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ProudToBeAnIndian 9.7K Views
Jan 27, 2026 4:35 PM

WM | Verizon Galaxy S24 Ultra 256GB - $99 | ($2.75*36month) | Unlock immediate after pay off

$99

$1,099

90% off
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Based on new unlock policy

WM updated the price to $2.75 for 36 months. This is not monthly credits but reduced price so you have to pay off $99 only. Just open new line or upgrade. pay off the device at store or online after 30 days.

As per new Verizon unlock policy , phone will be unlocked immediately after payoff in full . No waiting time.

Phone is out of stock online. But you can try near by WM store having OSL people.


https://www.walmart.com/ip/seot/5330124876
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Product Info
Community Notes
About the Poster
Based on new unlock policy

WM updated the price to $2.75 for 36 months. This is not monthly credits but reduced price so you have to pay off $99 only. Just open new line or upgrade. pay off the device at store or online after 30 days.

As per new Verizon unlock policy , phone will be unlocked immediately after payoff in full . No waiting time.

Phone is out of stock online. But you can try near by WM store having OSL people.


https://www.walmart.com/ip/seot/5330124876

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Community Reviews

This Walmart Verizon Galaxy S24 Ultra deal centers on a very low upfront price with immediate unlock potential after full payoff. The phone can be bought with just tax or a small in store payment, and the account setup has been quick when stock is available. Several reports say the device unlocks within about an hour after payoff, with Verizon corporate stores and cash payments helping the process. The main catch is timing, since some stores and the app block payoff until the first bill appears or about 30 days, and cancellation can trigger activation fee and final bill hassles. A strong low cost route if the payoff window lines up.

  • people buying an S24 Ultra at Walmart specifically to pay it off fast and get it unlocked right after payoff because multiple commenters said the phone unlocked immediately after full payoff with no waiting time (and in one case it showed unlocked within about an hour).

  • Verizon customers who can wait for their first bill to populate before attempting payoff because commenters reported corporate-store payoff worked once the account/line was showing the first bill (about ~18 hours delay), and trying earlier got blocked by the system.

  • buyers planning to move the device to US Mobile after unlocking because commenters said they paid off at a Verizon corporate store, canceled the lines, and then successfully moved the phones to US Mobile.

  • people who are okay paying off in-store with cash/debit because at least one commenter said the corporate store required cash for payoff and that was part of getting the unlock to happen.

  • people who want to pay off immediately the next day (or before the first bill shows) because several commenters said the store system blocked payoff until a later date or until the first bill populated, with one store showing payoff available on March 11th.

  • buyers who need guaranteed immediate unlock timing after payoff because multiple commenters reported unlock/payoff timing was inconsistent (some saw delays or had to wait for updates before the unlocked status appeared in settings).

  • buyers who don't have a payment method on their Verizon account because commenters reported eligibility/payoff could be delayed or complicated when there was no payment method on file.

  • people relying on chat to cancel lines and avoid activation-fee headaches because commenters said chat sometimes lacked the option to cancel and they had to call Verizon support instead.

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68 Comments

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Feb 8, 2026 1:47 PM
449 Comments
Joined Mar 2008
danger07Feb 8, 2026 1:47 PM
449 Comments
Quote from jay-zala View quoted comment :
That's the policy I see on the website, so I will go to 10 different Verizon stores until they let me pay it off
The steps you are doing is all that needs to happen. I was prepared to pull up their policy if they rejected my early payoff request, but after some back and forth they just told me I could do it, but it would have to be in cash. I was fine with that because another tidbit from their early payoff sections mentions if you pay via gift card or credit card they don't unlock for a certain period of time due to fraud concerns. I can't access the page or section anymore since it was on my account. That means in store debit or cash transaction would be the only option for immediate unlock.

