Joined Nov 2003
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Forum Thread
How much emergency money do you keep?
March 25, 2011 at
07:56 PM
in
Question
Just wondering approximately how much cash people keep on hand in the event of an emergency…
not talking about the 20 behind your drivers liscense…
i am referring to the money burried in your sock drawer, under your mattress, in a box in the back yard etc..
they money you keep on hand for the earthquake, flood, riot, hurricane, etc…
I am refreshing my emergency supplies and just am not sure if I have enough cash on hand (yes I am making sure i have it in smaller bills so i can make change in the event others cant)
not talking about the 20 behind your drivers liscense…
i am referring to the money burried in your sock drawer, under your mattress, in a box in the back yard etc..
they money you keep on hand for the earthquake, flood, riot, hurricane, etc…
I am refreshing my emergency supplies and just am not sure if I have enough cash on hand (yes I am making sure i have it in smaller bills so i can make change in the event others cant)
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Dick complains about the house on his couch
Dicks falls asleep on the couch
and for some reason, Dick is surpised that Jane wants a divorce!
You left off the most important thing:
Dick enjoys the beer and and sandwich that Jane brought him while he was on the couch.
If you have to evacuate then cash...but if you can bunker down, then it's a stockpile.
You don't know what you're gonna be able to do, or if you're even gonna be able to come back to your stockpile.
At home, we usually have $1k-3k cash in our home safe.
p.s. i can't determine whether you really have this much supplies or you're just saying it.
Of course for those of you that have a tank-less water heater, you're pretty much out of luck.
What exactly kind of "emergency" are you guys preparing for?
Dick enjoys the beer and and sandwich that Jane brought him while he was on the couch.
It depend on your priorities. Are you okay w/Jane brining a beer to Dick while he sits on the couch and she thinks of the best way to leave him??
How about this?
Dick sits on the couch
Jane tries to speak to him about how he's a douchebag,
Dick shuts her up before she speaks asking her where is his "sammich"
In the morning Dick has no coffee
Dick has no wife
How about this?
Dick sits on the couch
Jane tries to speak to him about how he's a douche-bag,
Dick shuts her up before she speaks asking her where is his "sammich"
In the morning Dick has no coffee
Dick has no wife
Its all about Survival of the Fittest and money has nothing to do with it, chief.
Its all about Survival of the Fittest and money has nothing to do with it, chief.
BUT, I can see how in the event of a crisis, where you just need to get out of town. Cash would help you out. It would get you to the check point.
As I mentioned before I think it is about moderation, and what you are comfortable with.
BUT, I can see how in the event of a crisis, where you just need to get out of town. Cash would help you out. It would get you to the check point.
As I mentioned before I think it is about moderation, and what you are comfortable with.
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When people are looting, robbing, raping, and pillaging because a certain section of the population believes it's the rapture, apocalypse, end times, etc... You're not gonna just be able to run to the store to get basic supplies.
As for the zombie talk earlier, I feel it's necessary to point out that many people talk about zombies, but it can be used as an allegory for any type of disaster/civil disturbance. If you're prepared to face hordes of the brain-eating walking dead, you should be able to have a cogent enough plan to survive most things.
Amount in the bank is irrelevant in an emergency. If there's no power for ATMs or the banks aren't open, your SOL.
But, as others have stated, money isn't that important with such disasters like what is happening now in Japan. You need food and water to live. That's why we always have a stockpile of non-perishable food (canned foods and, since we're Asian, A LOT of instant noodles) and water in our garage and basement. Also, in my home, we have an extra fridge and a separate freezer in our garage. And, it's full of food too.
So, in the event of such disasters, we would go through our perishable food in the fridge and freezer first. Then, we would then go through the non-perishable foods and rice that we always have. We should have enough to last us a month or two at the least.
But the bottom line is, whatever level of preparedness you feel comfortable with and are able to do, that's what you should do. It's not going to be the same for everybody.
When people are looting, robbing, raping, and pillaging because a certain section of the population believes it's the rapture, apocalypse, end times, etc... You're not gonna just be able to run to the store to get basic supplies.
As for the zombie talk earlier, I feel it's necessary to point out that many people talk about zombies, but it can be used as an allegory for any type of disaster/civil disturbance. If you're prepared to face hordes of the brain-eating walking dead, you should be able to have a cogent enough plan to survive most things.
Did you, by chance, catch last week's episode of "Shooting Gallery" on The Outdoor Channel? They did a zombie defense scenario, which put some basic techniques in a (somewhat) practical application.
But, as others have stated, money isn't that important with such disasters like what is happening now in Japan. You need food and water to live. That's why we always have a stockpile of non-perishable food (canned foods and, since we're Asian, A LOT of instant noodles) and water in our garage and basement. Also, in my home, we have an extra fridge and a separate freezer in our garage. And, it's full of food too.
So, in the event of such disasters, we would go through our perishable food in the fridge and freezer first. Then, we would then go through the non-perishable foods and rice that we always have. We should have enough to last us a month or two at the least.
Going back to the OP's original question, another thing folks might want to consider when keeping cash at home is your homeowner insurance. I just got my renewal and was looking at limits, I only have coverage for $200 cash. I usually carry more than that in my pocket on a daily basis, not counting my stash at home.
I also have a $10,000 limit on firearms, which isn't nearly enough.
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I get what you're saying, money in the bank for personal emergencies vs cash at home for "crap hits the fan" emergencies that effect everyone.
Going back to the OP's original question, another thing folks might want to consider when keeping cash at home is your homeowner insurance. I just got my renewal and was looking at limits, I only have coverage for $200 cash. I usually carry more than that in my pocket on a daily basis, not counting my stash at home.
I also have a $10,000 limit on firearms, which isn't nearly enough.