Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
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Betterment offers New Clients an Extra 0.75% APY Boost on top of the current standard Cash Reserve rate for the rest of the year with a qualifying deposit in a Cash Reserve Account.
Fulfill the...
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
New customers only, whilst long term existing customers only get 4.75% :/
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
I think daily but the rate has been over 4.9% for several months. It will probably continue to rise as long as the Fed keeps raising rates.
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Wow, thank you so much! I’ve been missing out lol
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
How is their customer service?? Need to find a HYSA to park some big savings in.
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Fing Sunny Burns
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
No fees
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Can someone help me understand the Risk involved with these Cash Reversed Account?
Anyone has experience with them (such as transferring money out etc)?
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
If it is really that bad why are so many people moving to FL? I mean, I'm not saying it’s the best place to live but people have to be moving to FL in mass for a reason……..it’s too hot in the summer...
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
They move there from high tax states. FL has no state income tax so people from CA who pay up to 14% in state income taxes want to get away from Newsome.
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Where is this posted?
If so, I might consider waiting a couple of days before opening my account
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
What is a cash reserve? Can you pull money out or add money to it at any point without penalties?
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
You money is locked for 26 weeks.
I would prefer 5.25
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Yes to both.
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Great rate signed up thanks!!
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
That's not a high bar :)
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
why no love for this?
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
OMG, search SD or the web. It’s everywhere, even vids on youtube. I'm teaching you how to fish :)
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Use a referral w/Wealthfront for the 0.5% bonus if you do want to move with them
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
It's a nice sauna!
Jokes aside, imagine the rest of the country?
Record hot temperature everywhere.
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Not exactly. The CA state takes 9.3% of the interest, The Fed takes 24% (or more) and Obamacare tax takes 3.8%, so the 5.25% becomes 3.30% after taxes (for me). Of course, it will differ depending on...
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Who would send all of their money to a place they never heard of before
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Schwab has a tool that helps you set up a treasury ladder. No way to auto-renew however, so you would have to rebuy manually once it matures.
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Fidelity has auto-roll feature for treasuries.
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Stuck in San Diego? Top 1% climate of the world. If you can afford it you'd have to be crazy to move if you own a home with a 2.99 rate. Property taxes are very favorable there too. If you hold on to...
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Great post. I often use T-bills in my IRA when I just want to at least earn some interest on parked money. I definitely have more money parked lately in anticipation of a correction soon. I think...
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Congrats on buying a house in SD in 1998. Man, I wish I did that. I bought in Corona in 1999 which was a good purchase as well but in hindsight I wish I would've bought in SD or the OC. Oh well,...
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Why do you say this?
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
That's akin to saying that Napa is the same as LA. Florida, like most states, has a wide variety of places. Except it's all FLAT. I've got a place just north of Jacksonville and it's nothing like...
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
You just got schooled by kaiblu. Go back to Econ 101.
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
LOL yeah, everyone that said it's hard to navigate must also have all their "investment" in Robinhood :lmao:
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
It's not stuck, you can still sell it on the secondary market and yes obviously the rate is for a full year that's how all of these rates are quoted so your high yield savings and this betterment...
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Having driven a couple of weeks in Miami I can assure you it is way way way worse than nor cal and so cal... Combined.
Betterment Cash Reserve Account: Earn Up to 5.5% APY (Available to New Clients)
Thread created 07-16-2023 by Teslo
+47 Score
150 Replies
87,043 Views
Yes anyone with a brain knows that annual percentage rate is reached in 12 months not 5 and a half.
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