I sent you a message for some additional info that may help.
Last edited by danger07 February 8, 2026 at 05:54 AM.
Feb 8, 2026 2:56 PM
43 Comments
Joined Mar 2018
VelikostFeb 8, 2026 2:56 PM
43 Comments
Quote from danger07 View quoted comment :
The steps you are doing is all that needs to happen. I was prepared to pull up their policy if they rejected my early payoff request, but after some back and forth they just told me I could do it, but it would have to be in cash. I was fine with that because another tidbit from their early payoff sections mentions if you pay via gift card or credit card they don't unlock for a certain period of time due to fraud concerns. I can't access the page or section anymore since it was on my account. That means in store debit or cash transaction would be the only option for immediate unlock.

I sent you a message for some additional info that may help.
When you paid the phones off in full at the store, did you have any payment methods already attached to your Verizon account? And when you cancelled your lines via the Verizon online chat rep, did you have to pay that first generated bill you saw on your account, or were your only costs the taxes/fees you paid at Walmart + the price of the devices you paid off in store?
Feb 8, 2026 3:10 PM
449 Comments
Joined Mar 2008
danger07Feb 8, 2026 3:10 PM
449 Comments
Quote from Velikost View quoted comment :
When you paid the phones off in full at the store, did you have any payment methods already attached to your Verizon account? And when you cancelled your lines via the Verizon online chat rep, did you have to pay that first generated bill you saw on your account, or were your only costs the taxes/fees you paid at Walmart + the price of the devices you paid off in store?
I did not have a payment method on my account. During the cancelation I made sure to inform the that I wanted the cancelation effectively immediately to be in compliance with their terms of service to avoid paying activation fees. Initially they indicated my cancelation would be effective at the end of my billing cycle which meant I would be responsible for that initial $200 plus bill that was posted on my account. The only cost I'm responsible for are the ones for the phones. I already know they are going to send another bill in the mail and I have my receipts from payoff as well as the recording of the chat to verify I did everything according to their terms. If it ends up being a few dollars because they want to nickel and dime I'll probably just pay it to avoid the time wasted going back and forth.
Last edited by danger07 February 8, 2026 at 07:12 AM.
Feb 8, 2026 3:24 PM
43 Comments
Joined Mar 2018
VelikostFeb 8, 2026 3:24 PM
43 Comments
Quote from danger07 View quoted comment :
I did not have a payment method on my account. During the cancelation I made sure to inform the that I wanted the cancelation effectively immediately to be in compliance with their terms of service to avoid paying activation fees. Initially they indicated my cancelation would be effective at the end of my billing cycle which meant I would be responsible for that initial $200 plus bill that was posted on my account. The only cost I'm responsible for are the ones for the phones. I already know they are going to send another bill in the mail and I have my receipts from payoff as well as the recording of the chat to verify I did everything according to their terms. If it ends up being a few dollars because they want to nickel and dime I'll probably just pay it to avoid the time wasted going back and forth.
Gotcha, appreciate the response. And when you went to pay your phones off in-store, did they ever try to tell you it wasn't possible, or anything similar to what I posted about a page ago? I just fear I went a day too early to try to pay it off, and it wouldn't let them do it in their system yet because it hadn't even generated a bill for me on the backend.
I've already accepted that I'll probably have to pay ~$50-60 for their first bill when I go to cancel because I "used" their service for a few days, but I'd like to avoid the $40 activation fee by taking care of everything before the 3 day mark.
Feb 8, 2026 6:17 PM
449 Comments
Joined Mar 2008
danger07Feb 8, 2026 6:17 PM
449 Comments
At the non corporate store they told me it was too early because all they used was the date that shows up online. At the corporate store they asked a few questions, but never mentioned a specific payoff date. I paid it off on the third day to avoid activation fees.
Feb 8, 2026 10:48 PM
235 Comments
Joined Sep 2010
arahskaFeb 8, 2026 10:48 PM
235 Comments
Quote from danger07 View quoted comment :
At the non corporate store they told me it was too early because all they used was the date that shows up online. At the corporate store they asked a few questions, but never mentioned a specific payoff date. I paid it off on the third day to avoid activation fees.
What kind of questions would they ask? and what to answer?
Does anyone know if this works on AT&T phones?
Thanks.
Feb 9, 2026 12:45 AM
43 Comments
Joined Mar 2018
VelikostFeb 9, 2026 12:45 AM
43 Comments
Went back to the same corporate store I went to yesterday to try again. Employee was cool and only asked if I had put any money down when I got the phone, because the remainder was showing as $99. Told him no, it was just a Walmart deal, and then he said it was showing I'd have to pay it off in cash, which I was fine with.

