[YMMV] E*Trade - Earn 4.40% APY with a 12-month Bank CD

SnakePlisken

Yesterday 6:51 PM

37.4K Comments

Joined Dec 2005

SnakePliskenYesterday 6:51 PM

37.4K Comments

Thanks!

1

DayaO

Yesterday 8:03 PM

1.6K Comments

Joined Apr 2014

DayaOYesterday 8:03 PM

1.6K Comments

Gladly take 4.0 apy for 6 mo with $400 bonus...no lockup

1

2

eliz165

Yesterday 9:44 PM

390 Comments

Joined Dec 2008

eliz165Yesterday 9:44 PM

390 Comments

Quote from DayaO

:

Gladly take 4.0 apy for 6 mo with $400 bonus...no lockup

Where's this at?

TurtlePerson2

Yesterday 10:05 PM

2.3K Comments

Joined Nov 2014

TurtlePerson2Yesterday 10:05 PM

2.3K Comments

For a while, these CD threads were always at lower interest rates than treasury bonds. I'm glad to see one of these that actually pays you more than an (exempt from state tax) one year treasury.

2

DayaO

Yesterday 10:10 PM

1.6K Comments

Joined Apr 2014

DayaOYesterday 10:10 PM

1.6K Comments

Quote from eliz165

:

Where's this at?

Same etrade...actually I opened one yesterday and transferred from CapOne, received very next day. Let's see
https://us.etrade.com/promo/savin...lgQAvD_BwE

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desimillionaire

Yesterday 10:45 PM

2.4K Comments

Joined Jan 2011

desimillionaireYesterday 10:45 PM

2.4K Comments

Quote from DayaO

:

Same etrade...actually I opened one yesterday and transferred from CapOne, received very next day. Let's see
https://us.etrade.com/promo/savin...lgQAvD_BwE

Thanks. Really just 45 days lockup cause the bonus is earned within 30 days. Not bad really.

iansp

Today 1:03 AM

764 Comments

Joined Aug 2006

ianspToday 1:03 AM

764 Comments

Since Etrade has been bought over by the crooked Morgan Stanley.....they have been holding cash i send into my acct for 3 or more days before I get my credit....imagine them doing this to millions of customersEVERYDAY and you get how they are making money even more by shortchanging you.ETrade previously gave credit the next day...have decided to put my money elsewhere now ! Have been with Etrade for 20 years

Last edited by iansp August 5, 2026 at 06:05 PM.

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slickdicks

Today 1:28 AM

601 Comments

Joined Feb 2014

slickdicksToday 1:28 AM

601 Comments

Quote from DayaO

:

Same etrade...actually I opened one yesterday and transferred from CapOne, received very next day. Let's see
https://us.etrade.com/promo/savin...lgQAvD_BwE

"when you deposit at least $20,000 of qualifying new money within the first 30 days of account opening."

bluekiwi

Expert

This user is an Expert in Tech & Electronics

Today 1:33 AM

20.3K Comments

Joined Sep 2011

bluekiwi

Expert

This user is an Expert in Tech & Electronics

Today 1:33 AM

20.3K Comments

My local credit union is offering over 8.3% checking (up to $10,000)
requires 15 transactions on their debit card and $1.000 deposit every month

they also have 3 month cd at 3.82%

Cauthon

Today 2:01 AM

552 Comments

Joined Jul 2012

CauthonToday 2:01 AM

552 Comments

Quote from bluekiwi

:

My local credit union is offering over 8.3% checking (up to $10,000)requires 15 transactions on their debit card and $1.000 deposit every monththey also have 3 month cd at 3.82%

What credit union?

MikePWV

Today 2:10 AM

556 Comments

Joined Sep 2010

MikePWVToday 2:10 AM

556 Comments

Quote from bluekiwi

:

My local credit union is offering over 8.3% checking (up to $10,000)
requires 15 transactions on their debit card and $1.000 deposit every month

they also have 3 month cd at 3.82%

That's a great offer if you don't have a lot of money. This offer is better for those that do. And who is offering 8.3% ? The highest I've seen has been 6% up to $20K

Imma-Toasty

Today 2:40 AM

536 Comments

Joined Sep 2016

Imma-ToastyToday 2:40 AM

536 Comments

Quote from bluekiwi

:

My local credit union is offering over 8.3% checking (up to $10,000)requires 15 transactions on their debit card and $1.000 deposit every monththey also have 3 month cd at 3.82%

Which one?

[YMMV] E*Trade - Earn 4.40% APY with a 12-month Bank CD

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