forum threadmigdigital posted Jan 21, 2026 11:20 PM
Item 1 of 1
forum threadmigdigital posted Jan 21, 2026 11:20 PM
Unlock free1 tax filing with a PayPal Debit Card [YMMV]
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- PayPal Debit Mastercard® cardholders can file federal and state taxes for free. Filing typically costs $1603(Footnote 3), but you'll pay $0.
- IRS refunds arrive to PayPal balance up to 5 days early4(Footnote 4) with Direct Deposit.
- Spend your PayPal balance online and in stores with your PayPal Debit Card. No setup costs or monthly card fees.
Tax filing services are provided solely by April Tax Solutions Inc. ("april"), and not by PayPal or The Bancorp Bank, N.A. To use the tax filing service, you will leave PayPal's experience and be directed to april's website. PayPal does not endorse or guarantee the products, services or information provided by april. You should carefully review april's Terms of Use and Privacy Policy, which will apply to your use of april's tax filing services. PayPal does not provide tax, legal, or accounting advice, and users should consult a qualified professional for personalized guidance.
The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. ("The Bancorp") pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
Footnote1 You must be approved for the PayPal Debit Mastercard® to use free federal and state tax filing. A PayPal Balance account is required to get the PayPal Debit Card, but you are not required to receive your refund into your PayPal Balance account or use your PayPal Debit Card to qualify for free tax filing. The free version of tax filing is only available for do-it-yourself (DIY) or tax self-filing service. Optional tax expert assistance is available for purchase from april and is not free.
Footnote2 Maximum refund guarantee is provided by april. If you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws.
Footnote3 The IRS estimates $160 was the 2024 average tax filing cost burden for nonbusiness taxpayers in Instructions for Form 1040. This IRS estimate includes out-of-pocket costs to prepare or submit tax returns. Relative to this reported average cost burden, free federal and state tax filing could result in cost savings of $160 or more.
Footnote4 Early access to your tax refund applies to federal tax returns. Federal tax returns must be filed directly with the IRS. Early access to tax refund as compared to receiving via standard banking direct deposit method is subject to IRS timing, payment instructions, a PayPal account in good standing and fraud prevention measures.
https://www.paypal.com/myaccount/...52Fsummary
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About the Poster
Deal Details
Community Notes
About the Poster
- PayPal Debit Mastercard® cardholders can file federal and state taxes for free. Filing typically costs $1603(Footnote 3), but you'll pay $0.
- IRS refunds arrive to PayPal balance up to 5 days early4(Footnote 4) with Direct Deposit.
- Spend your PayPal balance online and in stores with your PayPal Debit Card. No setup costs or monthly card fees.
Tax filing services are provided solely by April Tax Solutions Inc. ("april"), and not by PayPal or The Bancorp Bank, N.A. To use the tax filing service, you will leave PayPal's experience and be directed to april's website. PayPal does not endorse or guarantee the products, services or information provided by april. You should carefully review april's Terms of Use and Privacy Policy, which will apply to your use of april's tax filing services. PayPal does not provide tax, legal, or accounting advice, and users should consult a qualified professional for personalized guidance.
The PayPal Debit Mastercard® is issued by The Bancorp Bank, N.A. ("The Bancorp") pursuant to a license by Mastercard International Incorporated and may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.
The Bancorp is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from PayPal.
Footnote1 You must be approved for the PayPal Debit Mastercard® to use free federal and state tax filing. A PayPal Balance account is required to get the PayPal Debit Card, but you are not required to receive your refund into your PayPal Balance account or use your PayPal Debit Card to qualify for free tax filing. The free version of tax filing is only available for do-it-yourself (DIY) or tax self-filing service. Optional tax expert assistance is available for purchase from april and is not free.
Footnote2 Maximum refund guarantee is provided by april. If you find an error in the tax preparation that entitles you to a larger refund (or smaller liability), you may use their service to amend that return at no additional charge. To qualify, the larger refund or smaller tax liability must not be due to differences or inaccuracies in data supplied by you, your choice not to claim a deduction or credit, positions taken on your return that are contrary to law, or changes in federal or state tax laws.
Footnote3 The IRS estimates $160 was the 2024 average tax filing cost burden for nonbusiness taxpayers in Instructions for Form 1040. This IRS estimate includes out-of-pocket costs to prepare or submit tax returns. Relative to this reported average cost burden, free federal and state tax filing could result in cost savings of $160 or more.
Footnote4 Early access to your tax refund applies to federal tax returns. Federal tax returns must be filed directly with the IRS. Early access to tax refund as compared to receiving via standard banking direct deposit method is subject to IRS timing, payment instructions, a PayPal account in good standing and fraud prevention measures.
https://www.paypal.com/myaccount/...52Fsummary
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7 Comments
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Our community has rated this post as helpful. If you agree, why not thank SuplexCity
Another option is cash app taxes which also has free state filing too.
PayPal offer's landing page: https://www.paypal.com/us/digital...tax-filing
Seems like it may be a couple weeks before you can.
https://investor.pypl.c
Seems like it may be a couple weeks before you can.
https://investor.pypl.c
Looking forward to this offer popping in my app.
My suggestion: Use the chat feature to do a tax form check before entering any personal information. I did not do this, and now I'm stuck in a chat support queue to get my personal information deleted from their systems (there is no easy way to delete your profile).
My suggestion: Use the chat feature to do a tax form check before entering any personal information. I did not do this, and now I'm stuck in a chat support queue to get my personal information deleted from their systems (there is no easy way to delete your profile).
Note: for folks that want to see Form 1116 https://www.irs.gov/pub/irs-pdf/f1116.pdf
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