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expiredE28M5 posted Nov 18, 2025 4:06 AM

Select PayPal Accounts: One Eligible Purchase, Pay Later with PayPal, Get

20% Cash Back

(Up to $1,250 Spent)at PayPal.com
788K Views
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Deal Details
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
PayPal offers for Select Accounts: One Eligible Purchase, Get 20% Cash Back on Pay Later with PayPal when you save the offer to your PayPal account and pay later using PayPal for online or in-store purchases.
  • Note: Limited to one Eligible Purchase per customer, up to a total of $1,250 in spend. Eligibility may vary by account.
Thanks to Community Member E28M5 for sharing this deal.

Deal Instructions:
  1. Open the PayPal app on your phone (or go to the PayPal website if you're using a browser)
  2. Navigate to the PayPal Rewards section
  3. Look for the offer that says "20% cash back on pay later purchases with PayPal through 12/8"
  4. Once you find it, there should be a "Save offer" button. Tap or click that to activate the offer.
  5. After saving it, make sure you use PayPal Pay Later at checkout (choose "Pay Later" when you pay) to be eligible.

Editor's Notes

Written by Neo45 | Staff
  • When applying for PayPal Pay Later solutions, a soft credit check may be needed, but will not affect your credit score. You must be 18 years old or older when applying for Pay Later
  • Offer reverts to 5% from December 9 - December 31
  • Please see the original post for additional details & give the WIKI and additional forum comments a read for helpful discussion.
  • Terms:
    • Offer ends on the earlier of December 2, 2025, at 11:59:59 p.m. PT or when the maximum number of PayPal Rewards Points available under this Offer for all Eligible Participants is reached.
    • For the one Eligible Purchase, each Eligible Participant will receive up to a maximum of 25000 Points, which can be redeemed for up to $250 cash or other options (the "Reward"). Rewards will no longer be earned once the Offer Period has ended. There is a maximum total of 2 billion (2,000,000,000) points available under this offer for all Eligible Participants who have saved the offer and made an Eligible Purchase. Rewards will no longer be available once this limit is reached. If the maximum total of Points available is reached before the end of the Offer Period, this offer will end early.

Original Post

Written by E28M5

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+1217
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5.2K Comments

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Dec 1, 2025 5:47 AM
1.2K Comments
Joined Oct 2011
hellonwheelzDec 1, 2025 5:47 AM
1.2K Comments
Quote from samwathegreat :
Have you spent more than $1,250? If so it's totally pointless.

If not, it *might* work. There is no concrete data on whether or not you will get more points but some people are showing pending points from one final purchase made after the terms changed.
I have 550 in pending points so yes much more than 1250... I also found the email saying no more for you.
2
1
Dec 1, 2025 5:51 AM
2 Comments
Joined Nov 2025
GreenFruit239Dec 1, 2025 5:51 AM
2 Comments
Well this one is fun. Tried to buy an item on eBay with Pay for 4, kept getting an error when checking out (tried 3x). Now my PayPal account shows two payment authorizations, but eBay doesn't even show me as having checked out yet. This is more headache than its worth...
2
Dec 1, 2025 6:08 AM
11 Comments
Joined Nov 2022
CoralString319Dec 1, 2025 6:08 AM
11 Comments
Quote from idrive :
I've been trying at this for days and keep getting an error on Microsoft's site that they can't seem to fix. I even used my wife's separate Paypal and Microsoft account and she got the same error. It errors out before the Paypal popup even comes up. If it wasn't for a laptop I would have gave up long ago.
I was trying to stack too but i guess not worth it anymore. F Microsoft store. I tried with someone else's phone as well.
Dec 1, 2025 6:09 AM
846 Comments
Joined Jun 2012
samwathegreatDec 1, 2025 6:09 AM
846 Comments
Quote from hellonwheelz :
I have 550 in pending points so yes much more than 1250... I also found the email saying no more for you.
Based on all the data points here you are only going to receive $250 of the $550 in pending points that you have. Turns out that based on every single data point that we have so far, chat GPT was wrong and the promotion is and always has maxed out at $250 in rewards, inclusive of all transactions.

I doubt your case is going to be different - most likely you will receive the first $250 and none of the remaining pending points.

If I were you I most definitely wouldn't do another transaction since you're likely to only get less than half of the pending points that you already have.
Dec 1, 2025 6:12 AM
2.4K Comments
Joined Dec 2018
HonestMammoth473Dec 1, 2025 6:12 AM
2.4K Comments
Quote from venkee :
Got the offer and saved the offer. Tried to use in a Best buy purchase. PayPal denied the payment. Called customer service, system blocked because of unusual activity on my account and no way to override that, in fact I used PayPal to purchase from eBay in early November. Unable to talks to any supervisor. Told me to wait for 24 hours(Stone Age technology). Still the same issue exists, after 24 hours. Now wondering how AI and other systems are implemented in PayPal to identify unusual activity without any manual override to fix that. This shows how systems are developed, implemented without any impact assessment. With this kind of treatment to customers, how these companies will flourish. Reported this in social media... But the deal is already over. Common sense also missing here. PayPal made an offer to customer, and he /she saved the offer(by logging into the account), when customer trying to make use of that offer, PayPal denied payment saying unusual activity. Whoever designed the system in such a way should be fired and customers should be compensated with rain check and PayPal should credit the difference of the item price(BF price vs current) to customers.
Automated system locked me out of all of my Wells Fargo accounts about 2 weeks ago. Three trips to the branch and each time the man in the machine tells the banker to have me return with a different document. I can't access my own money or credit cards and the human being that works at the bank is powerless to help me. All that is to say, I get the frustration with being trapped in the machine.
1
Dec 1, 2025 7:07 AM
5.4K Comments
Joined Dec 2005
mrmochiDec 1, 2025 7:07 AM
5.4K Comments
Quote from HonestMammoth473 :
Automated system locked me out of all of my Wells Fargo accounts about 2 weeks ago. Three trips to the branch and each time the man in the machine tells the banker to have me return with a different document. I can't access my own money or credit cards and the human being that works at the bank is powerless to help me. All that is to say, I get the frustration with being trapped in the machine.
100% agreed.

