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+47 Score 150 Replies 87,043 Views
Post #165035666 added 08-01-2023 1:26 PM by Tamba in Hot Deals
Betterment offers New Clients an Extra 0.75% APY Boost on top of the current standard Cash Reserve rate for the rest of the year with a qualifying deposit in a Cash Reserve Account. Fulfill the...
+47 Score 150 Replies 87,043 Views
Post #165035699 added 08-01-2023 1:28 PM by cashville619 in Hot Deals
New customers only, whilst long term existing customers only get 4.75% :/
+47 Score 150 Replies 87,043 Views
Post #164832005 added 07-21-2023 8:32 AM by cabernet in Hot Deals
I think daily but the rate has been over 4.9% for several months. It will probably continue to rise as long as the Fed keeps raising rates.
+47 Score 150 Replies 87,043 Views
Post #164832113 added 07-21-2023 8:37 AM by BeautyMetropolis in Hot Deals
Wow, thank you so much! I’ve been missing out lol
+47 Score 150 Replies 87,043 Views
Post #165503927 added 08-27-2023 7:23 PM by crimsonroses in Hot Deals
How is their customer service?? Need to find a HYSA to park some big savings in.
+47 Score 150 Replies 87,043 Views
Post #164873975 added 07-23-2023 7:58 PM by K9US in Hot Deals
Fing Sunny Burns
+47 Score 150 Replies 87,043 Views
Post #164834588 added 07-21-2023 10:38 AM by cabernet in Hot Deals
No fees
+47 Score 150 Replies 87,043 Views
Post #164922092 added 07-26-2023 10:20 AM by MadPerson in Hot Deals
Can someone help me understand the Risk involved with these Cash Reversed Account? Anyone has experience with them (such as transferring money out etc)?
+47 Score 150 Replies 87,043 Views
Post #164892476 added 07-24-2023 7:23 PM by Rgb06 in Hot Deals
If it is really that bad why are so many people moving to FL? I mean, I'm not saying it’s the best place to live but people have to be moving to FL in mass for a reason……..it’s too hot in the summer...
+47 Score 150 Replies 87,043 Views
Post #164892539 added 07-24-2023 7:27 PM by cabernet in Hot Deals
They move there from high tax states. FL has no state income tax so people from CA who pay up to 14% in state income taxes want to get away from Newsome.
+47 Score 150 Replies 87,043 Views
Post #164978165 added 07-29-2023 6:33 AM by vasanthkay in Hot Deals
Where is this posted? If so, I might consider waiting a couple of days before opening my account
+47 Score 150 Replies 87,043 Views
Post #164760398 added 07-17-2023 11:51 AM by Edgar_Alan_Bro in Hot Deals
What is a cash reserve? Can you pull money out or add money to it at any point without penalties?
+47 Score 150 Replies 87,043 Views
Post #164762168 added 07-17-2023 1:10 PM by Slickfriendly in Hot Deals
You money is locked for 26 weeks. I would prefer 5.25
+47 Score 150 Replies 87,043 Views
Post #164763680 added 07-17-2023 2:38 PM by mrsniss in Hot Deals
Yes to both.
+47 Score 150 Replies 87,043 Views
Post #164764769 added 07-17-2023 3:45 PM by tearyprince in Hot Deals
Great rate signed up thanks!!
+47 Score 150 Replies 87,043 Views
Post #164774783 added 07-18-2023 7:48 AM by doboy007 in Hot Deals
That's not a high bar :)
+47 Score 150 Replies 87,043 Views
Post #164758598 added 07-17-2023 10:25 AM by biskett in Hot Deals
why no love for this?
+47 Score 150 Replies 87,043 Views
Post #164761859 added 07-17-2023 12:55 PM by doboy007 in Hot Deals
OMG, search SD or the web. It’s everywhere, even vids on youtube. I'm teaching you how to fish :)
+47 Score 150 Replies 87,043 Views
Post #164764433 added 07-17-2023 3:25 PM by KevoD in Hot Deals
Use a referral w/Wealthfront for the 0.5% bonus if you do want to move with them
+47 Score 150 Replies 87,043 Views
Post #164765429 added 07-17-2023 4:30 PM by gamingdroid in Hot Deals
It's a nice sauna! Jokes aside, imagine the rest of the country? Record hot temperature everywhere.
