1: Free Tax USA
https://www.freetaxusa.
2: Cash App Taxes (Formally Credit Karma Tax)
https://cash.app/taxes
3: OnlineTaxes
https://olt.com/
4: MyFreeTaxes (for AGI $89,000 or less)
https://myfreetaxes.com/
5: IRS Free File: Do your Taxes for Free (for AGI $89,000 or less)
https://www.irs.gov/file-your-taxes-for-free
https://irs.treasury.go
6: IRS Free Fillable Forms: Do your Taxes for Free (no AGI limit)
https://www.irs.gov/e-file-provid...able-forms
List of states with free state e-file directly on their website [thefinancebuff.com]
(requires transferring data from your tax software to the state website)
You can apply Amazon digital credits to save even more (YMMV). However it only applies to the "normal" listing; NOT the GC offer.
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TT strongly pushes Premier and Home & Business but the fact is that TT Deluxe can handle every situation that these more expensive versions can. The only exception that I am aware of is the ability to create W2 and 1099 forms for employees in H&B.
Deluxe has everything for all investment types, everything for owners of rental properties, everything for self-employed (1099-NEC/Schedule C filers), everything for those who do itemized deductions.
The higher versions offer more guidance but Deluxe has all the forms required and will still walk you through all of it.
Note that Turbotax Online is completely different, Deluxe Online is purposely limited forcing more complex returns to use the more expenisve Online versions than Deluxe.
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A tax accountant can help you reduce taxes by suggesting tax loss harvesting (which I do every year), and DAFs. And god help you if you inherited IRAs and have to take RMDs. The rules are unbelievable. Simple things like contributions to 401ks, Roths, Simple IRAs, not all people are well versed on these topics and their benefits.
You need a financial advisor/planner more than an account if you can do tax loss harvesting every year.
I tested it last year, and the experience was nowhere near as good as TurboTax even without AI.
For 2025, Turbotax has Intuit AI Assist. FreeTaxUSA has no AI in the product. That alone is worth the $20 price difference.
I tested it last year, and the experience was nowhere near as good as TurboTax even without AI.
For 2025, Turbotax has Intuit AI Assist. FreeTaxUSA has no AI in the product. That alone is worth the $20 price difference.
I tested it last year, and the experience was nowhere near as good as TurboTax even without AI.
For 2025, Turbotax has Intuit AI Assist. FreeTaxUSA has no AI in the product. That alone is worth the $20 price difference.
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Same here. Still waiting for almost 2 days since receiving the Order Shipped email.
I hate to keep chiming in but people don't know what they don't know. For example, I had a Ready Asset account many years ago. Most people would just declare the interest, which at the time rates were high. But, depending on your state, a percentage of your interest could be exempt from taxes based on several factors including what the fund was invested in. Did I know that, nope. Did my CPA catch it, yes. We had to contact the fund to get the % by state.
A tax accountant can help you reduce taxes by suggesting tax loss harvesting (which I do every year), and DAFs. And god help you if you inherited IRAs and have to take RMDs. The rules are unbelievable. Simple things like contributions to 401ks, Roths, Simple IRAs, not all people are well versed on these topics and their benefits.
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I had a CPA in another state handling an estate and she had to contact the IRS regarding a discrepancy in the estate tax return after we received a letter about a large amount owed. Evidently she explained it to them and it was dropped.
My CPA always required me to review my returns and acknowledge they were correct before they were e-filed, and then I would begrudgingly pay the taxes. I agree with you, I'm sure most people just trust the returns were prepared correctly.
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