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migdigital 7K Views
Aug 5, 2026 6:43 PM

[YMMV] E*Trade - Earn 4.40% APY with a 12-month Bank CD

E*Trade Financial
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Expires August 12, 2026
Quote :
Open and fund a new Bank CD account by 8/12/2026 to secure a market-leading rate1 that is fixed regardless of what happens in the markets.
https://us.etrade.com/bank/certif..._learnmore
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About the Poster
Expires August 12, 2026
Quote :
Open and fund a new Bank CD account by 8/12/2026 to secure a market-leading rate1 that is fixed regardless of what happens in the markets.
https://us.etrade.com/bank/certif..._learnmore

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18 Comments

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Aug 5, 2026 6:51 PM
37.4K Comments
Joined Dec 2005
SnakePliskenAug 5, 2026 6:51 PM
37.4K Comments
Thanks!
Aug 5, 2026 8:03 PM
1.6K Comments
Joined Apr 2014
DayaOAug 5, 2026 8:03 PM
1.6K Comments
Gladly take 4.0 apy for 6 mo with $400 bonus...no lockup
2
Aug 5, 2026 9:44 PM
390 Comments
Joined Dec 2008
eliz165Aug 5, 2026 9:44 PM
390 Comments
Quote from DayaO View quoted comment :
Gladly take 4.0 apy for 6 mo with $400 bonus...no lockup
Where's this at?
Aug 5, 2026 10:05 PM
2.3K Comments
Joined Nov 2014
TurtlePerson2Aug 5, 2026 10:05 PM
2.3K Comments
For a while, these CD threads were always at lower interest rates than treasury bonds. I'm glad to see one of these that actually pays you more than an (exempt from state tax) one year treasury.
Aug 5, 2026 10:10 PM
1.6K Comments
Joined Apr 2014
DayaOAug 5, 2026 10:10 PM
1.6K Comments
Quote from eliz165 View quoted comment :
Where's this at?
Same etrade...actually I opened one yesterday and transferred from CapOne, received very next day. Let's see
https://us.etrade.com/promo/savin...lgQAvD_BwE
2
Aug 5, 2026 10:45 PM
2.5K Comments
Joined Jan 2011
desimillionaireAug 5, 2026 10:45 PM
2.5K Comments
Quote from DayaO View quoted comment :
Same etrade...actually I opened one yesterday and transferred from CapOne, received very next day. Let's see
https://us.etrade.com/promo/savin...lgQAvD_BwE
Thanks. Really just 45 days lockup cause the bonus is earned within 30 days. Not bad really.
Aug 6, 2026 1:03 AM
766 Comments
Joined Aug 2006
ianspAug 6, 2026 1:03 AM
766 Comments
Since Etrade has been bought over by the crooked Morgan Stanley.....they have been holding cash i send into my acct for 3 or more days before I get my credit....imagine them doing this to millions of customersEVERYDAY and you get how they are making money even more by shortchanging you.ETrade previously gave credit the next day...have decided to put my money elsewhere now ! Have been with Etrade for 20 years
Last edited by iansp August 5, 2026 at 06:05 PM.
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Aug 6, 2026 1:28 AM
657 Comments
Joined Feb 2014
slickdicksAug 6, 2026 1:28 AM
657 Comments
Quote from DayaO View quoted comment :
Same etrade...actually I opened one yesterday and transferred from CapOne, received very next day. Let's see
https://us.etrade.com/promo/savin...lgQAvD_BwE
"when you deposit at least $20,000 of qualifying new money within the first 30 days of account opening."
Expert
This user is an Expert in Tech & Electronics
Aug 6, 2026 1:33 AM
20.6K Comments
Joined Sep 2011
bluekiwi
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This user is an Expert in Tech & Electronics
Aug 6, 2026 1:33 AM
20.6K Comments
My local credit union is offering over 8.3% checking (up to $10,000)
requires 15 transactions on their debit card and $1.000 deposit every month

they also have 3 month cd at 3.82%
Aug 6, 2026 2:01 AM
563 Comments
Joined Jul 2012
CauthonAug 6, 2026 2:01 AM
563 Comments
Quote from bluekiwi View quoted comment :
My local credit union is offering over 8.3% checking (up to $10,000)requires 15 transactions on their debit card and $1.000 deposit every monththey also have 3 month cd at 3.82%
What credit union?
Aug 6, 2026 2:10 AM
556 Comments
Joined Sep 2010
MikePWVAug 6, 2026 2:10 AM
556 Comments
Quote from bluekiwi View quoted comment :
My local credit union is offering over 8.3% checking (up to $10,000)
requires 15 transactions on their debit card and $1.000 deposit every month

they also have 3 month cd at 3.82%
That's a great offer if you don't have a lot of money. This offer is better for those that do. And who is offering 8.3% ? The highest I've seen has been 6% up to $20K
Aug 6, 2026 2:40 AM
562 Comments
Joined Sep 2016
Imma-ToastyAug 6, 2026 2:40 AM
562 Comments
Quote from bluekiwi View quoted comment :
My local credit union is offering over 8.3% checking (up to $10,000)requires 15 transactions on their debit card and $1.000 deposit every monththey also have 3 month cd at 3.82%
Which one?
Aug 6, 2026 3:38 AM
1.6K Comments
Joined Apr 2014
DayaOAug 6, 2026 3:38 AM
1.6K Comments
Quote from slickdicks View quoted comment :
"when you deposit at least $20,000 of qualifying new money within the first 30 days of account opening."
Hopefully no one searching HYSA in Slickdeals to deposit 2k or 5k...interest on that won't even buy you few sandwich in this economy
Expert
This user is an Expert in Tech & Electronics
Aug 6, 2026 3:54 AM
20.6K Comments
Joined Sep 2011
bluekiwi
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This user is an Expert in Tech & Electronics
Aug 6, 2026 3:54 AM
20.6K Comments
Quote from Cauthon View quoted comment :
What credit union?
Quote from MikePWV View quoted comment :
That's a great offer if you don't have a lot of money. This offer is better for those that do. And who is offering 8.3% ? The highest I've seen has been 6% up to $20K
Quote from Imma-Toasty View quoted comment :
Which one?
create credit union (used to be called clark county credit union)
https://www.ccculv.org/

Bonus Checking Plus

This 8.30% APY* high-yield checking comes with even more perks and benefits!
Add Bonus Checking Plus to get added protection!
In addition to the Bonus Checking features, for $6.95 a month, you'll receive access to Telehealth services, Fuel Savings, Credit Score Simulator and additional identity protection.
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Aug 6, 2026 11:25 PM
2.6K Comments
Joined Jun 2013
koge811Aug 6, 2026 11:25 PM
2.6K Comments
a few things interest rates went up to 4.7% 10 yr. 1 yr thanks to federal reserve being corrupt and idiotic lowered short term rates when it needed to go up as we now know

also as we now know ai and datacenters are inflationary not deflationary as they produce nothing of value giving cheap loans to fang stonks was counter intuitive and idiotic.

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