
It's one time only and it expires in 9 weeks so now is probably not a good time to use it while there are other good deals going on.
1

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Nov 25, 2025 03:28 AM
1,020 Posts
Joined Jan 2008
lowmazdaNov 25, 2025 03:28 AM
1,020 Posts
Just did a PI4 transaction at Best Buy. Stacked it with 22% Cap1 CB. Points are pending on PayPal already.

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