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forum threadDr. J posted Apr 26, 2026 02:16 PM
forum threadDr. J posted Apr 26, 2026 02:16 PM

Capital One Offers - spend $25 get $25 @ Lowe's online, YMMV

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Signed into my BJ's Capital One card to find:

Shop Online
Spend $25, earn $25

Review exclusions: Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards.
Click the button below to go to the merchant's website and make a purchase.
Avoid ad blockers, cash back websites and extensions, and in-app purchases.

View all offer terms
Merchant details

To earn the rebate you must make an eligible purchase at lowes.com. Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards. To earn the rebate, you must be a Capital One cardholder or bank account holder, and logged in to your account on capitalone.com or the Capital One Mobile app.

How to receive the payout

We will attempt to issue the payout as a statement credit to your BJ's One+ Mastercard account ending in XXXX. Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases. Your account must be open and in good standing at the time we attempt to award the payout. In the event you have more than one account, we may apply the payout to any active credit card or bank account that is open and in good standing. This offer is valid for your use only and cannot be used to buy and resell goods or services to other persons or third parties.

What is a qualifying online purchase?

To make a qualifying online purchase, you must click the button below, and then complete a purchase at the selected merchant's site, in the window opened by the Capital One Offers tile, within 24 hours. If an offer specifically lists an available coupon on this page, you may use it on the merchant's site, subject to any coupon-related conditions that we display, but you must do so within 24 hours of activating the offer and during the same open browser session triggered by your offer activation. Use of any other coupons, cash back, or promotional websites after selecting an offer and before making a purchase will invalidate your offer. Use of VPNs and ad blockers may also invalidate your offer. Online purchases made on websites without first being redirected by a Capital One Offers tile are not qualifying online purchases.

How is the payout calculated?

The payout for qualifying online purchases is calculated using the subtotal amount of your eligible purchase, which is calculated after any eligible coupons are applied, and excludes taxes, shipping, credits, and other fees. A payout earned through this offer is in addition to any rewards regularly earned with your card. If you return or cancel an otherwise qualifying purchase, you are not eligible for a payout. Payouts for subscription services are only awarded to new customers in their first billing period after the merchant has confirmed your payment has processed. Payouts are not available on trial memberships, unless otherwise stated.

Read the complete Capital One Offers terms and conditions.

Disclaimers

By clicking the button below you are agreeing to leave the capitaloneoffers.com website or the Capital One Mobile app and to be redirected to the selected merchant's website. Capital One is not responsible for the terms and content or the privacy and security policies of other websites and mobile applications. If you have selected Spanish as your preferred language experience in your Capital One online preferences, we cannot guarantee that the third party site to which you are being directed will offer a Spanish experience.

Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Signed into my BJ's Capital One card to find:

Shop Online
Spend $25, earn $25

Review exclusions: Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards.
Click the button below to go to the merchant's website and make a purchase.
Avoid ad blockers, cash back websites and extensions, and in-app purchases.

View all offer terms
Merchant details

To earn the rebate you must make an eligible purchase at lowes.com. Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards. To earn the rebate, you must be a Capital One cardholder or bank account holder, and logged in to your account on capitalone.com or the Capital One Mobile app.

How to receive the payout

We will attempt to issue the payout as a statement credit to your BJ's One+ Mastercard account ending in XXXX. Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases. Your account must be open and in good standing at the time we attempt to award the payout. In the event you have more than one account, we may apply the payout to any active credit card or bank account that is open and in good standing. This offer is valid for your use only and cannot be used to buy and resell goods or services to other persons or third parties.

What is a qualifying online purchase?

To make a qualifying online purchase, you must click the button below, and then complete a purchase at the selected merchant's site, in the window opened by the Capital One Offers tile, within 24 hours. If an offer specifically lists an available coupon on this page, you may use it on the merchant's site, subject to any coupon-related conditions that we display, but you must do so within 24 hours of activating the offer and during the same open browser session triggered by your offer activation. Use of any other coupons, cash back, or promotional websites after selecting an offer and before making a purchase will invalidate your offer. Use of VPNs and ad blockers may also invalidate your offer. Online purchases made on websites without first being redirected by a Capital One Offers tile are not qualifying online purchases.

How is the payout calculated?

The payout for qualifying online purchases is calculated using the subtotal amount of your eligible purchase, which is calculated after any eligible coupons are applied, and excludes taxes, shipping, credits, and other fees. A payout earned through this offer is in addition to any rewards regularly earned with your card. If you return or cancel an otherwise qualifying purchase, you are not eligible for a payout. Payouts for subscription services are only awarded to new customers in their first billing period after the merchant has confirmed your payment has processed. Payouts are not available on trial memberships, unless otherwise stated.

