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forum threadPhillipJR posted Today 06:46 AM
forum threadPhillipJR posted Today 06:46 AM

Discover Credit Card 0.00% APR for 12 Months Via Online Chat Session For Current Card Holders

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I saw my 0% was ending soon, so I asked my wife which has a separate account to ask them to see if they would give her 0% APR for 12 months and she asked them if they had any APR offers and they came back and gave her 12 months of 0% APR but explained it would start in 24 hours to take effect on new purchaes only.

Thought I would share, I should have thought about this a couple of days before black Friday but hopefully enough time for others to apply for before Cyber Monday!

Good luck and report back your offers!
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I saw my 0% was ending soon, so I asked my wife which has a separate account to ask them to see if they would give her 0% APR for 12 months and she asked them if they had any APR offers and they came back and gave her 12 months of 0% APR but explained it would start in 24 hours to take effect on new purchaes only.

Thought I would share, I should have thought about this a couple of days before black Friday but hopefully enough time for others to apply for before Cyber Monday!

Good luck and report back your offers!

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Today 07:00 AM
1,134 Posts
Joined Dec 2005
offbeatToday 07:00 AM
1,134 Posts
I love this about Discover card. I wish Costco would still accept it online. Massive to load up on Costco bullion gold.
Today 07:01 AM
1,134 Posts
Joined Dec 2005
offbeatToday 07:01 AM
1,134 Posts
OP side your 0% is ending soon. You're card is not eligible for extension of the current 0% offer?
Today 07:34 AM
2,875 Posts
Joined Nov 2009
cobra11murdererToday 07:34 AM
2,875 Posts
this isnt new nor is it special to bf.. i been doing this every year ive had one of there cards... reaching out to them via chat they can check your account to see if any offers are available im sure this will all change this next year though
Today 07:43 AM
4,794 Posts
Joined Sep 2008
karaziToday 07:43 AM
4,794 Posts
No workie for me:

I absolutely understand wanting a lower interest rate for your purchases. I do apologize; we no longer process requests for purchase APR reductions.

There may be promotional interest rate offers that are sent to you from time to time that I would encourage you to keep an eye out for those on discover.com/myoffersl.

In the meantime, there are methods you can use to reduce the average daily balance charged each month for interest specifically; would you like to learn more about those?

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