Slickdeals is community-supported.  We may get paid by brands for deals, including promoted items.
Forum Thread Advertiser Disclosure

U.S. Bank Business Checking: Earn Up to a $1,200 Bonus When You Open a New Account and Complete Qualifying Activities

+14 Deal Score
14,039 Views
Earn a $400 bonus when you open a U.S. Bank Business Essentials Account or $1,200 when you open a Platinum Business Checking Account online with promo code Q1AFL26 and complete qualifying activities, subject to certain terms and limitations. Offer valid through March 31, 2026. Member FDIC.

Bonus Options:
  • Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 1/15/2026 and 3/31/2026.
    • You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.
  • Earn your $1,200 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 1/15/2026 and 3/31/2026.
    • You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 5 qualifying transactions within 60 days of account opening.

Key features:
  • $0 monthly maintenance fee
  • Unlimited digital transactions
  • 25 free teller and paper transactions per statement cycle
  • Free same day access to funds
  • Free mobile card reader
  • $0 software fees


Slickdeals may be compensated by U.S. Bank
Add Comment
Created 01-16-2026 at 01:29 AM by LD7 | Staff
in Finance U.S. Bank - Bank Advertiser
If you purchase something through a post on our site, Slickdeals may get a small share of the sale.
Deal
Score
+14
14,039 Views
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

Your comment cannot be blank.

Sign up for a Slickdeals account to remove this ad.

Joined Apr 2008
L4: Apprentice
> bubble2 311 Posts
30 Reputation
tenali
02-20-2026 at 02:29 PM.
02-20-2026 at 02:29 PM.
Must you have a business for this? How does one bypass that?
Reply
Joined Mar 2005
Renaissance Man
> bubble2 6,459 Posts
1,979 Reputation
PedroR
02-20-2026 at 02:33 PM.
02-20-2026 at 02:33 PM.
Quote from tenali :
How does one bypass that?
By not opening said account type
1
4
1
Reply
Joined Sep 2006
L5: Journeyman
> bubble2 531 Posts
121 Reputation
ddt972
02-21-2026 at 06:42 AM.
02-21-2026 at 06:42 AM.
Earn a $1,200 bonus

Deposit at least $25,000 in new money within 30 days of opening your new Platinum Business Checking Package. You must maintain at least $25,000 balance for 60 days after account opening and complete six qualifying transactions within 60 days.

Promo code: Q1AFL26
Offer valid through March 31, 2026

Qualifying transactions include: Debit card purchases, ACH and wire credits or debits, Zelle® credits and debits, U.S. Bank mobile check deposit, electronic or paper checks, U.S. Bank bill pay (excluding payments made by credit card) and payment received via U.S. Bank Payment Solutions

Note: You must make all six qualifying transactions within 60 days of opening your account to receive your bonus.

Not eligible: Other transactions such as person-to-person payments, credit card transfers or transfers between U.S. Bank accounts
Key Features

550 free transactions per statement cycle
250 free cash deposit units per statement cycle,
$30 or $0 monthly maintenance fee



Waive the $30 monthly maintenance fee with any one of the following:

U.S. Bank Payment Solutions
$25,000 average collected checking balance
$75,000 combined average collected business deposits and outstanding business credit balances

Promo code Q1AFL26 will be automatically applied.

So, does this mean you can just put, say 26k in the account, make six $1 debit card purchases and you'll be good to go? Just want to make sure I'm reading this correctly. I've never missed out on a credit card bonus, but did miss a another checking account bonus before, due to fine print.
Reply
Joined Feb 2014
L3: Novice
> bubble2 143 Posts
10 Reputation
localpikake
02-21-2026 at 07:55 AM.
02-21-2026 at 07:55 AM.
$400 is tempting but can't justify saying I'm a business when I really am not.
Reply
Joined Aug 2009
L3: Novice
> bubble2 262 Posts
130 Reputation
Deal_grab
02-21-2026 at 08:53 AM.
02-21-2026 at 08:53 AM.
Can i open this account if my residence & business is based out of FL ?
Reply
Joined Sep 2010
L5: Journeyman
> bubble2 596 Posts
80 Reputation
ca51580520
02-21-2026 at 11:35 AM.
02-21-2026 at 11:35 AM.
Quote from tenali :
Must you have a business for this? How does one bypass that?
You can open a sole proprietorship business account. In certain states (like California), you can open business usinig your name and own SSN to do businiess. You can also get a seperate EIN number on IRS website in a few minutes by answering some questions (Sometimes, it may need to mail to you instead).

Fo ex, John Doe can open a business account like 'John Doe Service' without need of document (as long as your name is in the title).
Reply
Joined Dec 2007
L6: Expert
> bubble2 1,855 Posts
317 Reputation
Pro
AssaultLife
02-23-2026 at 02:32 PM.
02-23-2026 at 02:32 PM.
nice deal. They use your 25k while giving you 1200 in return after 60 days
Reply

Sign up for a Slickdeals account to remove this ad.

Joined Feb 2011
L2: Beginner
> bubble2 42 Posts
10 Reputation
yayboogers
02-23-2026 at 04:49 PM.
02-23-2026 at 04:49 PM.
Quote from AssaultLife :
nice deal. They use your 25k while giving you 1200 in return after 60 days
Yes that's generally how banks work
3
Reply
Joined Sep 2008
L5: Journeyman
> bubble2 567 Posts
225 Reputation
ice_cube
02-24-2026 at 07:23 AM.
02-24-2026 at 07:23 AM.
Check out the big brain on Brett! You're a smart m0therf***er. That's right. The metric system.

Quote from AssaultLife :
nice deal. They use your 25k while giving you 1200 in return after 60 days
Reply
Joined Aug 2016
L5: Journeyman
> bubble2 869 Posts
45 Reputation
angelmaldito23
03-03-2026 at 12:38 PM.
03-03-2026 at 12:38 PM.
i don't have a business can i still open and get that bonus?
Reply
Joined Mar 2010
L2: Beginner
> bubble2 79 Posts
27 Reputation
rayrays
03-03-2026 at 02:47 PM.
03-03-2026 at 02:47 PM.
Quote from angelmaldito23 :
i don't have a business can i still open and get that bonus?
Of course, "sole proprietorship" you sell stuff on ebay, offer up, Facebook Marketplace. Use SSN# as business. Just opened mine, several questions on what your Biz is, income, but nothing hard to say. Easy $1,200 after 2months of letting your $25k sit.woot
Reply
Joined Dec 2005
L4: Apprentice
> bubble2 410 Posts
67 Reputation
n00bcak3
03-03-2026 at 11:25 PM.
03-03-2026 at 11:25 PM.
$400 bonus on $5k seems like it's a better rate of return than $1,200 on $25k.
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,815 Posts
1,061 Reputation
poohbie
Yesterday at 12:01 AM.
Yesterday at 12:01 AM.
Quote from n00bcak3 :
$400 bonus on $5k seems like it's a better rate of return than $1,200 on $25k.
Yes, but only if you can get a better rate of return on the other $20K than the additional $800.
Reply
Joined Nov 2006
L10: Grand Master
> bubble2 12,815 Posts
1,061 Reputation
poohbie
Yesterday at 12:01 AM.
Yesterday at 12:01 AM.
Any restrictions on if you previously got a US Bank business checking bonus?
Reply
Page 1 of 1
Start the Conversation
 
Link Copied

The link has been copied to the clipboard.