Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
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Interesting. So basically they were bs'ing me about it being the way all credit cards worked.
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
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10 Replies
2,217 Views
That's absolutely not true and doesn't make any sense. How would you pay early then?
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
0 Score
10 Replies
2,217 Views
I stopped using too-big-to-fail Citibank's autopay because other payments would result in a negative balance, but your scenario is also unexpected...
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
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10 Replies
2,217 Views
Yes, your summary is correct. And yes, it all works out in the end but there is something funky and not at all logical happening. The only ways to avoid this happening is to pay your statement...
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
0 Score
10 Replies
2,217 Views
I've been using credit cards since the dark ages but learned something new today...
Say, for instance, your CC billing cycle ends on the first day of each new month and your auto-payment date is...
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
0 Score
10 Replies
2,217 Views
I had a Capital One credit card.
If I made a payment before the due date, it came off the current charges and full statement balance was still due on the due date.
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
0 Score
10 Replies
2,217 Views
I'm not sure what card you have but I have a standard Quicksilver and payments or credits prior to the due date, and after the statement balance has been produced, get applied to the statement...
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
0 Score
10 Replies
2,217 Views
Not sure if all CC's do that but some definitely do.
For example, statement closes on the 30th -you go out, buy a $1000 TV then immediately return it - the $1k credit (return) is "counted" as a...
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
0 Score
10 Replies
2,217 Views
I'm not sure what card you have but I have a standard Quicksilver and payments or credits prior to the due date, and after the statement balance has been produced, get applied to the statement...
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
0 Score
10 Replies
2,217 Views
Living up to your username I see. :)
It happened like this...
I got an email on the 1st of the month saying that my statement was ready and that it will be paid automatically on the 15th. I...
Citi Card applying credits but not debits to previous statement balance
Thread created 08-31-2022 by MadPup
0 Score
10 Replies
2,217 Views
Based on the Thread Detail, the time line would be like following as my guessing goes:
I think the credit card system calculating the balance as of date of payment has error. Because it seems it...