+47 Score 150 Replies 87,043 Views
Post #164766551 added 07-17-2023 5:46 PM by cabernet in Hot Deals
Not exactly. The CA state takes 9.3% of the interest, The Fed takes 24% (or more) and Obamacare tax takes 3.8%, so the 5.25% becomes 3.30% after taxes (for me). Of course, it will differ depending on...
+47 Score 150 Replies 87,043 Views
Post #164769068 added 07-17-2023 8:41 PM by cabernet in Hot Deals
Who would send all of their money to a place they never heard of before
+47 Score 150 Replies 87,043 Views
Post #164776187 added 07-18-2023 8:56 AM by Kublakhan in Hot Deals
Schwab has a tool that helps you set up a treasury ladder. No way to auto-renew however, so you would have to rebuy manually once it matures.
+47 Score 150 Replies 87,043 Views
Post #164776448 added 07-18-2023 9:10 AM by kevolution in Hot Deals
Fidelity has auto-roll feature for treasuries.
+47 Score 150 Replies 87,043 Views
Post #164777228 added 07-18-2023 9:47 AM by namlook in Hot Deals
Stuck in San Diego? Top 1% climate of the world. If you can afford it you'd have to be crazy to move if you own a home with a 2.99 rate. Property taxes are very favorable there too. If you hold on to...
+47 Score 150 Replies 87,043 Views
Post #164777663 added 07-18-2023 10:10 AM by CoronaKid in Hot Deals
Great post. I often use T-bills in my IRA when I just want to at least earn some interest on parked money. I definitely have more money parked lately in anticipation of a correction soon. I think...
+47 Score 150 Replies 87,043 Views
Post #164777720 added 07-18-2023 10:14 AM by CoronaKid in Hot Deals
Congrats on buying a house in SD in 1998. Man, I wish I did that. I bought in Corona in 1999 which was a good purchase as well but in hindsight I wish I would've bought in SD or the OC. Oh well,...
+47 Score 150 Replies 87,043 Views
Post #164772200 added 07-18-2023 4:46 AM by mrbugglez in Hot Deals
Why do you say this?
+47 Score 150 Replies 87,043 Views
Post #164772380 added 07-18-2023 5:07 AM by Otis23 in Hot Deals
That's akin to saying that Napa is the same as LA. Florida, like most states, has a wide variety of places. Except it's all FLAT. I've got a place just north of Jacksonville and it's nothing like...
+47 Score 150 Replies 87,043 Views
Post #164774477 added 07-18-2023 7:31 AM by CoronaKid in Hot Deals
You just got schooled by kaiblu. Go back to Econ 101.
+47 Score 150 Replies 87,043 Views
Post #164775962 added 07-18-2023 8:46 AM by teaberry in Hot Deals
LOL yeah, everyone that said it's hard to navigate must also have all their "investment" in Robinhood :lmao:
+47 Score 150 Replies 87,043 Views
Post #164771123 added 07-18-2023 12:43 AM by kevolution in Hot Deals
It's not stuck, you can still sell it on the secondary market and yes obviously the rate is for a full year that's how all of these rates are quoted so your high yield savings and this betterment...
+47 Score 150 Replies 87,043 Views
Post #164771162 added 07-18-2023 12:52 AM by Turbotalon in Hot Deals
Having driven a couple of weeks in Miami I can assure you it is way way way worse than nor cal and so cal... Combined.
+47 Score 150 Replies 87,043 Views
Post #164770349 added 07-17-2023 10:30 PM by ggapropros in Hot Deals
Yes anyone with a brain knows that annual percentage rate is reached in 12 months not 5 and a half.
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