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U.S. Bank Business Checking: Earn Up to a $1,200 Bonus When You Open a New Account and Complete Qualifying Activities

+35 Deal Score
47,501 Views
Earn a $400 bonus when you open a U.S. Bank Business Essentials Account or $1,200 when you open a Platinum Business Checking Account online with promo code Q3AFL26 and complete qualifying activities, subject to certain terms and limitations. Offer valid through September 27, 2026. Member FDIC.

Bonus Options:
  • Earn your $400 Business Checking bonus by opening a new U.S. Bank Business Essentials account between 7/01/2026 and 9/27/2026.
    • You must make deposit(s) of at least $5,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $5,000 until the 60th day after account opening. You must also complete 6 qualifying transactions within 60 days of account opening.
  • Earn your $1,200 Business Checking bonus by opening a new U.S. Bank Platinum Business Checking account between 7/01/2026 and 9/27/2026.
    • You must make deposit(s) of at least $25,000 in new money within 30 days of account opening and thereafter maintain a daily balance of at least $25,000 until the 60th day after account opening. You must also complete 6 qualifying transactions within 60 days of account opening.

Key features:
  • $0 monthly maintenance fee for U.S. Bank Business Essentials Account
  • $30 (waiveable) monthly maintenance fee for U.S. Bank Platinum Business Checking
  • Enjoy checking benefits and 24/7 support
  • Keep your business safe with fraud-prevention tools
  • Accept payments and get paid fast. Access funds fast to pay bills and improve efficiency.
  • Simplify cash flow management. Get real-time insights with our integrated dashboard.


Slickdeals may be compensated by U.S. Bank
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U.S. Bank Business Checking: Earn Up to a $1,200 Bonus When You Open a New Account and Complete Qualifying Activities
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Created 01-16-2026 at 12:29 AM by LD7 | Staff
in Finance U.S. Bank - Bank Advertiser
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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined May 2006
L10: Grand Master
> bubble2 26,708 Posts
3,421 Reputation
namlook
08-20-2026 at 03:43 AM.
08-20-2026 at 03:43 AM.
Quote from pej7445 View quoted comment :
$1500 is no longer available, it expired. The best offer available now is $1200.
Where are you seeing it expired? The $1500 code Q3BUS26 is supposed to be good through Sept 27th. When you go through the application there's a space where you can change the autofilled $1200 code and enter the $1500 code Q3BUS26. Has someone confirmed this won't work?
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Joined Mar 2005
L3: Novice
> bubble2 248 Posts
46 Reputation
dmclone
09-03-2026 at 07:41 AM.
09-03-2026 at 07:41 AM.
Never in my life will I ever do business with U.S. Bank. This is a warning for those that have never worked with them before. A couple of years ago, I signed up for a credit card and a brokerage account at the same time. It was the by far the worst financial transaction that I ever experienced. I finally went into the bank, and the teller actually said "I don't blame you for canceling this account, I'm embarrassed how we handle new customers". A year later they cancelled that card and everyone that jumped through the hoops to get the deal were SOL.
Reply
Joined Apr 2008
L5: Journeyman
> bubble2 1,267 Posts
177 Reputation
crrusher
09-03-2026 at 07:43 AM.
09-03-2026 at 07:43 AM.
This bank sucks. They've screwed me out of these welcome rewards twice now. If you are just joining for this welcome reward look elsewhere.
Reply
Joined Nov 2009
L6: Expert
> bubble2 1,031 Posts
367 Reputation
DragonRide
09-03-2026 at 08:33 AM.
09-03-2026 at 08:33 AM.
Don't forget this will be business income and require filing business taxes. So really only a deal if you really have a business and will have the expense of tax filing anyway.

