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forum threadcelinewww posted Today 12:25 AM
forum threadcelinewww posted Today 12:25 AM

Deal Stack: 10% Off Target Gift Cards Using PayPal + Chase Freedom(5% Cashback)

Target
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Deal Details
Target is running its 10% off Target gift cards promo.
If you pay using PayPal and use your Chase Freedom/Freedom Flex (5% back on PayPal in Dec.), you stack both deals.
10% off at Target
5% cashback with Chase Freedom card via PayPal
= ~14.5% effective savings
Buy $500 in gift cards → pay $450 → earn $22.5 cashback → $427.5 for $500 in Target value.
Easy stack. Perfect for holiday shopping.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Target is running its 10% off Target gift cards promo.
If you pay using PayPal and use your Chase Freedom/Freedom Flex (5% back on PayPal in Dec.), you stack both deals.
10% off at Target
5% cashback with Chase Freedom card via PayPal
= ~14.5% effective savings
Buy $500 in gift cards → pay $450 → earn $22.5 cashback → $427.5 for $500 in Target value.
Easy stack. Perfect for holiday shopping.

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26 Comments

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Today 12:35 AM
780 Posts
Joined Apr 2019
nlgrpn14Today 12:35 AM
780 Posts
Great deal. UGH, but I just saw this after buying $360 worth of cards.
1
Today 12:54 AM
5,075 Posts
Joined Dec 2010
InboxToday 12:54 AM
5,075 Posts
What do you buy so much of at target? Do you get free shipping on small amounts if you pay with target giftcard? Or do you have to use gift cards along with a red card to get free shipping below $35? Sounds like a hassle. Since I'm mostly shopping online, seems like less deals upfront at target. As opposed to getting cashback rewards… haven't even been able to use up the few reward points before they expire. No more deals on Signing up for red cards?…When will their iPads be on sale again? Totally missed all last week sales
Last edited by Inbox December 6, 2025 at 08:38 PM.
3
Today 12:56 AM
4,317 Posts
Joined Jun 2007

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Today 01:05 AM
927 Posts
Joined Dec 2015
selfwriteclickToday 01:05 AM
927 Posts
Hate to be that guy, but I'm not sure why this is worth posting. You can essentially make a post for every PayPal purchase this month with Chase Freedom if following this pattern.
1
3
Today 01:12 AM
205 Posts
Joined Oct 2019
GamerLGToday 01:12 AM
205 Posts

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Quote from Inbox :
What do you buy so much of at target? Do you get free shipping on small amounts if you pay with target gift card? Or do you have to use gift cards along with a red card to get free shipping below $35? Sounds like a hassle. No deals on taking out red cards?When will their iPads be on sale again? Totally missed all last week sales
I buy $500 GC each time target has this sales. Very good value for the most parts. For example; they often do deal like Buy $50 get $15 GC for household items concurrently with P&G Rebates. Take last week's apple earbud 4 for $70 for example, I got mine effectively for $63 due to discount from GC. It's different for everyone, I suspect many shop at Costco enough that they stopped cross checking pricing against Costco and assume Costco has the best price all the time. They do free shipping, I believe is $35 minimum but i could be wrong. I mostly do pick-up at local stores as I do pass-by sometimes. It's a good way to keep jobs and local economy going. keeping revenue tied to our local target store do help the local community in a small way, obviously the more people in the town do this, the better it is for the town.
1
Today 01:17 AM
1,188 Posts
Joined Feb 2011
raulgrandeToday 01:17 AM
1,188 Posts
What's the max savings?
2
Today 01:24 AM
3,745 Posts
Joined Aug 2010
hunnybunny1012Today 01:24 AM
3,745 Posts
Quote from Inbox :
What do you buy so much of at target? Do you get free shipping on small amounts if you pay with target gift card? Or do you have to use gift cards along with a red card to get free shipping below $35? Sounds like a hassle. No deals on taking out red cards?When will their iPads be on sale again? Totally missed all last week sales
I usually hit up their 90% clearance and spend a good $100 on a cart full! I also get smaller increment gift cards to give to teachers and family for Christmas presents!
They also have grocery coupons that you can stack with the discounted gift cards for even more savings!
1

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Today 01:34 AM
191 Posts
Joined Nov 2015
Stevo21Today 01:34 AM
191 Posts

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Quote from dvdrdiscs :
Or pay with a target card instead of PayPal for an instant 5% off
5% discount on the target card doesn't apply to gift cards
1
Today 01:36 AM
12,454 Posts
Joined Dec 2008

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Today 01:37 AM
3,106 Posts
Joined Feb 2012
80808080808Today 01:37 AM
3,106 Posts

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Quote from tennis8363 :
Well... this isn't that great of a deal, above and beyond the 10% discount. Adding PayPal only gives an extra 5%, but you lose Red Card savings and is only a delta of 3% over most cashback cards these days (assuming at least 2% on daily spend).
redcard discount doesnt apply to target gift cards
1
Today 01:42 AM
390 Posts
Joined Jan 2013
seahawks2112Today 01:42 AM
390 Posts
I had actually forgotten about the Chase Paypal 5 Percent cash back as it was only for the month of December. Thanks for the reminder, good timing with the Target GC deal, great post!
1
Today 01:43 AM
12,454 Posts
Joined Dec 2008
tennis8363Today 01:43 AM
12,454 Posts
Quote from 80808080808 :
redcard discount doesnt apply to target gift cards
You must have misread, I never said it did
3
Today 01:44 AM
195 Posts
Joined Jul 2019
SeanBeanIToday 01:44 AM
195 Posts
Quote from hunnybunny1012 :
I usually hit up their 90% clearance and spend a good $100 on a cart full! I also get smaller increment gift cards to give to teachers and family for Christmas presents! They also have grocery coupons that you can stack with the discounted gift cards for even more savings!
This. Great gift for teachers day or whatever
2
Today 02:52 AM
1,443 Posts
Joined Apr 2022
RefundroidToday 02:52 AM
1,443 Posts
Quote from GamerLG :
I buy $500 GC each time target has this sales. Very good value for the most parts. For example; they often do deal like Buy $50 get $15 GC for household items concurrently with P&G Rebates. Take last week's apple earbud 4 for $70 for example, I got mine effectively for $63 due to discount from GC. It's different for everyone, I suspect many shop at Costco enough that they stopped cross checking pricing against Costco and assume Costco has the best price all the time. They do free shipping, I believe is $35 minimum but i could be wrong. I mostly do pick-up at local stores as I do pass-by sometimes. It's a good way to keep jobs and local economy going. keeping revenue tied to our local target store do help the local community in a small way, obviously the more people in the town do this, the better it is for the town.
I used to do this, but I ended up with more house hold products than I could use in my life time, so I'm no longer buying Target GC lol

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Today 02:59 AM
14 Posts
Joined Sep 2014
rbdchiToday 02:59 AM
14 Posts
I just used this Paypal through Chase deal to buy a gift card a couple days ago and got slammed with a $10 transaction fee from Chase. Apparently Paypal uses a cash advance to process some transactions like these, which Chase is happy to charge more for. I don't know if the culprit is Paypal or Chase, but I'll be avoiding using Paypal for gift cards going forward. Super shady.

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