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forum threadDr. J posted Apr 26, 2026 02:16 PM
forum threadDr. J posted Apr 26, 2026 02:16 PM

Capital One Offers - spend $25 get $25 @ Lowe's online, YMMV

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Signed into my BJ's Capital One card to find:

Shop Online
Spend $25, earn $25

Review exclusions: Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards.
Click the button below to go to the merchant's website and make a purchase.
Avoid ad blockers, cash back websites and extensions, and in-app purchases.

View all offer terms
Merchant details

To earn the rebate you must make an eligible purchase at lowes.com. Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards. To earn the rebate, you must be a Capital One cardholder or bank account holder, and logged in to your account on capitalone.com or the Capital One Mobile app.

How to receive the payout

We will attempt to issue the payout as a statement credit to your BJ's One+ Mastercard account ending in XXXX. Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases. Your account must be open and in good standing at the time we attempt to award the payout. In the event you have more than one account, we may apply the payout to any active credit card or bank account that is open and in good standing. This offer is valid for your use only and cannot be used to buy and resell goods or services to other persons or third parties.

What is a qualifying online purchase?

To make a qualifying online purchase, you must click the button below, and then complete a purchase at the selected merchant's site, in the window opened by the Capital One Offers tile, within 24 hours. If an offer specifically lists an available coupon on this page, you may use it on the merchant's site, subject to any coupon-related conditions that we display, but you must do so within 24 hours of activating the offer and during the same open browser session triggered by your offer activation. Use of any other coupons, cash back, or promotional websites after selecting an offer and before making a purchase will invalidate your offer. Use of VPNs and ad blockers may also invalidate your offer. Online purchases made on websites without first being redirected by a Capital One Offers tile are not qualifying online purchases.

How is the payout calculated?

The payout for qualifying online purchases is calculated using the subtotal amount of your eligible purchase, which is calculated after any eligible coupons are applied, and excludes taxes, shipping, credits, and other fees. A payout earned through this offer is in addition to any rewards regularly earned with your card. If you return or cancel an otherwise qualifying purchase, you are not eligible for a payout. Payouts for subscription services are only awarded to new customers in their first billing period after the merchant has confirmed your payment has processed. Payouts are not available on trial memberships, unless otherwise stated.

Read the complete Capital One Offers terms and conditions.

Disclaimers

By clicking the button below you are agreeing to leave the capitaloneoffers.com website or the Capital One Mobile app and to be redirected to the selected merchant's website. Capital One is not responsible for the terms and content or the privacy and security policies of other websites and mobile applications. If you have selected Spanish as your preferred language experience in your Capital One online preferences, we cannot guarantee that the third party site to which you are being directed will offer a Spanish experience.

Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Signed into my BJ's Capital One card to find:

Shop Online
Spend $25, earn $25

Review exclusions: Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards.
Click the button below to go to the merchant's website and make a purchase.
Avoid ad blockers, cash back websites and extensions, and in-app purchases.

View all offer terms
Merchant details

To earn the rebate you must make an eligible purchase at lowes.com. Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards. To earn the rebate, you must be a Capital One cardholder or bank account holder, and logged in to your account on capitalone.com or the Capital One Mobile app.

How to receive the payout

We will attempt to issue the payout as a statement credit to your BJ's One+ Mastercard account ending in XXXX. Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases. Your account must be open and in good standing at the time we attempt to award the payout. In the event you have more than one account, we may apply the payout to any active credit card or bank account that is open and in good standing. This offer is valid for your use only and cannot be used to buy and resell goods or services to other persons or third parties.

What is a qualifying online purchase?

To make a qualifying online purchase, you must click the button below, and then complete a purchase at the selected merchant's site, in the window opened by the Capital One Offers tile, within 24 hours. If an offer specifically lists an available coupon on this page, you may use it on the merchant's site, subject to any coupon-related conditions that we display, but you must do so within 24 hours of activating the offer and during the same open browser session triggered by your offer activation. Use of any other coupons, cash back, or promotional websites after selecting an offer and before making a purchase will invalidate your offer. Use of VPNs and ad blockers may also invalidate your offer. Online purchases made on websites without first being redirected by a Capital One Offers tile are not qualifying online purchases.

How is the payout calculated?

