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popularNaPra posted May 05, 2026 05:32 PM
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popularNaPra posted May 05, 2026 05:32 PM

Free Year of Walmart+ and $35 cash back with $75 Spend with New OnePay CashRewards Card

Walmart
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Free Year of Walmart+ and $35 cash back with $75 Spend when you pay with your New OnePay Credit Card
Unlimited cash back:
Earn 5% cash back at Walmart with Walmart+
Earn 3% cash back at Walmart for everyone else
Earn 1.5% cash back on all other purchases
Zero annual fee.
Apply by 5/26.

https://www.walmart.com/cp/9435689
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Deal Details
Community Notes
About the Poster
Free Year of Walmart+ and $35 cash back with $75 Spend when you pay with your New OnePay Credit Card
Unlimited cash back:
Earn 5% cash back at Walmart with Walmart+
Earn 3% cash back at Walmart for everyone else
Earn 1.5% cash back on all other purchases
Zero annual fee.
Apply by 5/26.

https://www.walmart.com/cp/9435689

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33 Comments

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May 05, 2026 05:39 PM
1,096 Posts
Joined Apr 2017
iSDealsMay 05, 2026 05:39 PM
1,096 Posts
Unlimited cb =

Earn 5% cash back at Walmart with Walmart+
Earn 3% cash back at Walmart for everyone else
^1-
Earn 1.5% cash back on all other purchases
May 06, 2026 06:35 AM
330 Posts
Joined Apr 2011
TheRatsWonMay 06, 2026 06:35 AM
330 Posts

Our community has rated this post as helpful. If you agree, why not thank TheRatsWon

New WM+ accounts only according to the fine print item 2. Please report back if you an existing WM+ member and get the deal to work anyway. Good deal for new members though.
1
May 06, 2026 03:27 PM
3,760 Posts
Joined May 2006
dreganMay 06, 2026 03:27 PM
3,760 Posts

Our community has rated this post as helpful. If you agree, why not thank dregan

Quote from TheRatsWon :
...Good deal for new members though.
I dunno, this is worth maybe $100? I'd want to get at least $300 for a credit ding
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May 07, 2026 01:47 AM
333 Posts
Joined Sep 2003
DawgzMay 07, 2026 01:47 AM
333 Posts
After the free year you have to pay? Or it'll be free again?
4
May 08, 2026 11:32 AM
1,008 Posts
Joined Oct 2012
KawiNinjaZXMay 08, 2026 11:32 AM
1,008 Posts

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I just did this, my W+ expired and I spend about $800/month there on groceries so this was a no brainer. Easy process and get back probably $500 a year in CB
2
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May 08, 2026 01:03 PM
2,501 Posts
Joined Oct 2008
NoSleep007May 08, 2026 01:03 PM
2,501 Posts
Quote from KawiNinjaZX :
I just did this, my W+ expired and I spend about $800/month there on groceries so this was a no brainer. Easy process and get back probably $500 a year in CB
What do you use walmart+ for?

Also how good is this card? I shop at walmart quite a bit as well.
1
May 08, 2026 02:00 PM
1,642 Posts
Joined Nov 2008
bsdcMay 08, 2026 02:00 PM
1,642 Posts

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you can get 5% back at walmart and walmart.com with the free venmo debit card, the catch is that you have to make one $500 "direct" deposit every month. I fulfill that requirement by initiating a $500 transfer from my bank's website, then transfer it right back after it gets to my venmo account.
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May 08, 2026 03:28 PM
69 Posts
Joined Nov 2020
mibsomethingMay 08, 2026 03:28 PM
69 Posts
Quote from bsdc :
you can get 5% back at walmart and walmart.com with the free venmo debit card, the catch is that you have to make one $500 "direct" deposit every month. I fulfill that requirement by initiating a $500 transfer from my bank's website, then transfer it right back after it gets to my venmo account.
any fee for the fransfer?
May 08, 2026 03:30 PM
1,642 Posts
Joined Nov 2008
bsdcMay 08, 2026 03:30 PM
1,642 Posts
Quote from mibsomething :
any fee for the fransfer?
No fee for me. Transferring from Wells Fargo checking
May 08, 2026 04:03 PM
1,070 Posts
Joined Jan 2011
nurrburtMay 08, 2026 04:03 PM
1,070 Posts
Walmart? Isn't that the company that is ripping you off by giving you less than you paid for?
https://www.youtube.com/shorts/XLI2VHx6xrQ
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May 08, 2026 06:24 PM
2,031 Posts
Joined Nov 2016
NaPraMay 08, 2026 06:24 PM
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Quote from NoSleep007 :

What do you use walmart+ for?

Also how good is this card? I shop at walmart quite a bit as well.
Here are all the benefits of W+ https://www.walmart.com/plus Since the card offers 5% cash back with W+, this is a nice free deal if you shop there a lot. But you have to be cool with a credit inquiry on your credit file.
Last edited by NaPra May 8, 2026 at 11:27 AM.
May 08, 2026 06:27 PM
933 Posts
Joined Feb 2024
GhostGrayBoltMay 08, 2026 06:27 PM
933 Posts
Quote from dregan :
I dunno, this is worth maybe $100? I'd want to get at least $300 for a credit ding
$300??? Holy shit, you people sell yourself wayyyy too cheap....Staying under 5/24 is important enough that I don;t do anything unless i see value of $500 or more for a hard pull..
1
May 08, 2026 06:28 PM
933 Posts
Joined Feb 2024
GhostGrayBoltMay 08, 2026 06:28 PM
933 Posts
Quote from NaPra :
Here are all the benefits of W+ https://www.walmart.com/plus Since the card offers 5% cash back with W+, this is a nice free deal if you shop there a lot. But you have to be cool with a credit inquiry on your credit file.
no way I waste a hard pull on this..
May 08, 2026 06:46 PM
1,070 Posts
Joined Jan 2011
nurrburtMay 08, 2026 06:46 PM
1,070 Posts
Quote from GhostGrayBolt :
$300??? Holy shit, you people sell yourself wayyyy too cheap....Staying under 5/24 is important enough that I don;t do anything unless i see value of $500 or more for a hard pull..
Is there an offer of $500 you're referring to that is reasonable? If you have to spend $2-$3k to get it then it isn't really that great for most people in a recession. We used to get $200-$300 for $500 spend.

If you are already planning to spend big on something and really need to stay within 5/24, then yeah, that makes sense. Nothing wrong with $300 if the ratio is good for most people, though.

Besides, there is evidence that 5/24 is no longer a hard rule and it's going to change anyway.

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May 08, 2026 07:04 PM
805 Posts
Joined Sep 2017
pranrasvijMay 08, 2026 07:04 PM
805 Posts
thnx, not bad for credit hit- i buy aa lot from wmt. thnx op.

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