Read the complete Capital One Offers terms and conditions.

Disclaimers

By clicking the button below you are agreeing to leave the capitaloneoffers.com website or the Capital One Mobile app and to be redirected to the selected merchant's website. Capital One is not responsible for the terms and content or the privacy and security policies of other websites and mobile applications. If you have selected Spanish as your preferred language experience in your Capital One online preferences, we cannot guarantee that the third party site to which you are being directed will offer a Spanish experience.

Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases.

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39 Comments

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Apr 27, 2026 02:01 AM
1,022 Posts
Joined Jan 2019
TealLeopard348Apr 27, 2026 02:01 AM
1,022 Posts
Quote from WhatIsTheDealio :
so obviously I screwed up as I thought I could come back to it later. Now I have logged in 3 times in 3 different browsers: 1. Lowes $25 for 2500miles, HD $25 for 2500 miles 2. Lowes 2X, HD 3X 3. Lowes 2X, HD 2X WTAF?
You need to act fast, Ive used 3 so far, spend 100 get 50 at instacart, spend 75 get 50 at adidas and spend 40 get 20 at adidas. All have tracked, but they will pop up and then disappear within a couple hours.
Apr 27, 2026 02:06 AM
157 Posts
Joined Dec 2016
Cha008Apr 27, 2026 02:06 AM
157 Posts
Is this available on venture card?
Apr 27, 2026 04:19 AM
79 Posts
Joined Feb 2015
RedOakTrailApr 27, 2026 04:19 AM
79 Posts
Learned my lesson to act fast if I want something... I waited then bought only to realize it expired.
1
Apr 27, 2026 01:33 PM
85 Posts
Joined Jan 2012
OsongarApr 27, 2026 01:33 PM
85 Posts
Quote from shopperuvdealz :
I was in my 360 Capital One account a few days ago and noticed a bunch of stores had the Spend $25 get $25 including Lowes and Home Depot and other popular stores. I clicked on the Lowes one just to read the terms and when I went back to the previous page where all the offers were .ALL the Spend $25 get $25 and Spend $50 get $25 and ALL the good ones that were there before clicking on the terms of that one offer disappeared, never to return. I don't trust Capital One now and think its clickbait. If anyone tries these offers please come back and let us know if they actually work.
Same story. Logged in ~2 months ago to a ton of good offers. Clicked a $25 off $25 at Home Depot (Also had some $50 off $50's) to read the terms. All offers immediately disappeared and months later have not come back.
Apr 29, 2026 04:42 AM
1,925 Posts
Joined Jun 2017
bestdeal113Apr 29, 2026 04:42 AM
1,925 Posts
Surprisingly, they paid out my Walmart offer "Spend $50+ get $25 back" Big Grin
1
Apr 29, 2026 12:17 PM
7,651 Posts
Joined Feb 2007
WindySummerApr 29, 2026 12:17 PM
7,651 Posts
Thanks.
Apr 29, 2026 01:31 PM
48 Posts
Joined May 2020
MerantzApr 29, 2026 01:31 PM
48 Posts
Quote from shopperuvdealz :
I was in my 360 Capital One account a few days ago and noticed a bunch of stores had the Spend $25 get $25 including Lowes and Home Depot and other popular stores. I clicked on the Lowes one just to read the terms and when I went back to the previous page where all the offers were .ALL the Spend $25 get $25 and Spend $50 get $25 and ALL the good ones that were there before clicking on the terms of that one offer disappeared, never to return. I don't trust Capital One now and think its clickbait. If anyone tries these offers please come back and let us know if they actually work.
It did not work for me. I have tried multiple times, even reached customer service and they just say terms were not met.

