1: Free Tax USA
https://www.freetaxusa.
2: Cash App Taxes (Formally Credit Karma Tax)
https://cash.app/taxes
3: OnlineTaxes
https://olt.com/
4: MyFreeTaxes (for AGI $89,000 or less)
https://myfreetaxes.com/
5: IRS Free File: Do your Taxes for Free (for AGI $89,000 or less)
https://www.irs.gov/file-your-taxes-for-free
https://irs.treasury.go
6: IRS Free Fillable Forms: Do your Taxes for Free (no AGI limit)
https://www.irs.gov/e-file-provid...able-forms
List of states with free state e-file directly on their website [thefinancebuff.com]
(requires transferring data from your tax software to the state website)
You can apply Amazon digital credits to save even more (YMMV). However it only applies to the "normal" listing; NOT the GC offer.
Top Comments
TT strongly pushes Premier and Home & Business but the fact is that TT Deluxe can handle every situation that these more expensive versions can. The only exception that I am aware of is the ability to create W2 and 1099 forms for employees in H&B.
Deluxe has everything for all investment types, everything for owners of rental properties, everything for self-employed (1099-NEC/Schedule C filers), everything for those who do itemized deductions.
The higher versions offer more guidance but Deluxe has all the forms required and will still walk you through all of it.
Note that Turbotax Online is completely different, Deluxe Online is purposely limited forcing more complex returns to use the more expenisve Online versions than Deluxe.
Community Reviews
TurboTax Deluxe desktop is the main value pick here for people who want guided tax prep with brokerage imports, stock sales, and even many rental or self employment returns without paying for Premier. The desktop version is praised for handling multiple federal returns, keeping data local, and offering clearer interview style guidance than online. The biggest catch is Windows 11 support, since Windows 10 is no longer compatible. State e file still costs extra, and some complex K 1 or business cases may still need more hand holding.
Common Questions (6)
TurboTax Deluxe desktop can handle stock sales, brokerage imports, and Schedule K-1 forms, including capital loss carryovers and many investment types. The main difference versus Premier is extra guidance, not the underlying forms, so Deluxe is enough if you're comfortable entering the data.
No. TurboTax 2025 desktop requires Windows 11 and will not install or run on Windows 10, even with ESU support. If you can't upgrade, the practical alternatives are TurboTax Online or a virtual machine running Windows 11.
Yes. Deluxe desktop can import 1099-B and other investment data directly from supported brokerages, and it can also import .TXF files. It does not rely on the limited online-version workflow, which is why many investment users prefer the desktop edition.
Costco's $10 bonus is an in-product credit that can be applied to state e-file fees or other add-ons inside TurboTax. Amazon's $10 bonus is a gift card, which is easier to spend elsewhere but does not directly reduce TurboTax add-on costs.
TurboTax Deluxe desktop can handle 1099-NEC self-employment income and generate Schedule C. The confusion usually comes from TurboTax Online, where Deluxe is more limited and may push you to upgrade.
The desktop download can be installed on up to 5 computers and can file up to 5 federal returns. State e-file is still extra, and each additional state download usually costs more.
AI-generated summary based on comments from the community. Updated ago
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848 Comments
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So, might be worth looking into a professional to do taxes for you, as my total is $55 more to do my own taxes with only a W-2 and some 1099-INTs. Also, it sucks that free file is income limited on the IRS website (you know, the place I'm paying all these taxes to), as I would love to take advantage of that, and I really don't understand the rationalization (I suppose good lobbying leads to irrational policy, or at least consumer unfriendly policies) to make it income based.
Most professionals are going to charge much more than that to prepare and file your taxes.
I would love to be wrong about this.
For those of us not buying apps, ebooks or renting videos this can add up to a nice little discount.
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In terms of Turbotax Desktop/Download (the deal being discussed here), it will completely handle 1099-NEC self-employment income and generate the complete schedule C.
https://www.google.com/search?q=d...t+
"Yes, the TurboTax Deluxe Desktop (CD/Download) version supports 1099-NEC for reporting self-employment income. It allows you to enter 1099-NEC data, which flows to a Schedule C for reporting nonemployee compensation. While you can enter income, TurboTax desktop provides the forms-based view necessary to handle related business expenses. "
"Desktop vs. Online: Unlike the Deluxe Online version, which often requires an upgrade for self-employment, the Desktop/CD version can handle 1099-NEC."
I read in another thread that the Fidelity deal also works with Chase cards.
Edit: it does allow for download for $49 for deluxe, just forces you to sign in your TT account. so, $49 - $20 amex = $29 and and then used BOA $25 - $20 = $5 to pay for e-file for a state. Makes it $29 + $5 = $34.
Federal & State [bjs.com]
Home & Business [bjs.com]
And warehouse clubs are a Discover 5X bonus category this quarter.
Chase is scaled because it's a % deal. To get $20 max you'll need to make a purchase of $66.66.
If you want to share your code with someone else you would need to share those credential with them as well.
Fidelity is most likely Online version and not desktop download.
It has other products from TurboTax also with $10 gift card on the intuit store for Amazon
With State: https://www.amazon.com/dp/B0GH2XRDQT
https://www.amazon.com/dp/B0GH2ZHJ7Y
https://www.amazon.com/TurboTax-Deluxe-Desktop-Federal-Download/dp/B0FWV56H48/ref=sr_1_2?crid=253VVR... [amazon.com]
Figure it out: just search turbotax 2025 with gift card!
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did you get the desktop version?
https://turbotax.intuit
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