The payout for qualifying online purchases is calculated using the subtotal amount of your eligible purchase, which is calculated after any eligible coupons are applied, and excludes taxes, shipping, credits, and other fees. A payout earned through this offer is in addition to any rewards regularly earned with your card. If you return or cancel an otherwise qualifying purchase, you are not eligible for a payout. Payouts for subscription services are only awarded to new customers in their first billing period after the merchant has confirmed your payment has processed. Payouts are not available on trial memberships, unless otherwise stated.

Read the complete Capital One Offers terms and conditions.

Disclaimers

By clicking the button below you are agreeing to leave the capitaloneoffers.com website or the Capital One Mobile app and to be redirected to the selected merchant's website. Capital One is not responsible for the terms and content or the privacy and security policies of other websites and mobile applications. If you have selected Spanish as your preferred language experience in your Capital One online preferences, we cannot guarantee that the third party site to which you are being directed will offer a Spanish experience.

Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases.

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39 Comments

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Apr 26, 2026 04:28 PM
10,931 Posts
Joined Feb 2011
shopperuvdealzApr 26, 2026 04:28 PM
10,931 Posts

Our community has rated this post as helpful. If you agree, why not thank shopperuvdealz

I was in my 360 Capital One account a few days ago and noticed a bunch of stores had the Spend $25 get $25 including Lowes and Home Depot and other popular stores. I clicked on the Lowes one just to read the terms and when I went back to the previous page where all the offers were .ALL the Spend $25 get $25 and Spend $50 get $25 and ALL the good ones that were there before clicking on the terms of that one offer disappeared, never to return. I don't trust Capital One now and think its clickbait. If anyone tries these offers please come back and let us know if they actually work.
1
Apr 26, 2026 05:41 PM
101 Posts
Joined Feb 2025
MattR1601Apr 26, 2026 05:41 PM
101 Posts
Quote from shopperuvdealz :
I was in my 360 Capital One account a few days ago and noticed a bunch of stores had the Spend $25 get $25 including Lowes and Home Depot and other popular stores. I clicked on the Lowes one just to read the terms and when I went back to the previous page where all the offers were .ALL the Spend $25 get $25 and Spend $50 get $25 and ALL the good ones that were there before clicking on the terms of that one offer disappeared, never to return. I don't trust Capital One now and think its clickbait. If anyone tries these offers please come back and let us know if they actually work.
Same thing happened to me and than they popped back up 5 days later and I opened the tab on my PC and than it was stuck on the page and ordered from Lowe's Ace Hardware and Home Depot. I will update if my credit appears or not
Apr 26, 2026 05:57 PM
36 Posts
Joined Oct 2020
gilberta11Apr 26, 2026 05:57 PM
36 Posts
Quote from MattR1601 :
Same thing happened to me and than they popped back up 5 days later and I opened the tab on my PC and than it was stuck on the page and ordered from Lowe's Ace Hardware and Home Depot. I will update if my credit appears or not
Similar story. Had an Ace deal in my Cap One account, went to use it the next day and it had changed from spend 25 / get 25 to earn 2%. However, the Lowes deal had flipped in the opposite direction and I quickly used that, Home Depot, and Dicks. I got an email regarding the Dicks credit within 2-3 days. It's been over a week with no word on the others. Great perk but it's annoying how quickly the offers change.
Apr 26, 2026 06:08 PM
598 Posts
Joined Nov 2009
JodlRodlApr 26, 2026 06:08 PM
598 Posts
So far I used CapOne offers for 3 purchases,
Home Depot, Walmart and Chewy.
For Home Depot I might have been a bit careless regarding my Adblockers,
but for the other two I definitely had turned all blocking off.
Been more than a week and I haven't received anything regarding any of the offers.
Will keep using in the future, but only if there no other cashback deals with a decent CB.
Apr 26, 2026 07:55 PM
151 Posts
Joined Oct 2022
LavenderDesk564Apr 26, 2026 07:55 PM
151 Posts
Quote from shopperuvdealz :
I was in my 360 Capital One account a few days ago and noticed a bunch of stores had the Spend $25 get $25 including Lowes and Home Depot and other popular stores. I clicked on the Lowes one just to read the terms and when I went back to the previous page where all the offers were .ALL the Spend $25 get $25 and Spend $50 get $25 and ALL the good ones that were there before clicking on the terms of that one offer disappeared, never to return. I don't trust Capital One now and think its clickbait. If anyone tries these offers please come back and let us know if they actually work.
Similar story 2 weeks ago.,
From the 4 i tried, 3 worked. I kept the window that says $20/$25 opened, and even if the "refreshed" one didnt say anything, clicking on that one worked. I saw that in the URL they were passing that information.
Sams didn't work, but i bought groceries and it was part of the exclusion.
Apr 26, 2026 07:57 PM
151 Posts
Joined Oct 2022
LavenderDesk564Apr 26, 2026 07:57 PM
151 Posts
Two weeks ago it tried this offer, and it worked.
From the 4 i tried, 3 worked(Belk/Dicks/Homedepot). I kept the window that says $20/$25 opened, and even if the "refreshed" one didnt say anything, clicking on that one worked. I saw that in the URL they were passing that information.
Sams didn't work, but i bought groceries and it was part of the exclusion.
Apr 26, 2026 08:47 PM
5,801 Posts
Joined Aug 2005
BiG DoGN12Apr 26, 2026 08:47 PM
5,801 Posts
Yeah I see these offers every now and then, usually its in the middle of the night. I just keep the window open with all the $25 off $25. Still waiting for my homedepot to report from a couple of days ago.