Wasted so much time on this deal only to get f|_|cked over by PayPal. Never again. Blacklisted them for life. Going to celebrate the day they go out of business. They're already irrelevant.
1
Dec 1, 2025 7:29 AM
749 Comments
Joined Jun 2009
sigkillDec 1, 2025 7:29 AM
749 Comments
Quote from Willwillx :
heh , i have nothing to buy :/
You're the smartest person here..saving the most money.
3
1

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Dec 1, 2025 8:50 AM
3.5K Comments
Joined Oct 2006
waterfrontDec 1, 2025 8:50 AM
3.5K Comments
Quote from samwathegreat :
Based on all the data points here you are only going to receive $250 of the $550 in pending points that you have. Turns out that based on every single data point that we have so far, chat GPT was wrong and the promotion is and always has maxed out at $250 in rewards, inclusive of all transactions.

I doubt your case is going to be different - most likely you will receive the first $250 and none of the remaining pending points.

If I were you I most definitely wouldn't do another transaction since you're likely to only get less than half of the pending points that you already have.
You're probably right. Or worse, as per the new terms, they might approve only the first transaction and void every pay-later purchase afterward. No one really knows. The next 90 days will reveal everything…
Dec 1, 2025 9:00 AM
6.9K Comments
Joined Jul 2015
Quality-LearingDec 1, 2025 9:00 AM
6.9K Comments
When paying multiple ebay sellers at checkout does it count as a single Paypal transaction?
Dec 1, 2025 9:34 AM
91 Comments
Joined Jun 2014
stanleychanDec 1, 2025 9:34 AM
91 Comments
I was trying to take advantage of this offer with Paypal. After selecting the pay later option, it's requiring me to add my credit card for autopayment. I tried 3 different cards (VISA, Master, and AMEX), all ended with unable to add card. To add insult to the injury, I got email notifications that card added to Paypal. This is ridiculous! And my transaction with the merchant is hung!
Dec 1, 2025 12:01 PM
106 Comments
Joined Aug 2018
RashidB4466Dec 1, 2025 12:01 PM
106 Comments
Quote from stanleychan :
I was trying to take advantage of this offer with Paypal. After selecting the pay later option, it's requiring me to add my credit card for autopayment. I tried 3 different cards (VISA, Master, and AMEX), all ended with unable to add card. To add insult to the injury, I got email notifications that card added to Paypal. This is ridiculous! And my transaction with the merchant is hung!
You need debit card
Dec 1, 2025 12:35 PM
137 Comments
Joined Nov 2016
theguyhasnonameDec 1, 2025 12:35 PM
137 Comments
Quote from dajoip :
I'll answer my own question: I was able to get a CSR to remove the pending authorizations this morning at 10 AM local time. I checked multiple times throughout the day and the "Pay In 4" option never returned... until just now - just over 11 hours later. I have not used it yet, but it does appear as an option again. So take that as a data point, for whatever it's worth.* Update: I was just able to push my order through, so the offer DOES functionally come back.
How did CSR remove the pending auth? I am not getting any help on this. Any pointers
Dec 1, 2025 12:38 PM
93 Comments
Joined Nov 2021
IndigoRiver442Dec 1, 2025 12:38 PM
93 Comments
Received my points. They adjusted $500 worth down to $250, so I'm glad I didn't buy anything unnecessary. All my purchases were prior to the updated terms.
Last edited by IndigoRiver442 December 1, 2025 at 04:43 AM.
1
Dec 1, 2025 1:11 PM
31 Comments
Joined Dec 2014
zToothinatorDec 1, 2025 1:11 PM
31 Comments
Quote from Wallflower9 :
I placed an Apple iphone order but realized it wont get shipped until Dec 5th. The Paypal offer expires Dec 2nd. It means my card wont be charged until then. I guess I need to cancel and re-order. I wonder if this offer will be valid?
Any updates? I'm in a similar boat. I'm hoping the order goes into the "Preparing to Ship" status before 2nd and therefore completes the charge.

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Dec 1, 2025 1:22 PM
1.2K Comments
Joined Oct 2011
hellonwheelzDec 1, 2025 1:22 PM
1.2K Comments
Quote from chinesekid :
I can confirm that I got more than $250 (about $400) in points pending from 2 different purchases totaling about $2000

now... will PayPal reduce the total amount to $250 after the points get posted? idk we'll see
Did all your points convert yet?

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