One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
He meant positive 10% returns, not negative. Easy mistake.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
I am banking on that too. parking the cash in savings account with at best 2% interest rate is still a far cry from ~7%. the last 3 months condition is fine. i'll just hold onto it for 3 more...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
https://www.terrysavage.com/t-bills-beat-cds/
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
I know nothing about this so don't take my word for it. But I did some very light link diving and what I see is the last 52 week return rate being this: last 52-Week Investment Rate: 3.603%. that...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Right now, pretty much only i-bonds
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
I bought 2yr cd at 4.2% last week. Figure it will be 2 yr before โfruit loopsโ is gone and we go back to sanity.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
No brokerage fees for Treasuries at E-Trade either. I've bought as little as $5K worth, it looks like you can go down to at least $1K.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
A. You straight up open account for people in your household - spouse, children, then each can buy 10k per year
B. You buy additional 10K bonds as gifts for others now (to lock in the current rate),...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Guys inflation is 9% or higher. You are losing money at anything below 8% return. This is the time to buy shares in the market because by next year when the market comes back, your money will be...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
FYI: It is predicted to be in the 6% range the next six months (Source). Caveats include, but not limited to * Not allowed to withdraw in the 1st year, and * last 6 months of interest is forfeited if...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Savings bonds are distinct from U.S Treasuries. While both are issued and guaranteed by the U.S. government and hence considered risk-free, they are structured differently and cater to different...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Yes, but I-bonds have less liquidity/flexibility. You can't necessarily cash them out right away without forfeiting some of your interest. I agree that they're a good investment right now, but you...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
At least at TD Ameritrade, there is a $25 fee for anything other than Bonds. Is this not true for your 28-day purchases? Checking if there are no-fee brokerages (for Treasuries).
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
First republic bank has 4 month CD 3.5% APY
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
They revised the terminal rate from 4.2 to 4.6. It could be more if inflation doesnโt cool down and your stocks will shit the bed even harder.
Also the heavy weight still has not dropped much yet...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
There are plenty of ETFs that track. Private vs. Gov generally have higher yield such as FMHI or XMTP.
Gov side a person can get in and out of CLTL, SGOV, GBIL, BIL, SHV safely* and easily.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Highly recommend buying these via a brokerage (e.g. Fidelity) rather than TreasuryDirect. Itโll be a lot easier than dealing with the annoying TreasuryDirect website.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
First foundation bank is already at 2.75% . After 2 more hikes this yr it'll be close to this tbill
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Unless you get the dreaded "we cannot verify you online, send in the form 5444", which can take 6 weeks.
Lesson: open a treasury account right away and then figure out if you need to buy bonds,...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Only CA municipal bonds, that I know of. But you'll get a correspondingly lower interest rate, so unless you're in a really high bracket, it won't make much difference after taxes.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
You buy bonds from from
uncle Sam for at least $100. The % interest rate is pretty much better than putting your money in the bank or most other places.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Rates crashed last couple days but still good. But you buy these in auction which is usually a couple weeks down the road so you may not get the 4.14
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Edit the html to enable the field for keyboard entry. Ez
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
The fed chair specifically addressed this during questions to congress and said we are nowhere near the govt not being able to service its debt.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
1.) Log into your account.
2.) Select News & Research -> Fixed Income, Bonds & CDs at the top.
3.) The table at the bottom will break out different kinds of bonds (US Treasuries, municipal bonds,...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Thank You so much ! Will do this tonight.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
That's right! Make sure they are a Journeyman or higher!!!! :lmao:
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
I canโt see any reason to purchase bills, notes or bonds in a Treasury Direct account, except perhaps you already have one set up AND you donโt already have a brokerage account. Otherwise there are...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Let's Go "Fruit Loops"! That's a new one.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Penalty if you cash them in before 5 years is the last three months, not six months, of interest.
If the interest rate has gone down enough that you want to cash them in then that three months of...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Low hassle, low worry way to park money for the short term in a money-back guaranteed investment, at the highest interest rate available for a no-risk investment. (Some exceptions apply to these...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
The spreads on treasury securities are minuscule. And they can be seen in advance on the brokers website, so you know what you will get before hitting the trade button. Regardless, the point about...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Iam lost. I have a CD in BMO but why is this so hard to understand. Let's say I have 20k. How do I apply, and where should I apply?๐๐๐ Please help Sders.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
LOL! It looks like you signed up for SlickDeals just to make this comment... :lmao:
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Wait until they hit extremely low and then sacrifice those last three months (this is just a hedge against inflation). So say the fed *actually* manages to get inflation under control rates will drop...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
I was about to stash good lot of money in poppybank's 6 months(4%) CD but thinking of stashing it in 3 months (3% apy) CD so that I can leverage the Fed's hike spree in the next couple of months for...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Damn it. I forgot my password and got my account locked.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
There are ROTH 401Ks available too.
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
Yes thats the safe route but we know the Fed cannot keep rates high for very long because national debt will be unserviceable. So many are predicting February bottom. Then it will take off pretty...
One-Year Treasury Constant Maturity T bill 4.14
Thread created 09-25-2022 by aloocheh
+63 Score
112 Replies
69,729 Views
I don't know that much about this. Sharing here to get some feedback. It seems it is highr than CD
Treasury Bills
Treasury bills, or T-bills, are sold in terms ranging from a few days to 52...
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