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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 729,449 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 25, 2025 03:29 AM
552 Posts
Joined Dec 2022
StrongManatee366Nov 25, 2025 03:29 AM
552 Posts
Quote from spacemanvt :
I cant wait until we all collectively boo this guy who thinks because he ran the paypal terms through multiple AI models he magically figured out the infinite money glitch.
or the other guy who spoke to TWO people at paypal, espeically some guy named MARTIN, and he told him the 20% is unlimited.... LMAOOOOO

B E L L E N D S
Yes,same here, that boomer is so full of himself thinking he is an expert on this deal.
1
Nov 25, 2025 03:30 AM
552 Posts
Joined Dec 2022
StrongManatee366Nov 25, 2025 03:30 AM
552 Posts
Quote from WhosUrBuddiee :
Incredible deal!! Staples is part of the 20% back promotion and has the Switch 2 available with same day 30min pickup. $360 for a Switch 2 is impossible to beat.
Did you stack it with the $50 offer as well from staples?
2
Nov 25, 2025 03:31 AM
9,369 Posts
Joined Sep 2004
joogleNov 25, 2025 03:31 AM
9,369 Posts
i made the purchase on BB with Pay in 4 but not showing the points pending. While previous order showed immediately
Nov 25, 2025 03:46 AM
51 Posts
Joined Aug 2025
OrangeTerrier1367Nov 25, 2025 03:46 AM
51 Posts
Quote from defjukie :
it's a soft pull - so there's no harm at all.
That's how it started, but it wasn't long until it turned into a hard pull.
3
Nov 25, 2025 03:51 AM
41 Posts
Joined Nov 2023
KKumTNov 25, 2025 03:51 AM
41 Posts
Quote from RadoslawM :
Thanks! Just bought pecron f3000 with battery for $1316 - $250 in rewards. Then I'll claim 30% on my taxes. Great price!
How quickly you got rewards
Nov 25, 2025 03:54 AM
41 Posts
Joined Nov 2023
KKumTNov 25, 2025 03:54 AM
41 Posts
Quote from RadoslawM :
Thanks! Just bought pecron f3000 with battery for $1316 - $250 in rewards. Then I'll claim 30% on my taxes. Great price!
Still do we have this offer? Is it apply for new paypal accounts?
Nov 25, 2025 04:02 AM
577 Posts
Joined Nov 2009
skytreaderNov 25, 2025 04:02 AM
577 Posts
Quote from joogle :
i made the purchase on BB with Pay in 4 but not showing the points pending. While previous order showed immediately

Let us know if it shows. Maybe just a lot of traffic?

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Nov 25, 2025 04:06 AM
9,369 Posts
Joined Sep 2004
joogleNov 25, 2025 04:06 AM
9,369 Posts
only able to do 2 x Paypal offers, paid off the plan but still no more showing up again
Nov 25, 2025 04:10 AM
1,967 Posts
Joined May 2022
1453191819231991Nov 25, 2025 04:10 AM
1,967 Posts
Does it require a credit check?

Do you have to provide your SSN? Have you before?
Pro
Nov 25, 2025 04:34 AM
880 Posts
Joined Mar 2011
perune
Pro
Nov 25, 2025 04:34 AM
880 Posts
I successfully used Pay in 4 on one website, and now when I try to use it on a different website Pay in 4 doesn't show up, and PayPal only gives me the option to Pay Monthly. Has anyone else had a similar issue and been able to resolve it?
Nov 25, 2025 04:44 AM
607 Posts
Joined Oct 2007
The ProfitNov 25, 2025 04:44 AM
607 Posts
Finally got the nerve to try this. I made a purchase at Best Buy. I do see points pending, so I hope all is well. Where do I see my "spending power" that so many have mentioned here? Thanks!
Nov 25, 2025 04:50 AM
1,977 Posts
Joined Feb 2011
OgreDaveNov 25, 2025 04:50 AM
1,977 Posts
Quote from descentman :
I successfully used Pay in 4 on one website, and now when I try to use it on a different website Pay in 4 doesn't show up, and PayPal only gives me the option to Pay Monthly. Has anyone else had a similar issue and been able to resolve it?
I paid off my first 3 (100, 100, 118) and still didn't have it. Happen to try again today 2 days later, it's back. Used on 2 more purchases (249, 98). All credit shows as pending.
Nov 25, 2025 05:07 AM
796 Posts
Joined Oct 2006
PickngrinNov 25, 2025 05:07 AM
796 Posts
Quote from digitalfreaknyc :
No one has received their points yet. It takes 90 days. Have people purchased gift cards and are the points pending? Yes. No one knows what will happen.
Thanks
1
Nov 25, 2025 05:12 AM
10 Posts
Joined Jan 2024
SlickHorn9422Nov 25, 2025 05:12 AM
10 Posts
Welp paypal just dont let me make purchases they decline my pay in 4 first and now i dont get it not they decined my pay monthly and that one is gone as well...ive read once their gone they may be gone for months...great service they got there.

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Nov 25, 2025 05:14 AM
10 Posts
Joined Jan 2024
SlickHorn9422Nov 25, 2025 05:14 AM
10 Posts
Quote from OrangeTerrier1367 :
That's how it started, but it wasn't long until it turned into a hard pull.
They literally will pull their pay later options thats the hard pull. xD
1

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