Deal Stack: 10% Off Target Gift Cards Using PayPal + Chase Freedom(5% Cashback)

nlgrpn14

Dec 7, 2025 12:35 AM

999 Comments

Joined Apr 2019

nlgrpn14Dec 7, 2025 12:35 AM

999 Comments

Great deal. UGH, but I just saw this after buying $360 worth of cards.

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selfwriteclick

Dec 7, 2025 1:05 AM

992 Comments

Joined Dec 2015

selfwriteclickDec 7, 2025 1:05 AM

992 Comments

Hate to be that guy, but I'm not sure why this is worth posting. You can essentially make a post for every PayPal purchase this month with Chase Freedom if following this pattern.

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GamerLG

Dec 7, 2025 1:12 AM

225 Comments

Joined Oct 2019

GamerLGDec 7, 2025 1:12 AM

225 Comments

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Quote from Inbox

:

What do you buy so much of at target? Do you get free shipping on small amounts if you pay with target gift card? Or do you have to use gift cards along with a red card to get free shipping below $35? Sounds like a hassle. No deals on taking out red cards?When will their iPads be on sale again? Totally missed all last week sales

I buy $500 GC each time target has this sales. Very good value for the most parts. For example; they often do deal like Buy $50 get $15 GC for household items concurrently with P&G Rebates. Take last week's apple earbud 4 for $70 for example, I got mine effectively for $63 due to discount from GC. It's different for everyone, I suspect many shop at Costco enough that they stopped cross checking pricing against Costco and assume Costco has the best price all the time. They do free shipping, I believe is $35 minimum but i could be wrong. I mostly do pick-up at local stores as I do pass-by sometimes. It's a good way to keep jobs and local economy going. keeping revenue tied to our local target store do help the local community in a small way, obviously the more people in the town do this, the better it is for the town.

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raulgrande

Dec 7, 2025 1:17 AM

1.3K Comments

Joined Feb 2011

raulgrandeDec 7, 2025 1:17 AM

1.3K Comments

What's the max savings?

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hunnybunny1012

Dec 7, 2025 1:24 AM

3.8K Comments

Joined Aug 2010

hunnybunny1012Dec 7, 2025 1:24 AM

3.8K Comments

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Quote from Inbox

:

What do you buy so much of at target? Do you get free shipping on small amounts if you pay with target gift card? Or do you have to use gift cards along with a red card to get free shipping below $35? Sounds like a hassle. No deals on taking out red cards?When will their iPads be on sale again? Totally missed all last week sales

I usually hit up their 90% clearance and spend a good $100 on a cart full! I also get smaller increment gift cards to give to teachers and family for Christmas presents!
They also have grocery coupons that you can stack with the discounted gift cards for even more savings!

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Stevo21

Dec 7, 2025 1:34 AM

204 Comments

Joined Nov 2015

Stevo21Dec 7, 2025 1:34 AM

204 Comments

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Quote from dvdrdiscs

:

Or pay with a target card instead of PayPal for an instant 5% off

5% discount on the target card doesn't apply to gift cards

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1

80808080808

Dec 7, 2025 1:37 AM

3.1K Comments

Joined Feb 2012

80808080808Dec 7, 2025 1:37 AM

3.1K Comments

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Quote from tennis8363

:

Well... this isn't that great of a deal, above and beyond the 10% discount. Adding PayPal only gives an extra 5%, but you lose Red Card savings and is only a delta of 3% over most cashback cards these days (assuming at least 2% on daily spend).

redcard discount doesnt apply to target gift cards

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seahawks2112

Dec 7, 2025 1:42 AM

420 Comments

Joined Jan 2013

seahawks2112Dec 7, 2025 1:42 AM

420 Comments

I had actually forgotten about the Chase Paypal 5 Percent cash back as it was only for the month of December. Thanks for the reminder, good timing with the Target GC deal, great post!

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SeanBeanI

Dec 7, 2025 1:44 AM

240 Comments

Joined Jul 2019

SeanBeanIDec 7, 2025 1:44 AM

240 Comments

Quote from hunnybunny1012

:

I usually hit up their 90% clearance and spend a good $100 on a cart full! I also get smaller increment gift cards to give to teachers and family for Christmas presents! They also have grocery coupons that you can stack with the discounted gift cards for even more savings!

This. Great gift for teachers day or whatever

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Refundroid

Dec 7, 2025 2:52 AM

1.6K Comments

Joined Apr 2022

RefundroidDec 7, 2025 2:52 AM

1.6K Comments

Quote from GamerLG

:

I buy $500 GC each time target has this sales. Very good value for the most parts. For example; they often do deal like Buy $50 get $15 GC for household items concurrently with P&G Rebates. Take last week's apple earbud 4 for $70 for example, I got mine effectively for $63 due to discount from GC. It's different for everyone, I suspect many shop at Costco enough that they stopped cross checking pricing against Costco and assume Costco has the best price all the time. They do free shipping, I believe is $35 minimum but i could be wrong. I mostly do pick-up at local stores as I do pass-by sometimes. It's a good way to keep jobs and local economy going. keeping revenue tied to our local target store do help the local community in a small way, obviously the more people in the town do this, the better it is for the town.

I used to do this, but I ended up with more house hold products than I could use in my life time, so I'm no longer buying Target GC lol

1

rbdchi

Dec 7, 2025 2:59 AM

15 Comments

Joined Sep 2014

rbdchiDec 7, 2025 2:59 AM

15 Comments

I just used this Paypal through Chase deal to buy a gift card a couple days ago and got slammed with a $10 transaction fee from Chase. Apparently Paypal uses a cash advance to process some transactions like these, which Chase is happy to charge more for. I don't know if the culprit is Paypal or Chase, but I'll be avoiding using Paypal for gift cards going forward. Super shady.

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Deal Stack: 10% Off Target Gift Cards Using PayPal + Chase Freedom(5% Cashback)

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