And if you have a hobby business that hasn't been filing taxes, nice way to get the IRS's attention as the bank will file a 1099 to the IRS on your business.
Reply
Joined Nov 2013
L8: Grand Teacher
> bubble2 3,101 Posts
522 Reputation
Bennysdeals1
09-08-2026 at 08:01 PM.
09-08-2026 at 08:01 PM.
Quote from poohbie View quoted comment :
Any restrictions on if you previously got a US Bank business checking bonus?
You would have to open an additional account.
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Joined Nov 2013
L8: Grand Teacher
> bubble2 3,101 Posts
522 Reputation
Bennysdeals1
09-08-2026 at 08:10 PM.
09-08-2026 at 08:10 PM.
US Bank is fine to deal with but sometimes they like to have customers jump through hoops and dont really understand why. I finally pulled my last deposit out of there because in order to get the 3.75% on their "Smartly" savings I was going to also have to open a $1500 checking w/visa or get income directly deposited. Sorry no, the app didnt say or direct me through that and i was able to take my money to a local competitor for 4.+%.
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Joined Jul 2005
L5: Journeyman
> bubble2 715 Posts
192 Reputation
mychaluva
09-09-2026 at 01:01 PM.
09-09-2026 at 01:01 PM.
I'm about 40 days into the 60 day window on a new business account that I opened. I've met the requirements for the $400 bonus but still have a few weeks before the bonus will be applied.

One interesting note... I met the bonus requirements rather quickly, but continued to get periodic email reminders from US Bank saying that I was on "Step 1" of the bonus process. I had to call their customer service and asked the representative to review my transactions, deposits, and balance history to make sure I satisfied the requirements.
1
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Last edited by mychaluva September 9, 2026 at 01:28 PM.

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Joined Dec 2022
L2: Beginner
> bubble2 29 Posts
14 Reputation
1moey
09-16-2026 at 09:35 AM.
09-16-2026 at 09:35 AM.
Good luck. Ill take a hard pass on this, never will deal with them again and better off.
Reply
Joined Dec 2011
L2: Beginner
> bubble2 53 Posts
14 Reputation
ltrazaklt
09-16-2026 at 11:17 AM.
09-16-2026 at 11:17 AM.
Quote from 1moey View quoted comment :
Good luck. Ill take a hard pass on this, never will deal with them again and better off.
I tried this type of thing with them DD of $5K from your Employer over 90 days, get $350 Bonus. I Did it in less than 60 ..never got my bonus (gave them 6 months to do it). Called them, 'we do not see any Promo Code on this account' ..closed it immediately ..funny thing thing is, they sent the offer to me, I never went looking for a deal with them. I have done this with multiple other Bank offers. I keep a chart of how long it took them to give the Bonus ..
5th/3rd got it in 1 Day,
SoFi about 1 week,
Cap One got it at end of Month,
WF about 1 month,
TD almost 1 year (with multiple bs hassle calls)
US ..Never,
Good Luck with it ..would like to see some posts of success with this ..I just dont think there will be many.
Reply
Joined Jan 2015
peeing outdoors
> bubble2 2,264 Posts
1,011 Reputation
Pro
khronos
09-16-2026 at 04:11 PM.
09-16-2026 at 04:11 PM.
Quote from ltrazaklt View quoted comment :
I tried this type of thing with them DD of $5K from your Employer over 90 days, get $350 Bonus. I Did it in less than 60 ..never got my bonus (gave them 6 months to do it). Called them, 'we do not see any Promo Code on this account' ..closed it immediately ..funny thing thing is, they sent the offer to me,
I check to make sure I see the promo code is in my application then screenshot it. If you deal with a bank that doesn't actually show the promo code applied then I would call in to confirm it did apply.

I got my payout without problem. It should come on the 14th of the month following the completion of the requirements. Converted mine to a Business Silver account that doesn't have a monthly fee
Reply
Joined Dec 2011
L2: Beginner
> bubble2 53 Posts
14 Reputation
ltrazaklt
09-17-2026 at 09:05 AM.
09-17-2026 at 09:05 AM.
Quote from khronos View quoted comment :
I check to make sure I see the promo code is in my application then screenshot it. If you deal with a bank that doesn't actually show the promo code applied then I would call in to confirm it did apply.

I got my payout without problem. It should come on the 14th of the month following the completion of the requirements. Converted mine to a Business Silver account that doesn't have a monthly fee

yeah I do that too ..but even still after the TD I was calling monthly, and they kept saying oh just give a few more days..just a bunch of bs..if they can't keep up their end of the deal without a lot of hassle on my end ..just not worth the time anymore. now I give them 1 chance to fix , if they dont, I close it mark it on my chart and move on to the next deal.. Thanks... (dramatic pause) ....for.... a good..... reply. Calculon rules Smilie
Reply
Last edited by ltrazaklt September 17, 2026 at 09:07 AM.
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