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expiredE28M5 posted Nov 18, 2025 4:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

20% Cash Back

(Up to $1,250 Spent)at PayPal.com
788K Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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+1217
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5.2K Comments

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Nov 30, 2025 11:00 PM
395 Comments
Joined Jun 2010
tmaxam99Nov 30, 2025 11:00 PM
395 Comments
I was able to apply this 20% coupon on a iPhone Pro Max 17
Nov 30, 2025 11:08 PM
2.8K Comments
Joined Dec 2008
rocky2007Nov 30, 2025 11:08 PM
2.8K Comments
I think I screwed it up. I used it to buy Amazon and other GCs worth $1250 from Best buy. I charged it to my default card on PayPal, but on final confirmation Best buy asked me to enter a CC and I entered the same default PayPal CC #. Looks like Best Buy charge my CC not PayPal, even though in PayPal I see $312.50 pending for authorization.
Nov 30, 2025 11:14 PM
126 Comments
Joined Jan 2018
AmusedMaid248Nov 30, 2025 11:14 PM
126 Comments
Quote from rocky2007 :
I think I screwed it up. I used it to buy Amazon and other GCs worth $1250 from Best buy. I charged it to my default card on PayPal, but on final confirmation Best buy asked me to enter a CC and I entered the same default PayPal CC #. Looks like Best Buy charge my CC not PayPal, even though in PayPal I see $312.50 pending for authorization.
If you are seeing points in PayPal, then it should be PayPal, try to check transaction history.
Also you got 25% cash back
1
Nov 30, 2025 11:17 PM
743 Comments
Joined Aug 2006
jeffkhlamNov 30, 2025 11:17 PM
743 Comments
Quote from tmaxam99 :
I was able to apply this 20% coupon on a iPhone Pro Max 17
I'm considering this as well , did you choose pay in 4 with a credit card or ? I heard Chase wouldn't work, which credit card you used ?
Nov 30, 2025 11:21 PM
149 Comments
Joined Feb 2019
EagerTexture118Nov 30, 2025 11:21 PM
149 Comments
Does it work with target? Can anyone confirm?
Nov 30, 2025 11:23 PM
3.5K Comments
Joined Apr 2006
spaceistheplaceNov 30, 2025 11:23 PM
3.5K Comments
trying to figure out what happened...i spent $1079 at Target and seems to only show 3391 points pending?! wtf? also spent $800 at Apple.com and shows points pending...did i screw up some how?

1
Nov 30, 2025 11:26 PM
883 Comments
Joined Jun 2012
ldnola1Nov 30, 2025 11:26 PM
883 Comments
Quote from StrongManatee366 :
Nope, if you got the email saying you can't do another one you're done.
I didnt get that email

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Nov 30, 2025 11:27 PM
2.2K Comments
Joined Feb 2011
bru_thatNov 30, 2025 11:27 PM
2.2K Comments
Quote from ldnola1 :
If I did one transaction before the change of terms does that mean I still have one transaction left as long as i didnt max out the $250?
Nope. At least going off of what's showing on my Paypal account.
Nov 30, 2025 11:27 PM
448 Comments
Joined Oct 2007
Syntax ErrorNov 30, 2025 11:27 PM
448 Comments
25k points cleared on my first transaction which was a little over $1,250, so it was expected it would cap down to 25k.

Now to see if the remaining "pending" purchases will also clear if they are holding to their end of the bargain with their recent email stating that original purchases will be honored before they clarified the terms and conditions of the deal.
1
Nov 30, 2025 11:28 PM
2.9K Comments
Joined Nov 2009
cobra11murdererNov 30, 2025 11:28 PM
2.9K Comments
just did this with hd appliance order.. added 4 appliances... got it all down to $1200, that includes a fridge microwave above range, gas range, and a upright freezer
Nov 30, 2025 11:29 PM
529 Comments
Joined Oct 2018
ScarletDirt565Nov 30, 2025 11:29 PM
529 Comments
Quote from cobra11murderer :
just did this with hd appliance order.. added 4 appliances... got it all down to $1200, that includes a fridge microwave above range, gas range, and a upright freezer
Was the fridge running?

If so, you better catch it.
2
Nov 30, 2025 11:30 PM
901 Comments
Joined Jan 2012
MasterofZenNov 30, 2025 11:30 PM
901 Comments
I screwed up and bought something for 1250 ish, and got pending points. Then canceled due to a better deal and no points now when I rebought. Frown
2
Nov 30, 2025 11:30 PM
552 Comments
Joined Dec 2022
StrongManatee366Nov 30, 2025 11:30 PM
552 Comments
Quote from ldnola1 :
I didnt get that email
Try it again then and see what happens
Nov 30, 2025 11:31 PM
2.9K Comments
Joined Nov 2009
cobra11murdererNov 30, 2025 11:31 PM
2.9K Comments
Quote from ScarletDirt565 :
Was the fridge running?If so, you better catch it.
lmao. I sent the people at home depot after it.. ill see it wednesday

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Nov 30, 2025 11:31 PM
2 Comments
Joined Nov 2025
SmartBanana945Nov 30, 2025 11:31 PM
2 Comments
Quote from Mike32 :
I just bought an appliance deal from home depot using this - I did not have pay later available but did have pay monthly, and was approved for it, so did the 6 months option w/ plan to pay it in full in a day or two when the points showed. The purchase shows in my paypal app activity section with a note of "points pending" and the transaction says "Authorization in progress".

If I click on the transaction there is a note: "this is a temporary authorization to make sure your payment method will cover the requested amount. Your payment method will be charged when your transaction is completed". Then under rewards it does show pending points (though no specific amount) and the 20% cashback on one pay laer purchase with paypal as "Pending".

What has me a bit concerned is "authorization in progress" and if that means its still waiting on the merchant (hd) to confirm. These appliance aren't scheduled for delivery until Dec 4th. Is it likely that home depot won't complete the transaction until the delay of delivery - which would likely be too late? Or am I still fine?
I am facing the same issue except on Ebay. The purchase doesnt even show yet on ebays side (the item is still in the cart and the purchase tab doesnt show the item) however I have the temporary authorization in my paypal for the first part of the purchase along with it pending in my bank account.

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