Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
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Probably the best card for cash back from online purchases IF you are a preferred client, which adds additional % back. No other card offers that much cash back.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
When is the MLB card coming back? Get $300 back after spending $500.00 =(
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
I have this card. The fine print unless I am wrong is that the 3 percent category you chose is capped per quarter and it really doesn't add up to much. You are better off with a unlimited 2 percent...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
It's $2500 cap- but the value is if you have high enough status with BoA- at which point that 3% becomes 5.25% within your category.
And if you DO have that status then you can also get a...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
With inflation they should really increase the $2,500 spend for the 3%
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Have this card for over 10 years now. Never had this problem.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Couldn’t pay me enough to use Bank of America. They voluntarily without being asked sent a list of customers that bought any type guns to the atf for no apparent reason. They also did the same...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
As someone already said.... Merrill Lynch.
But I have never paid for a BofA account. And at one point they bought my mortgage and I scored a free safety deposit box... and I still have it. Plus...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
I’ve had this card for about 10 yrs now. Every 3 yrs I would call and have them low my apr. even though I pay what I use.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
I just got this card today. will the $200 bonus show up in my account a few days after spending the $1000 or will I have to wait until statement closes for the bonus to post?
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Does anyone pay their utilities (ie - electric bill, water bill, etc) with this? Does it fall into one of the chooseable categories?
I have a citi mc now and I get the 3% on grocery stores /...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
I have the Mastercard version of this. The card looks almost identical and the rewards are the same. My 3% category currently is online shopping.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
So this is now the best card for Costco shopping since Costco doesn't do extended warranty on that card anymore?
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
You can get 10x with CSR and the portal, and chase points are worth 50% more than Cap 1 miles in said portal.
That one is quite solid- entertainment is a neglected category on most cat...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Yeah but there's no reason at all to waste $2500 cap space at 2% anyway since you can get that (or better) with other cards.
Even with plat status you're generally going to want to use your $2500...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
I don't waste my cap on groceries anyway. I have the VentureX for general purchases, Capital One savor for dining, entertainment, and groceries. I transfer the savor cash back to my miles on the...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
The $2,500 spend is between 2% categories like groceries, Costco, Sam's and 3% for your top category per quarter. That's the biggest drawback. Most family spend between $400 to $500 or more a month...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
But you would still need your Costco membership to shop at Costco and to get Costco gas? Unless you buy Costco cash cards but would still need a membership or know someone who has one?
Citi custom...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Strictly speaking, this card seems to work without fail with Walmart and Amazon when it is set as the default card. But try to do a $1.29 online Walgreens ship-to-store for pickup, and it is blocked...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
But why would you keep money in BofA?
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Retirement account at Merrill Lynch counts.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
but why ?
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
This card is amazing.
There might be some slightly better options for travel enthusiasts with the Capital One Venture X, Sapphire Preferred, or AMEX Gold/Plat, but I don't really travel so for...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
It also counts as online shopping for me for rent.
Also, Merrill lynch does count towards preferred Rewards.
And it's 1% on everything, uncapped.
2% on. Grocery stores and wholesale, bjs...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Been using this for years , never had this issue.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
yeah, what Fanime said. Maybe not for everyone but you can link Merrill to BofA and supposedly (I'm in the process of testing this) the total assets go toward your rewards level qualification.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
I think you are confused between a spending cap (which is $2500, and the cap the card actually has) and an earning cap-- which is 3% of $2500... but is a cap that does not exist
So if you have...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Two best "everyday" options are:
This card (with plat honors) for non-travelers since you get 3.5% cash back all year in store (within the 2500/qt spend cap)- but the real trick is costco.com gift...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
It's S tier if you are in the platinum honors preferred rewards tier, cause you get 5.25% cashback in the category of your choice on up to 2500 dollars each quarter.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Yup... also 3.5% at warehouse clubs if you don't have any better option that quarter from one of the 5x rotating cards.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Amazing
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
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Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Isn't this offer pretty standard? Good card but not worth a 5/24 slot for churners.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
For Costco members, this is better than the Citi card. It is a Visa card so it is accepted at Costco. You get the same 2% as the Citi card and you don't have to wait until the yearly check to...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
I have 2 of these cards and put all of my daily expenses on one of them, just for the cash back. But, I pay off my balance every month.
I like (free) money.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
One good use I've found for this card is that if you select the "Online Shopping" category for your 3% cashback, it'll apply to any sort of meal kit subscription like Hello Fresh, Green Chef, etc. ...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
One thing nice I've noticed is that it will show you how much you've spent in all the select-able categories, so if I'm not sure if something qualifies for such and such (i.e. does paying online...
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
I think where this card really shines is if you can get to platinum rewards it gives an additional 75% on your cash back, so 3% category is now 5.25%
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Weird. Mine must be a different card. My cap is $75 per quarter for 3 percent. Then it switches to 1 percent until the next quarter.
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Does not work for utilities. The only 5% utilities card i know of is the US Bank Cash +
Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days
Expired
Thread created 03-07-2023 by EfficientGame645
+21 Score
40 Replies
40,001 Views
Bank of America is offering $200 online cash rewards bonus after you make at least $1,000 on purchases in the first 90 days of account opening with their Bank of America® Customized Cash Reward...
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