Joined Oct 2017
L6: Expert
Forum Thread
I-Bond rate 4.03% current, 4.25% after that
April 10, 2026 at
11:18 AM
Thread Details
Based on the latest CPI number, the next semi-annual rate will be about 3.33%. The current fixed rate component is 0.90%.
Which means that if I buy I-Bond this month, I will get 6 months at 4.03% (current rate) and 4.25% for the 6 months after for an annual APR of ~4.15%. If I sell after 13 months + 2 days, it will have a APR of roughly 3.80%. Current 1 year Treasury is 3.62%.
What do you guys think? Worth it?
Which means that if I buy I-Bond this month, I will get 6 months at 4.03% (current rate) and 4.25% for the 6 months after for an annual APR of ~4.15%. If I sell after 13 months + 2 days, it will have a APR of roughly 3.80%. Current 1 year Treasury is 3.62%.
What do you guys think? Worth it?
About the OP
1 Comment
Your comment cannot be blank.
Sign up for a Slickdeals account to remove this ad.