Earn a
$400 bonus when you open a
U.S. Bank Business Essentials Account or
$1,200 when you open a
Platinum Business Checking Account online with promo code Q1AFL26 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2026. Member FDIC.
Bonus Options:
- Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 1/15/2026 and 3/31/2026.
- You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
- Earn your $1,200 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 1/15/2026 and 3/31/2026.
- You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
Key features:
- $0 monthly maintenance fee
- Unlimited digital transactions
- 25 free teller and paper transactions per statement cycle
- Free same day access to funds
- Free mobile card reader
- $0 software fees
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Deposit at least $25,000 in new money within 30 days of opening your new Platinum Business Checking Package. You must maintain at least $25,000 balance for 60 days after account opening and complete six qualifying transactions within 60 days.
Promo code: Q1AFL26
Offer valid through March 31, 2026
Qualifying transactions include: Debit card purchases, ACH and wire credits or debits, Zelle® credits and debits, U.S. Bank mobile check deposit, electronic or paper checks, U.S. Bank bill pay (excluding payments made by credit card) and payment received via U.S. Bank Payment Solutions
Note: You must make all six qualifying transactions within 60 days of opening your account to receive your bonus.
Not eligible: Other transactions such as person-to-person payments, credit card transfers or transfers between U.S. Bank accounts
Key Features
550 free transactions per statement cycle
250 free cash deposit units per statement cycle,
$30 or $0 monthly maintenance fee
Waive the $30 monthly maintenance fee with any one of the following:
U.S. Bank Payment Solutions
$25,000 average collected checking balance
$75,000 combined average collected business deposits and outstanding business credit balances
Promo code Q1AFL26 will be automatically applied.
So, does this mean you can just put, say 26k in the account, make six $1 debit card purchases and you'll be good to go? Just want to make sure I'm reading this correctly. I've never missed out on a credit card bonus, but did miss a another checking account bonus before, due to fine print.
Fo ex, John Doe can open a business account like 'John Doe Service' without need of document (as long as your name is in the title).
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