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Apr 26, 2026 09:37 PM
267 Posts
Joined May 2008
toothandnailApr 26, 2026 09:37 PM
267 Posts
My experience Capone offers is a scam. They always have some too good to be true offer that they'll find some way to weasel out of paying.
2
Pro
Apr 26, 2026 09:50 PM
3,511 Posts
Joined Feb 2009
long_time_lurke
Pro
Apr 26, 2026 09:50 PM
3,511 Posts
Quote from JodlRodl :
So far I used CapOne offers for 3 purchases,
Home Depot, Walmart and Chewy.
For Home Depot I might have been a bit careless regarding my Adblockers,
but for the other two I definitely had turned all blocking off.
Been more than a week and I haven't received anything regarding any of the offers.
Will keep using in the future, but only if there no other cashback deals with a decent CB.
i had an offer for sams club. it was spend 75, get 50 back. its been about 45 days, and the transaction still says "waiting".
1
Apr 26, 2026 09:59 PM
43 Posts
Joined Jun 2015
imbivekApr 26, 2026 09:59 PM
43 Posts
I am seeing it in primary account holder's offer page and also on authorized user's offer page. Is it possible to do it from both of those accounts?
Apr 26, 2026 10:20 PM
609 Posts
Joined Jun 2022
urover365Apr 26, 2026 10:20 PM
609 Posts
Cap1 offers are useless. I've not got anything without significant wait and calling them repeatedly. I just gave up on small cash back transactions. Planning to close my card since this is the only card where cashback is nearly impossible.
1
Apr 26, 2026 11:21 PM
598 Posts
Joined Nov 2009
JodlRodlApr 26, 2026 11:21 PM
598 Posts
Quote from long_time_lurke :

i had an offer for sams club. it was spend 75, get 50 back. its been about 45 days, and the transaction still says "waiting".
>>> and the transaction still says "waiting".

Is it possible to track the CB for transactions somewhere?
****
Edit: Ah, OK, found it
https://capitaloneoffers.com/c1-o...ping-trips
Last edited by JodlRodl April 26, 2026 at 04:23 PM.
Pro
Apr 26, 2026 11:32 PM
3,511 Posts
Joined Feb 2009
long_time_lurke
Pro
Apr 26, 2026 11:32 PM
3,511 Posts
Quote from JodlRodl :
>>> and the transaction still says "waiting".

Is it possible to track the CB for transactions somewhere?
****
Edit: Ah, OK, found it
https://capitaloneoffers.com/c1-o...ping-trips
if you have the C1 mobile app (for the credit card), you can see the shopping trips when you go into the top right corner of the offers page and it says "beta" or something like that.
your trips will come up, and will be filtered, so make sure you go thru the menus.
that is where mine says "waiting"
Apr 26, 2026 11:35 PM
4,782 Posts
Joined Sep 2011
cobjonesApr 26, 2026 11:35 PM
4,782 Posts
I had three offers like this

20/20 Sam's

25/25 Lowes

25/25 Home Depot

I made purchases from all three and will report back next week.

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Apr 27, 2026 12:42 AM
920 Posts
Joined May 2014
WhatIsTheDealioApr 27, 2026 12:42 AM
920 Posts
so obviously I screwed up as I thought I could come back to it later.
Now I have logged in 3 times in 3 different browsers:
1. Lowes $25 for 2500miles, HD $25 for 2500 miles
2. Lowes 2X, HD 3X
3. Lowes 2X, HD 2X

WTAF?

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