Paid at 4:42 my time, and checked the unlock status in the settings sometime around 5:00 - 5:10pm when I got home, and it's showing as unlocked. Going to try chat support after the Superbowl to cancel the line.

Long story short, do not try to go to the corporate Verizon store to pay it off in full until your account/line is displaying your first bill, otherwise it probably won't show up as being able to be paid off in their system at the store. Don't remember how long exactly it took for that to happen on my account; I'd say around 18 hours or so?

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Feb 11, 2026 2:01 AM
235 Comments
Joined Sep 2010
arahskaFeb 11, 2026 2:01 AM
235 Comments
Quote from Velikost View quoted comment :
Went back to the same corporate store I went to yesterday to try again. Employee was cool and only asked if I had put any money down when I got the phone, because the remainder was showing as $99. Told him no, it was just a Walmart deal, and then he said it was showing I'd have to pay it off in cash, which I was fine with.

Paid at 4:42 my time, and checked the unlock status in the settings sometime around 5:00 - 5:10pm when I got home, and it's showing as unlocked. Going to try chat support after the Superbowl to cancel the line.

Long story short, do not try to go to the corporate Verizon store to pay it off in full until your account/line is displaying your first bill, otherwise it probably won't show up as being able to be paid off in their system at the store. Don't remember how long exactly it took for that to happen on my account; I'd say around 18 hours or so?
I dont know what went wrong with mine, I bought S24 Plus on Sunday around 3 pm and setup online account on Monday at 1 pm, it still shows "your bill is almost ready" online. I tried to pay off at a store but the rep said system is not allowing and even showed his screen to me it shows pay off will be available on March 11th.
Feb 11, 2026 7:14 PM
235 Comments
Joined Sep 2010
arahskaFeb 11, 2026 7:14 PM
235 Comments
My bill is available this morning and went to a different store paid off the device had to pay with cash, no questions asked.
I then tried to cancel the line through chat, rep sent email of the disconnect request and asked me to click and complete but it showed 30 days after disconnect date.I asked rep to cancel it effective immediately, she said she took care of it for me and said I will get confirmaion email in 60 minutes, is that normal? i dont know how to verify its properly cancelled.
** update: I chatted again with a different agent and she was able to change disconnect date to today.
Last edited by arahska February 11, 2026 at 12:00 PM.
Feb 13, 2026 4:51 PM
43 Comments
Joined Mar 2018
VelikostFeb 13, 2026 4:51 PM
43 Comments
Quote from arahska View quoted comment :

I dont know what went wrong with mine, I bought S24 Plus on Sunday around 3 pm and setup online account on Monday at 1 pm, it still shows "your bill is almost ready" online. I tried to pay off at a store but the rep said system is not allowing and even showed his screen to me it shows pay off will be available on March 11th.
Tried to respond to your PM once I saw it but your inbox was full. Seems like you went to the store too early like I did, but glad it seems like you got it resolved.

When I went to cancel my line I was not able to do it through chat (it didn't even give me the option), so I had to call the support line. The rep I spoke to was very helpful & after his retention attempts, he helped me cancel the line while on the call, and said that I shouldn't be charged the activation fee since I was within the window, but if I did have an issue, to call back and they should be able to get it removed. Unsure if they will try to or not, because I'm within the 3 day window if they actually give 72 hours, but I did see one reddit comment saying they just go by the date, not hours, no matter what time you sign up or cancel. Unfortunately the phone rep couldn't tell me what my final bill was going to be, because we had just cancelled the line and it needed to calculate on the back-end.