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Apr 29, 2026 03:53 PM
24 Posts
Joined Dec 2012
trueSherlockApr 29, 2026 03:53 PM
24 Posts
Never seem to get these.. đŸ˜’
Apr 29, 2026 07:19 PM
14 Posts
Joined Nov 2015
_byte_Apr 29, 2026 07:19 PM
14 Posts
thanks!
Apr 30, 2026 02:09 PM
1,236 Posts
Joined Nov 2017
oharag1Apr 30, 2026 02:09 PM
1,236 Posts
Quote from shopperuvdealz :
I was in my 360 Capital One account a few days ago and noticed a bunch of stores had the Spend $25 get $25 including Lowes and Home Depot and other popular stores. I clicked on the Lowes one just to read the terms and when I went back to the previous page where all the offers were .ALL the Spend $25 get $25 and Spend $50 get $25 and ALL the good ones that were there before clicking on the terms of that one offer disappeared, never to return. I don't trust Capital One now and think its clickbait. If anyone tries these offers please come back and let us know if they actually work.
I saw this on my cell longin for CapitalOne. I clicked activate and was searching HD website. Decided to go on my PC and try it there and everything disappeared. I was confused!
Apr 30, 2026 07:50 PM
159 Posts
Joined Jun 2018
Eatingadventure88271Apr 30, 2026 07:50 PM
159 Posts
Quote from oharag1 :
I saw this on my cell longin for CapitalOne. I clicked activate and was searching HD website. Decided to go on my PC and try it there and everything disappeared. I was confused!
You snooze, you lose! Luckily I was able to avail this offer on my 3 C1 accounts, 3 x $25 on Lowe's, 3 x $25 on eBay, 3 x $25 on Lululemon. OOP cost totaling $3.28, for $225 of merchandise. Will consider flipping remainder on eBay or trading in for store credit. It has posted already for 2 ($150), still waiting on 1 account (which is the Venture card so it will come in the form of 2500 points x 3 = 7500 points).

Very slick deal! I'm glad I acted on it as soon as I saw it here.
Last edited by Eatingadventure88271 April 30, 2026 at 01:01 PM.
May 01, 2026 04:59 AM
583 Posts
Joined Feb 2021
OptimusdieselMay 01, 2026 04:59 AM
583 Posts
Quote from shopperuvdealz :
I was in my 360 Capital One account a few days ago and noticed a bunch of stores had the Spend $25 get $25 including Lowes and Home Depot and other popular stores. I clicked on the Lowes one just to read the terms and when I went back to the previous page where all the offers were .ALL the Spend $25 get $25 and Spend $50 get $25 and ALL the good ones that were there before clicking on the terms of that one offer disappeared, never to return. I don't trust Capital One now and think its clickbait. If anyone tries these offers please come back and let us know if they actually work.
ahhh your all a bunch of rookies at their games. I learned the hard way too. Golden rule at capital one offers. Never ever click until your ready to shop to check out in 1 fluid motion. Use a 2nd browser and actually shop your cart. come back to the cap 1offer on the browser you want to use and be ready to go with login created, signed in etc. cart doesnt have to be prefilled. clicking a offer and come back mere hours to mintues will see it gone. It took 2 weeks for the offer to come back. when it did i followed my method and it tracked in 4days.
1
May 01, 2026 08:12 AM
10,931 Posts
Joined Feb 2011
shopperuvdealzMay 01, 2026 08:12 AM
10,931 Posts
Quote from Optimusdiesel :
ahhh your all a bunch of rookies at their games. I learned the hard way too. Golden rule at capital one offers. Never ever click until your ready to shop to check out in 1 fluid motion. Use a 2nd browser and actually shop your cart. come back to the cap 1offer on the browser you want to use and be ready to go with login created, signed in etc. cart doesnt have to be prefilled. clicking a offer and come back mere hours to mintues will see it gone. It took 2 weeks for the offer to come back. when it did i followed my method and it tracked in 4days.
That's what I always do too. I hadn't clicked on the actual activation offer, but only the terms. I didn't even get a chance.
May 01, 2026 11:44 AM
1,236 Posts
Joined Nov 2017
oharag1May 01, 2026 11:44 AM
1,236 Posts
Quote from Eatingadventure88271 :
You snooze, you lose! Luckily I was able to avail this offer on my 3 C1 accounts, 3 x $25 on Lowe's, 3 x $25 on eBay, 3 x $25 on Lululemon. OOP cost totaling $3.28, for $225 of merchandise. Will consider flipping remainder on eBay or trading in for store credit. It has posted already for 2 ($150), still waiting on 1 account (which is the Venture card so it will come in the form of 2500 points x 3 = 7500 points).

Very slick deal! I'm glad I acted on it as soon as I saw it here.
Hey hey man - First rule of SD Club - never gloat or taunt. Second rule of SD Club - see First :-)

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May 01, 2026 11:46 AM
1,236 Posts
Joined Nov 2017
oharag1May 01, 2026 11:46 AM
1,236 Posts
Quote from Optimusdiesel :
ahhh your all a bunch of rookies at their games. I learned the hard way too. Golden rule at capital one offers. Never ever click until your ready to shop to check out in 1 fluid motion. Use a 2nd browser and actually shop your cart. come back to the cap 1offer on the browser you want to use and be ready to go with login created, signed in etc. cart doesnt have to be prefilled. clicking a offer and come back mere hours to mintues will see it gone. It took 2 weeks for the offer to come back. when it did i followed my method and it tracked in 4days.
I come to SD to learn about these deals. It's exhausting having to visit ALL of the CC deals page. I rely solely on SD.

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