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Dr. J 18.3K Views
Apr 26, 2026 2:16 PM

Capital One Offers - spend $25 get $25 @ Lowe's online, YMMV

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Deal Details
Signed into my BJ's Capital One card to find:

Shop Online
Spend $25, earn $25

Review exclusions: Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards.
Click the button below to go to the merchant's website and make a purchase.
Avoid ad blockers, cash back websites and extensions, and in-app purchases.

View all offer terms
Merchant details

To earn the rebate you must make an eligible purchase at lowes.com. Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards. To earn the rebate, you must be a Capital One cardholder or bank account holder, and logged in to your account on capitalone.com or the Capital One Mobile app.

How to receive the payout

We will attempt to issue the payout as a statement credit to your BJ's One+ Mastercard account ending in XXXX. Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases. Your account must be open and in good standing at the time we attempt to award the payout. In the event you have more than one account, we may apply the payout to any active credit card or bank account that is open and in good standing. This offer is valid for your use only and cannot be used to buy and resell goods or services to other persons or third parties.

What is a qualifying online purchase?

To make a qualifying online purchase, you must click the button below, and then complete a purchase at the selected merchant's site, in the window opened by the Capital One Offers tile, within 24 hours. If an offer specifically lists an available coupon on this page, you may use it on the merchant's site, subject to any coupon-related conditions that we display, but you must do so within 24 hours of activating the offer and during the same open browser session triggered by your offer activation. Use of any other coupons, cash back, or promotional websites after selecting an offer and before making a purchase will invalidate your offer. Use of VPNs and ad blockers may also invalidate your offer. Online purchases made on websites without first being redirected by a Capital One Offers tile are not qualifying online purchases.

How is the payout calculated?

The payout for qualifying online purchases is calculated using the subtotal amount of your eligible purchase, which is calculated after any eligible coupons are applied, and excludes taxes, shipping, credits, and other fees. A payout earned through this offer is in addition to any rewards regularly earned with your card. If you return or cancel an otherwise qualifying purchase, you are not eligible for a payout. Payouts for subscription services are only awarded to new customers in their first billing period after the merchant has confirmed your payment has processed. Payouts are not available on trial memberships, unless otherwise stated.

Read the complete Capital One Offers terms and conditions.

Disclaimers

By clicking the button below you are agreeing to leave the capitaloneoffers.com website or the Capital One Mobile app and to be redirected to the selected merchant's website. Capital One is not responsible for the terms and content or the privacy and security policies of other websites and mobile applications. If you have selected Spanish as your preferred language experience in your Capital One online preferences, we cannot guarantee that the third party site to which you are being directed will offer a Spanish experience.

Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases.
Community Notes
About the Poster
Deal Details
Community Notes
About the Poster
Signed into my BJ's Capital One card to find:

Shop Online
Spend $25, earn $25

Review exclusions: Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards.
Click the button below to go to the merchant's website and make a purchase.
Avoid ad blockers, cash back websites and extensions, and in-app purchases.

View all offer terms
Merchant details

To earn the rebate you must make an eligible purchase at lowes.com. Offer can only be used one time per customer. Rate subject to change. The spend requirement must be met in a single transaction, on non-excluded items, after discounts, store credits, and redemption dollars are applied, and before taxes, shipping costs, and fees are applied. Not eligible for purchases of lumber. Not eligible for purchases of gift cards. To earn the rebate, you must be a Capital One cardholder or bank account holder, and logged in to your account on capitalone.com or the Capital One Mobile app.

How to receive the payout

We will attempt to issue the payout as a statement credit to your BJ's One+ Mastercard account ending in XXXX. Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases. Your account must be open and in good standing at the time we attempt to award the payout. In the event you have more than one account, we may apply the payout to any active credit card or bank account that is open and in good standing. This offer is valid for your use only and cannot be used to buy and resell goods or services to other persons or third parties.

What is a qualifying online purchase?

To make a qualifying online purchase, you must click the button below, and then complete a purchase at the selected merchant's site, in the window opened by the Capital One Offers tile, within 24 hours. If an offer specifically lists an available coupon on this page, you may use it on the merchant's site, subject to any coupon-related conditions that we display, but you must do so within 24 hours of activating the offer and during the same open browser session triggered by your offer activation. Use of any other coupons, cash back, or promotional websites after selecting an offer and before making a purchase will invalidate your offer. Use of VPNs and ad blockers may also invalidate your offer. Online purchases made on websites without first being redirected by a Capital One Offers tile are not qualifying online purchases.

