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expiredE28M5 posted Nov 18, 2025 04:06 AM
expiredE28M5 posted Nov 18, 2025 04:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

(Up to $1,250 Spent)

20% Cash Back

PayPal.com
5,118 Comments 727,376 Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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Top Comments

Cpshell1
88 Posts
15 Reputation
Avoid Aliexpress via Paypal. All, yes ALL, transactions are being processed by Paypal as cash advance! Resulting in Credit Card Issuer inflicting a cash advance transaction fee + accrual of daily interest as high as 28% APR! No way to resolve and all three companies (CC, AE & Paypal) will circle jerk the finger pointing of who is responsible with no solution. Reddit is exploding with many customers getting hit with these fees in the tune of 10's and even 100's of dollars. Avoid!!!
omgitsspooky
117 Posts
10 Reputation
Paying the balance early in Pay Monthly won't violate the terms.
seantan2001
445 Posts
363 Reputation
Remove your PayPal account from eBay payment first. Now after making a purchase, it will redirect you to PayPal, pick 'pay in 4' from there.

5,117 Comments

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Nov 30, 2025 11:34 PM
159 Posts
Joined Feb 2005
killarNov 30, 2025 11:34 PM
159 Posts
Can I do this on multiple website on one account or just once?
Nov 30, 2025 11:37 PM
1,205 Posts
Joined Jul 2007
NewCentsNov 30, 2025 11:37 PM
1,205 Posts
Quote from intromission :
Can the Paypal 20% be applied retroactively after a purchase? I had missed this. Not sure I'll be approved, but worth a shot.
No it cannot.

You can try and save the offer in your account if it's there. Then re-buy the item if you can. Once you see the re-buy points pending, cancel or return the original purchase.

That's about as close to a guarantee to get the offer as you will get.
Nov 30, 2025 11:38 PM
3,209 Posts
Joined Mar 2005
drinkingbirdNov 30, 2025 11:38 PM
3,209 Posts
Quote from intromission :
Can the Paypal 20% be applied retroactively after a purchase? I had missed this. Not sure I'll be approved, but worth a shot.
The terms clearly say no.
Nov 30, 2025 11:39 PM
3,209 Posts
Joined Mar 2005
drinkingbirdNov 30, 2025 11:39 PM
3,209 Posts
Quote from StrongManatee366 :
Nope, if you got the email saying you can't do another one you're done.
Not true, plenty have had success making one more transaction after the email, up to the $1250 limit (total for all transactions).
1
Nov 30, 2025 11:39 PM
362 Posts
Joined Aug 2004
napoleon_dynamiteNov 30, 2025 11:39 PM
362 Posts
Any recommendations for getting the 'pay later' option to approve? Tried a few times this morning to get automated rejections and now the 'pay in 4' option won't show up
Nov 30, 2025 11:39 PM
2,987 Posts
Joined Nov 2011
intromissionNov 30, 2025 11:39 PM
2,987 Posts
Quote from NewCents :
No it cannot.

You can try and save the offer in your account if it's there. Then re-buy the item if you can. Once you see the re-buy points pending, cancel or return the original purchase.

That's about as close to a guarantee to get the offer as you will get.

Are the "points" converted into cash?
1
Nov 30, 2025 11:40 PM
1,205 Posts
Joined Jul 2007
NewCentsNov 30, 2025 11:40 PM
1,205 Posts
Quote from intromission :
Are the "points" converted into cash?
You can do that eventually as long as all goes as planned

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Nov 30, 2025 11:42 PM
3,209 Posts
Joined Mar 2005
drinkingbirdNov 30, 2025 11:42 PM
3,209 Posts
Quote from killar :
Can I do this on multiple website on one account or just once?
It is one time use.
Nov 30, 2025 11:42 PM
3,209 Posts
Joined Mar 2005
drinkingbirdNov 30, 2025 11:42 PM
3,209 Posts
Quote from napoleon_dynamite :
Any recommendations for getting the 'pay later' option to approve? Tried a few times this morning to get automated rejections and now the 'pay in 4' option won't show up
You just have to wait it out, try again tomorrow.
Nov 30, 2025 11:43 PM
82 Posts
Joined Dec 2008
dealhunter2008Nov 30, 2025 11:43 PM
82 Posts
Made some pay in 4 purchases today. They all complete now but did not see any points. What happened?
Nov 30, 2025 11:49 PM
3,209 Posts
Joined Mar 2005
drinkingbirdNov 30, 2025 11:49 PM
3,209 Posts
Quote from dealhunter2008 :
Made some pay in 4 purchases today. They all complete now but did not see any points. What happened?
Did you activate the offer in your paypal account first?
1
Nov 30, 2025 11:51 PM
2,570 Posts
Joined Sep 2008
royalrockNov 30, 2025 11:51 PM
2,570 Posts
can other family member also use this offer with the own account because the address will be the same....
Nov 30, 2025 11:52 PM
2,570 Posts
Joined Sep 2008
royalrockNov 30, 2025 11:52 PM
2,570 Posts
deleted
Nov 30, 2025 11:53 PM
3,209 Posts
Joined Mar 2005
drinkingbirdNov 30, 2025 11:53 PM
3,209 Posts
Quote from royalrock :
can other family member also use this offer with the own account because the address will be the same....
As long as it is a different account and has the offer, yes. I would not use the same credit card though (you should never link the same payment method with 2 paypal accounts or both can get shut down).

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Nov 30, 2025 11:54 PM
2,570 Posts
Joined Sep 2008
royalrockNov 30, 2025 11:54 PM
2,570 Posts
unfortunately geico doesn't support Paypal to pay.....about ot renew

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