Going to type out my basic timeline in case it helps anyone else:

02/06/26 - 10:08pm Bought the phone @ Walmart for $7.52
02/07/26 - ~4:30pm went to Verizon corporate to try to pay off the phone, was told system wouldn't let them and I had to wait 30 days
02/08/26 - 4:42pm paid off the phone at same corporate store after bill had populated on my account. Phone showed as unlocked in the settings screen (as detailed earlier in this thread) around the time I got home, which would've been ~20 or so minutes later. Definitely took less than an hour.
02/09/26 - ~9:15am called Verizon support to cancel the line within the 3 day window. Online account showed no line in service immediately after
02/12/26 - got a paper copy of the original $117.58 first bill in the mail

While typing this I tried logging in to the Verizon site and my login credentials no longer work, but the error message led me to a page where you can log in to cancelled mobile accounts using the number from the cancelled line. I can see the original bill of $117.58 still on there, but I clicked around and found a page where it says I owe $62.90 due on 03/02/26. I can't see a bill breakdown on the website for how they arrived at that amount, but I'll probably try giving the support line a call early next week to figure it out.
Last edited by Velikost February 15, 2026 at 12:41 AM.
Pro
Feb 14, 2026 12:45 AM
1.2K Comments
Joined May 2004
jay-zala
Pro
Feb 14, 2026 12:45 AM
1.2K Comments
Quote from Velikost View quoted comment :
Tried to respond to your PM once I saw it but your inbox was full. Seems like you went to the store too early like I did, but glad it seems like you got it resolved.

When I went to cancel my line I was not able to do it through chat (it didn't even give me the option), so I had to call the support line. The rep I spoke to was very helpful & after his retention attempts, he helped me cancel the line while on the call, and said that I shouldn't be charged the activation fee since I was within the window, but if I did have an issue, to call back and they should be able to get it removed. Unsure if they will try to or not, because I'm within the 3 day window if they actually give 72 hours, but I did see one reddit comment saying they just go by the date, not hours, no matter what time you sign up or cancel. Unfortunately the phone rep couldn't tell me what my final bill was going to be, because we had just cancelled the line and it needed to calculate on the back-end.

Going to type out my basic timeline in case it helps anyone else:

02/06/26 - 10:08pm Bought the phone @ Walmart for $7.52
02/07/26 - ~4:30pm went to Verizon corporate to try to pay off the phone, was told system wouldn't let them and I had to wait 30 days
02/08/26 - 4:42pm paid off the phone at same corporate store after bill had populated on my account
02/09/26 - ~9:15am called Verizon support to cancel the line within the 3 day window. Online account showed no line in service immediately after
02/12/26 - got a paper copy of the original $117.58 first bill in the mail

While typing this I tried logging in to the Verizon site and my login credentials no longer work, but the error message led me to a page where you can log in to cancelled mobile accounts using the number from the cancelled line. I can see the original bill of $117.58 still on there, but I clicked around and found a page where it says I owe $62.90 due on 03/02/26. I can't see a bill breakdown on the website for how they arrived at that amount, but I'll probably try giving the support line a call early next week to figure it out.
Thank you for detailing this out.

At what point during that timeline did the device get unlocked?
Feb 14, 2026 2:55 AM
235 Comments
Joined Sep 2010
arahskaFeb 14, 2026 2:55 AM
235 Comments
Quote from jay-zala View quoted comment :
Thank you for detailing this out.

At what point during that timeline did the device get unlocked?
Mine showed unlocked after coming back to home after paying off in store. As someone posted already, there were many updates to be done for the unlocked status to be even to show up in settings.
Feb 14, 2026 4:29 AM
235 Comments
Joined Sep 2010
arahskaFeb 14, 2026 4:29 AM
235 Comments
Quote from arahska View quoted comment :
Mine showed unlocked after coming back to home after paying off in store. As someone posted already, there were many updates to be done for the unlocked status to be even to show up in settings.
Quote from Velikost View quoted comment :
Tried to respond to your PM once I saw it but your inbox was full. Seems like you went to the store too early like I did, but glad it seems like you got it resolved.