How is the payout calculated?

The payout for qualifying online purchases is calculated using the subtotal amount of your eligible purchase, which is calculated after any eligible coupons are applied, and excludes taxes, shipping, credits, and other fees. A payout earned through this offer is in addition to any rewards regularly earned with your card. If you return or cancel an otherwise qualifying purchase, you are not eligible for a payout. Payouts for subscription services are only awarded to new customers in their first billing period after the merchant has confirmed your payment has processed. Payouts are not available on trial memberships, unless otherwise stated.

Read the complete Capital One Offers terms and conditions.

Disclaimers

By clicking the button below you are agreeing to leave the capitaloneoffers.com website or the Capital One Mobile app and to be redirected to the selected merchant's website. Capital One is not responsible for the terms and content or the privacy and security policies of other websites and mobile applications. If you have selected Spanish as your preferred language experience in your Capital One online preferences, we cannot guarantee that the third party site to which you are being directed will offer a Spanish experience.

Payouts are usually issued within 45 days of an eligible purchase but may take longer in some cases.

Community Voting

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Why are you downvoting this deal?

Community Reviews

Capital One Offers can deliver strong Lowe's and Home Depot cashback when the activation sticks, with several purchases tracking and paying out within about a week. The best results came from acting fast, keeping the offer window open, and checking out in one fluid motion, since the deal can disappear or flip back to a smaller percentage before checkout. Tracking status is visible in the shopping trips page or the mobile app beta. The main drawback is inconsistency, with some offers lingering on waiting or never posting.

Common Questions (4)

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46 Comments

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Pro
May 1, 2026 11:55 AM
3.7K Comments
Joined Feb 2009
long_time_lurke
Pro
May 1, 2026 11:55 AM
3.7K Comments
Quote from Eatingadventure88271 View quoted comment :
You snooze, you lose! Luckily I was able to avail this offer on my 3 C1 accounts, 3 x $25 on Lowe's, 3 x $25 on eBay, 3 x $25 on Lululemon. OOP cost totaling $3.28, for $225 of merchandise. Will consider flipping remainder on eBay or trading in for store credit. It has posted already for 2 ($150), still waiting on 1 account (which is the Venture card so it will come in the form of 2500 points x 3 = 7500 points).

Very slick deal! I'm glad I acted on it as soon as I saw it here.
just a HU... i had 2 C1 accounts. I tried to cash out one of them and got a verification message. they are trying to link my 2 accounts and take my rewards:

Account Review in Progress
Your account is currently under review for identity verification purposes. Please check back here for the latest status. Your account review should be resolved within 3-5 business days.

As a reminder, the use of multiple or duplicate Shopping accounts is a violation of Capital One Shopping's terms of service.We reserve the right to withhold or cancel pending or prior Rewards and terminate your account if your usage is found to be in violation of this restriction.
1
May 1, 2026 4:11 PM
2.2K Comments
Joined Jul 2014
sylentzMay 1, 2026 4:11 PM
2.2K Comments
Quote from toothandnail View quoted comment :
My experience Capone offers is a scam. They always have some too good to be true offer that they'll find some way to weasel out of paying.
Offers is actually much better than their TRUE SCAM, CapitalOneShopping
It's a full time job fighting with those scammers but I've made some pretty good deals on 10%+ after fighting and not giving up
May 1, 2026 4:12 PM
2.2K Comments
Joined Jul 2014
sylentzMay 1, 2026 4:12 PM
2.2K Comments
Quote from long_time_lurke View quoted comment :

