CIT Bank Platinum Savings: Earn up to 4.10% APY on Balances of $5k or More
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CIT Bank, our partner, offers the following benefits with their Platinum Savings account. Use promo code CITBOOST.
Our boost adds 0.35% APY* to our competitive standard rate for six months.
With our six-month boost, you earn:
- 4.10% APY* on balances $5,000 or more
- 0.60% APY* on balances less than $5,000
New Customers: Deposit Transfer Requirements
1. Open your account: Securely provide your address, phone number, email and Social Security number/ITIN. Plus, add the bonus code CITBOOST.
2. Make a deposit: Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
Terms:
Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
Funding Period: 30 days from the account open date.
APY Disclosure
Platinum Savings is a tiered interest rate account. Interest is paid on the
entire account balance based on the interest rate and APY in effect that
day for the balance tier associated with the end-of-day account balance.
APYs — Annual Percentage Yields are accurate as of January 9, 2026:
0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of
$5,000.00 or more. Interest Rates for the Platinum Savings account are
variable and may change at any time without notice. The minimum to
open a Platinum Savings account is $100.
Boost Disclosure:
"This is a limited time offer available to New and Existing
customers who meet the Platinum Savings APY
Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual
Percentage Yield (APY) Boost promotion will receive a
0.35% APY boost on the Platinum Savings current
standard APY tiers for 6 months following the opening of
a new account or when an existing Platinum Savings
account is enrolled in the promotion. The Platinum
Savings APY boost will be applied on account balances up
to $9,999,999.00. Account balances above $9,999,999.00
will earn the standard APY. If the standard-published APY
should change during the promotion period, the APY
boost will move with it, offering an account APY above
the standard rate. The Promotion begins on February 13, 2026, and ends
June 30, 2026. Customers enrolled in the promotion prior
to the end date will receive the APY boost for the 6-
month period outlined in the terms and conditions.
The promotion can end at any time without notice."
CIT Bank, our partner, offers the following benefits with their Platinum Savings account. Use promo code CITBOOST.
Our boost adds 0.35% APY* to our competitive standard rate for six months.
With our six-month boost, you earn:
- 4.10% APY* on balances $5,000 or more
- 0.60% APY* on balances less than $5,000
New Customers: Deposit Transfer Requirements
1. Open your account: Securely provide your address, phone number, email and Social Security number/ITIN. Plus, add the bonus code CITBOOST.
2. Make a deposit: Open an account with a minimum of $100. You can transfer funds with an electronic transfer, mail-in check or wire.
Terms:
Promo Code: Account must be opened with a valid Promo Code within the Promotion Period.
Funding Period: 30 days from the account open date.
APY Disclosure
Platinum Savings is a tiered interest rate account. Interest is paid on the
entire account balance based on the interest rate and APY in effect that
day for the balance tier associated with the end-of-day account balance.
APYs — Annual Percentage Yields are accurate as of January 9, 2026:
0.25% APY on balances of $0.01 to $4,999.99; 3.75% APY on balances of
$5,000.00 or more. Interest Rates for the Platinum Savings account are
variable and may change at any time without notice. The minimum to
open a Platinum Savings account is $100.
Boost Disclosure:
"This is a limited time offer available to New and Existing
customers who meet the Platinum Savings APY
Boost promotion criteria.
Accounts enrolled in the Platinum Savings Annual
Percentage Yield (APY) Boost promotion will receive a
0.35% APY boost on the Platinum Savings current
standard APY tiers for 6 months following the opening of
a new account or when an existing Platinum Savings
account is enrolled in the promotion. The Platinum
Savings APY boost will be applied on account balances up
to $9,999,999.00. Account balances above $9,999,999.00
will earn the standard APY. If the standard-published APY
should change during the promotion period, the APY
boost will move with it, offering an account APY above
the standard rate. The Promotion begins on February 13, 2026, and ends
June 30, 2026. Customers enrolled in the promotion prior
to the end date will receive the APY boost for the 6-
month period outlined in the terms and conditions.
The promotion can end at any time without notice."
TY. It let me enroll my current platinum savings account for a 0.35% boost for 6-months. It gave an error the first time I clicked it, but when I logged back in to try again it said itwas enrolled in the promotion.
TY. It let me enroll my current platinum savings account for a 0.35% boost for 6-months. It gave an error the first time I clicked it, but when I logged back in to try again it said itwas enrolled in the promotion.
I just logged into my cit account and they were two options. One to enroll my account in the bonus (showed the last four account numbers) and the other was to open a new account. I just clicked My account and then enroll and there was some fine prints accept. Then I got an error after accepting but when I went back through and did it again it said I was already accepted in it.
Thanks for mentioning about adding to existing account. It did exactly as you described. Errored but then trying a 2nd time it shows enrolled. I may call them tomorrow to confirm just to be on the safe side as well. Thanks!
I just logged into my cit account and they were two options. One to enroll my account in the bonus (showed the last four account numbers) and the other was to open a new account. I just clicked My account and then enroll and there was some fine prints accept. Then I got an error after accepting but when I went back through and did it again it said I was already accepted in it.
Was it listed under the ''offers'' section on the right side of the screen? Mine says there are no offers available for me.
Was it listed under the ''offers'' section on the right side of the screen? Mine says there are no offers available for me.
I believe I clicked the main link, then clicked open account on the promo, then logged in and then I think there was an option to enroll my current account or create a new account if I'm remembering correctly.
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04-07-2026 at 02:29 PM.
For existing customers, I followed the directions from DoC and it worked.
Quote
:
To activate this Boost, you first need to go to https://www.cit.com/cit-bank/plat...ings/boost , click on "Open an Account"; then log in as you already a CIT Bank customer, and then you can select to enroll your account.
I believe I clicked the main link, then clicked open account on the promo, then logged in and then I think there was an option to enroll my current account or create a new account if I'm remembering correctly.
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I just logged into my cit account and they were two options. One to enroll my account in the bonus (showed the last four account numbers) and the other was to open a new account. I just clicked My account and then enroll and there was some fine prints accept. Then I got an error after accepting but when I went back through and did it again it said I was already accepted in it.
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Our community has rated this post as helpful. If you agree, why not thank HonestMammoth473