When I went to cancel my line I was not able to do it through chat (it didn't even give me the option), so I had to call the support line. The rep I spoke to was very helpful & after his retention attempts, he helped me cancel the line while on the call, and said that I shouldn't be charged the activation fee since I was within the window, but if I did have an issue, to call back and they should be able to get it removed. Unsure if they will try to or not, because I'm within the 3 day window if they actually give 72 hours, but I did see one reddit comment saying they just go by the date, not hours, no matter what time you sign up or cancel. Unfortunately the phone rep couldn't tell me what my final bill was going to be, because we had just cancelled the line and it needed to calculate on the back-end.

Going to type out my basic timeline in case it helps anyone else:

02/06/26 - 10:08pm Bought the phone @ Walmart for $7.52
02/07/26 - ~4:30pm went to Verizon corporate to try to pay off the phone, was told system wouldn't let them and I had to wait 30 days
02/08/26 - 4:42pm paid off the phone at same corporate store after bill had populated on my account
02/09/26 - ~9:15am called Verizon support to cancel the line within the 3 day window. Online account showed no line in service immediately after
02/12/26 - got a paper copy of the original $117.58 first bill in the mail

While typing this I tried logging in to the Verizon site and my login credentials no longer work, but the error message led me to a page where you can log in to cancelled mobile accounts using the number from the cancelled line. I can see the original bill of $117.58 still on there, but I clicked around and found a page where it says I owe $62.90 due on 03/02/26. I can't see a bill breakdown on the website for how they arrived at that amount, but I'll probably try giving the support line a call early next week to figure it out.
Thank you, please let us know once you get clarity on your bill.
Pro
Feb 15, 2026 6:34 AM
4.7K Comments
Joined Nov 2012
gadgetNerd
Pro
Feb 15, 2026 6:34 AM
4.7K Comments
Quote from Velikost View quoted comment :
Tried to respond to your PM once I saw it but your inbox was full. Seems like you went to the store too early like I did, but glad it seems like you got it resolved.

When I went to cancel my line I was not able to do it through chat (it didn't even give me the option), so I had to call the support line. The rep I spoke to was very helpful & after his retention attempts, he helped me cancel the line while on the call, and said that I shouldn't be charged the activation fee since I was within the window, but if I did have an issue, to call back and they should be able to get it removed. Unsure if they will try to or not, because I'm within the 3 day window if they actually give 72 hours, but I did see one reddit comment saying they just go by the date, not hours, no matter what time you sign up or cancel. Unfortunately the phone rep couldn't tell me what my final bill was going to be, because we had just cancelled the line and it needed to calculate on the back-end.

Going to type out my basic timeline in case it helps anyone else:

02/06/26 - 10:08pm Bought the phone @ Walmart for $7.52
02/07/26 - ~4:30pm went to Verizon corporate to try to pay off the phone, was told system wouldn't let them and I had to wait 30 days
02/08/26 - 4:42pm paid off the phone at same corporate store after bill had populated on my account
02/09/26 - ~9:15am called Verizon support to cancel the line within the 3 day window. Online account showed no line in service immediately after
02/12/26 - got a paper copy of the original $117.58 first bill in the mail

While typing this I tried logging in to the Verizon site and my login credentials no longer work, but the error message led me to a page where you can log in to cancelled mobile accounts using the number from the cancelled line. I can see the original bill of $117.58 still on there, but I clicked around and found a page where it says I owe $62.90 due on 03/02/26. I can't see a bill breakdown on the website for how they arrived at that amount, but I'll probably try giving the support line a call early next week to figure it out.
The bill will fluctuate between different amount for 5 days or so before settling down the couple of days of prorated usage ~10 if the line was cancelled properly (the fact that you can't login anymore is a good indication, I hope you have also verified that the number does not work either). If the bill stays like that you need to call Verizon again for them to credit most of it, insist on applying the credit to the current bill.

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Pro
Feb 15, 2026 6:35 AM
4.7K Comments
Joined Nov 2012
gadgetNerd
Pro
Feb 15, 2026 6:35 AM
4.7K Comments
Quote from danger07 View quoted comment :
Does this process break any Samsung features like Knox? I remember on my old Note 5 I did something similar and Knox was no longer enabled.
No, everything including Knox should work fine.

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