i had an offer for sams club. it was spend 75, get 50 back. its been about 45 days, and the transaction still says "waiting".
Yeah same. I had 3 trips with purchases over the last month and all still Waiting. No support for Offers that I can find...Had to call last time and got a Statement credit vs Miles which is obnoxious
May 1, 2026 4:15 PM
2.2K Comments
Joined Jul 2014
sylentzMay 1, 2026 4:15 PM
2.2K Comments
Quote from Optimusdiesel View quoted comment :
ahhh your all a bunch of rookies at their games. I learned the hard way too. Golden rule at capital one offers. Never ever click until your ready to shop to check out in 1 fluid motion. Use a 2nd browser and actually shop your cart. come back to the cap 1offer on the browser you want to use and be ready to go with login created, signed in etc. cart doesnt have to be prefilled. clicking a offer and come back mere hours to mintues will see it gone. It took 2 weeks for the offer to come back. when it did i followed my method and it tracked in 4days.
pre-staging the cart is key. Always do this. I use another Tab, not Browser as you never know if the other browser will be logged in
1
May 1, 2026 4:16 PM
2.2K Comments
Joined Jul 2014
sylentzMay 1, 2026 4:16 PM
2.2K Comments
Quote from oharag1 View quoted comment :
Hey hey man - First rule of SD Club - never gloat or taunt. Second rule of SD Club - see First :-)
Rule 1: Pics or it didn't happen
May 1, 2026 4:20 PM
20 Comments
Joined Dec 2017
BenjaminB1118May 1, 2026 4:20 PM
20 Comments
Not really happy to have more tracking on my spending...
May 3, 2026 10:23 AM
411 Comments
Joined Jul 2015
mlnem4sMay 3, 2026 10:23 AM
411 Comments
Quote from toothandnail View quoted comment :
My experience Capone offers is a scam. They always have some too good to be true offer that they'll find some way to weasel out of paying.
Just like Capone's empty vault, we get nothing. They should rename themselves Capital None.

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May 4, 2026 9:34 PM
143 Comments
Joined Nov 2025
NavyHaddock4377May 4, 2026 9:34 PM
143 Comments
got my $25 from Lowe's and homedepot only been about a week. $50 in total
May 4, 2026 9:35 PM
143 Comments
Joined Nov 2025
NavyHaddock4377May 4, 2026 9:35 PM
143 Comments
did not do anything special that I am aware of
May 8, 2026 11:52 AM
11.1K Comments
Joined Feb 2011
shopperuvdealzMay 8, 2026 11:52 AM
11.1K Comments
Quote from TealLeopard348 View quoted comment :
You need to act fast, Ive used 3 so far, spend 100 get 50 at instacart, spend 75 get 50 at adidas and spend 40 get 20 at adidas. All have tracked, but they will pop up and then disappear within a couple hours.
How do you know if it tracked? I got an offer to spend $30 at Home Depot and get $25 back that I did about 4 days ago since there was something I needed anyway and so far nothing is showing in my rewards.Frown
May 8, 2026 5:47 PM
59 Comments
Joined Nov 2011
BobbeebeeMay 8, 2026 5:47 PM
59 Comments
Quote from Optimusdiesel View quoted comment :
ahhh your all a bunch of rookies at their games. I learned the hard way too. Golden rule at capital one offers. Never ever click until your ready to shop to check out in 1 fluid motion. Use a 2nd browser and actually shop your cart. come back to the cap 1offer on the browser you want to use and be ready to go with login created, signed in etc. cart doesnt have to be prefilled. clicking a offer and come back mere hours to mintues will see it gone. It took 2 weeks for the offer to come back. when it did i followed my method and it tracked in 4days.
As a rookie, I just learned that the hard way. Saw the great spend $XX get $X offers show up late last night on mobile. Clicked it and started adding items to my cart. But by the time I was ready to checkout, the offers disappeared and switched back to 1% back. So frustrating, but will keep this in mind next time.
May 8, 2026 7:49 PM
11.1K Comments
Joined Feb 2011
shopperuvdealzMay 8, 2026 7:49 PM
11.1K Comments
Just checked again and now its saying I Earned (1.5% cash back) +$0.64 Rewards cash. What a ripoff!
May 10, 2026 4:43 PM
11.1K Comments
Joined Feb 2011
shopperuvdealzMay 10, 2026 4:43 PM
11.1K Comments
Just got an email from Capital One offering me $20 if I spend $20 at Home Depot. How stupid do they think I am? They never gave me my $25 for spending $30 offer at Home Depot. Like I'm really going to be stupid enough to get scammed again. Never again! Mad
May 10, 2026 9:07 PM
232 Comments
Joined Jan 2007
funktunaMay 10, 2026 9:07 PM
232 Comments
Are gift cards excluded?

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Pro
May 10, 2026 9:17 PM
3.7K Comments
Joined Feb 2009
long_time_lurke
Pro
May 10, 2026 9:17 PM
3.7K Comments
Quote from shopperuvdealz View quoted comment :
Just got an email from Capital One offering me $20 if I spend $20 at Home Depot. How stupid do they think I am? They never gave me my $25 for spending $30 offer at Home Depot. Like I'm really going to be stupid enough to get scammed again. Never again! Mad
they did the same with me, with sam's club. i had a spend $75, get $50 back. they dogged me with that one, transaction has been "waiting" since march. now, i get another offer for sam's club, spend $125, get $75 back. like im really gonna try that again?

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