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PSA: Aliexpress charging $10 cash advance fee on Paypal payments

52 67 Yesterday at 09:38 PM in Tech & Electronics
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Aliexpress/Paypal Credit Card Processing Problem:
There appears to be some technical glitch happening to US Customers from Aliexpress or Alipay where the credit card transaction was miscoded via Paypal.

Credit card companies receiving the charge from Paypal are adding cash advance fees in the $10 range per transaction (Up to 5% if it's over $200 transaction). Fees probably vary by credit card.

Interest charges may also be accruing on the cash advance.

Who is Affected:
Recent credit card transactions via Paypal for US customers in November 2025. Earlier orders from October may be safe. Check your credit card statements immediately. Wait a few days after the credit card transaction clears to doublecheck.

If you have a balance on Paypal or used a debit card, then this wouldn't apply since they take money from your account balance directly.

Apparently there was a wave of similar incidents in 2020.
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Joined Sep 2014
Bread Makes you Fat!?
> bubble2 1,567 Posts
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Dashey10 | Staff
Yesterday at 09:44 PM.
Yesterday at 09:44 PM.
Gonna keep an eye on my credit card statement, I recently did an order and paid half with paypal balance / half credit card. Still pending so we'll see what happens.
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Joined Sep 2011
There Is Always Hope
> bubble2 17,360 Posts
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Eragorn | Staff
Yesterday at 10:48 PM.
Yesterday at 10:48 PM.
Thanks for the headsup. Actually bought from Aliexpress a couple days ago and thankfully used my paypal balance - checked and everything appears to be correct.
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Joined Jun 2013
L6: Expert
> bubble2 1,460 Posts
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oldbridge
Yesterday at 11:07 PM.
Yesterday at 11:07 PM.
Had a transaction on November 3. Just checked the account and it looked just fine.
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Joined Apr 2010
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> bubble2 2,355 Posts
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FatFaluz
Yesterday at 11:11 PM.
Yesterday at 11:11 PM.
Using a virtual credit card (also called one-time use or single use credit card number) is another option, bypassing PayPal altogether. I believe most popular credit cards have it (Chase, Citi, Discover, AE) using their app or website.
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Joined Aug 2009
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> bubble2 927 Posts
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Formless
Today at 12:02 AM.
Today at 12:02 AM.
Holy crap - just looked and with orders for the 11.11 sale on a chase card I've got 5x $15 cash advance fees showing up. Ugh
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Joined Jun 2021
L2: Beginner
> bubble2 29 Posts
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Resetclock
Today at 12:15 AM.
Today at 12:15 AM.
PayPal Credit is also another option you can use to avoid this.
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Joined Nov 2008
L3: Novice
> bubble2 234 Posts
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tomatoshoe
Today at 12:16 AM.
Today at 12:16 AM.
Yep. Made 3 orders using PP on AE. Got hit with 3x $10 fee.
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