1: Free Tax USA
https://www.freetaxusa.
2: Cash App Taxes (Formally Credit Karma Tax)
https://cash.app/taxes
3: OnlineTaxes
https://olt.com/
4: MyFreeTaxes (for AGI $89,000 or less)
https://myfreetaxes.com/
5: IRS Free File: Do your Taxes for Free (for AGI $89,000 or less)
https://www.irs.gov/file-your-taxes-for-free
https://irs.treasury.go
6: IRS Free Fillable Forms: Do your Taxes for Free (no AGI limit)
https://www.irs.gov/e-file-provid...able-forms
List of states with free state e-file directly on their website [thefinancebuff.com]
(requires transferring data from your tax software to the state website)
You can apply Amazon digital credits to save even more (YMMV). However it only applies to the "normal" listing; NOT the GC offer.
Top Comments
TT strongly pushes Premier and Home & Business but the fact is that TT Deluxe can handle every situation that these more expensive versions can. The only exception that I am aware of is the ability to create W2 and 1099 forms for employees in H&B.
Deluxe has everything for all investment types, everything for owners of rental properties, everything for self-employed (1099-NEC/Schedule C filers), everything for those who do itemized deductions.
The higher versions offer more guidance but Deluxe has all the forms required and will still walk you through all of it.
Note that Turbotax Online is completely different, Deluxe Online is purposely limited forcing more complex returns to use the more expenisve Online versions than Deluxe.
Community Reviews
TurboTax Deluxe desktop is the main value pick here for people who want guided tax prep with brokerage imports, stock sales, and even many rental or self employment returns without paying for Premier. The desktop version is praised for handling multiple federal returns, keeping data local, and offering clearer interview style guidance than online. The biggest catch is Windows 11 support, since Windows 10 is no longer compatible. State e file still costs extra, and some complex K 1 or business cases may still need more hand holding.
Common Questions (6)
TurboTax Deluxe desktop can handle stock sales, brokerage imports, and Schedule K-1 forms, including capital loss carryovers and many investment types. The main difference versus Premier is extra guidance, not the underlying forms, so Deluxe is enough if you're comfortable entering the data.
No. TurboTax 2025 desktop requires Windows 11 and will not install or run on Windows 10, even with ESU support. If you can't upgrade, the practical alternatives are TurboTax Online or a virtual machine running Windows 11.
Yes. Deluxe desktop can import 1099-B and other investment data directly from supported brokerages, and it can also import .TXF files. It does not rely on the limited online-version workflow, which is why many investment users prefer the desktop edition.
Costco's $10 bonus is an in-product credit that can be applied to state e-file fees or other add-ons inside TurboTax. Amazon's $10 bonus is a gift card, which is easier to spend elsewhere but does not directly reduce TurboTax add-on costs.
TurboTax Deluxe desktop can handle 1099-NEC self-employment income and generate Schedule C. The confusion usually comes from TurboTax Online, where Deluxe is more limited and may push you to upgrade.
The desktop download can be installed on up to 5 computers and can file up to 5 federal returns. State e-file is still extra, and each additional state download usually costs more.
AI-generated summary based on comments from the community. Updated ago
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848 Comments
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- Click on the link from fidelity that will bring you to the turbotax site. It will bring you into some "online" version that you can ignore
- Go to the home page at https://turbotax.intuit
- This will give all of the other options and you should see the original $70 for Deluxe crossed out and replaced with something else. For my 30% off, it was replaced with $49
- Click "Shop Now" and select the right side one (unless you want auto renew etc) and continue through to checkout.
I did this with an Amex card and should hopefully get the $20 off as credit. Hoping that I can dip into the BoA one (custom cash that should cover online shopping) with the additional state purchase that I need.
https://turbotax.intuit
we going with amazon?
TT strongly pushes Premier and Home & Business but the fact is that TT Deluxe can handle every situation that these more expensive versions can. The only exception that I am aware of is the ability to create W2 and 1099 forms for employees in H&B.
Deluxe has everything for all investment types, everything for owners of rental properties, everything for self-employed (1099-NEC/Schedule C filers), everything for those who do itemized deductions.
The higher versions offer more guidance but Deluxe has all the forms required and will still walk you through all of it.
Note that Turbotax Online is completely different, Deluxe Online is purposely limited forcing more complex returns to use the more expenisve Online versions than Deluxe.
"Deluxe does NOT include Schedule C.
TurboTax will let you start entering 1099‑NEC info, then force an upgrade when you try to enter expenses or complete the Schedule C.
2. Self‑Employment Tax (15.3%) calculations
Deluxe cannot calculate or file this.
3. Business deductions & mileage tracking
Deluxe blocks these and prompts an upgrade
- Enter mileage
- Enter car expenses
- Enter business supplies
- Enter phone %
- Enter platform fees
- Complete Schedule C"
Can anyone confirm?Sign up for a Slickdeals account to remove this ad.
TurboTax will let you start entering 1099‑NEC info, then force an upgrade when you try to enter expenses or complete the Schedule C.
2. Self‑Employment Tax (15.3%) calculations
Deluxe cannot calculate or file this.
3. Business deductions & mileage tracking
Deluxe blocks these and prompts an upgrade"
Can anyone confirm?
Ask AI again but be sure to specify that you are referring to Turbotax Deluxe Desktop
TT Deluxe desktop definitely contains Schedule C and handles 1099-NEC and self-employment tax calculations just fine, I have used it myself
Ask AI again but be sure to specify that you are referring to Turbotax Deluxe Desktop
TT Deluxe desktop definitely contains Schedule C and handles 1099-NEC and self-employment tax calculations just fine, I have used it myself
"Deluxe does NOT include Schedule C.
TurboTax will let you start entering 1099‑NEC info, then force an upgrade when you try to enter expenses or complete the Schedule C.
2. Self‑Employment Tax (15.3%) calculations
Deluxe cannot calculate or file this.
3. Business deductions & mileage tracking
Deluxe blocks these and prompts an upgrade
- Enter mileage
- Enter car expenses
- Enter business supplies
- Enter phone %
- Enter platform fees
- Complete Schedule C"
Can anyone confirm?Ask ChatGPT this "Does Turbotax Deluxe Desktop handle Schedule C, 1099-NEC forms and self-employed workers?"
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Download link is below:
https://turbotax.intuit
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