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Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #167437711 added 11-24-2023 5:37 PM by jaykobe in Deal Talk
For me it was 3% foreign transaction fee, negating the cash back, but now it is just a notice of foreign transaction without a fee. So 3% cash back on online shopping (excludes education, medical...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #166926490 added 11-10-2023 6:35 AM by JamesJ7083 in Deal Talk
Never had an issue with a dispute and I'm about 20yrs with them. Using a bunch of 0% cash back cards throughout the time. I get asked if I contacted merchant first, they contact for me if issue...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #167594017 added 11-28-2023 9:31 AM by deal_master in Deal Talk
Ability to change category once a month is not a downside but a plus in my opinion
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #167819512 added 12-05-2023 7:26 PM by PurpleRoad146 in Deal Talk
You need to let 100k sit in a checking account doing absolutely nothing for 3 months before you're a preferred member, which gives you an extra 2.5% cashback in primary category... Considering you...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168029257 added 12-13-2023 2:06 PM by xmaylene in Deal Talk
Anyone know how many times I can open this account to get the bonus? I have 2 currently of this Customized Cash account that I got the $200 bonus for already. Wondering if I can open again in the...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #167929174 added 12-10-2023 7:23 AM by movelikeaninja in Deal Talk
I did get this card before this post for the cash back and shopping category selections. My experience is: a day or two after I received the card I noticed Lowe’s had kitchen cabinets on clearance...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168116683 added 12-16-2023 5:05 PM by GamerLG in Deal Talk
It doesn't have to be cash. You can have 100K of investment holding at Merrill which is linked to your BoA! I have multiple of this card; 5.25% for dining, online shopping, and travel. Yes, there is...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #166571536 added 10-24-2023 7:59 PM by fmo in Deal Talk
FYI there is a fee on foreign currency purchases just in case anyone was wondering.
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #166805791 added 11-05-2023 3:41 PM by arooni in Deal Talk
Can I downgrade a BofA Alaskan Airlines credit business credit card to this when the next annual fee posts?
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #166809754 added 11-05-2023 7:56 PM by BargainHunterodOhio in Deal Talk
I have this card and really like it. I got it at the beginning of the year and they did give the $200 credit when I met the $1000 spent. I was doing some home improvements and I switched the 3% to...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #166583569 added 10-25-2023 1:16 PM by LukeT9361 in Deal Talk
I've had this card for a long time, be warned that account support on them are a complete disaster. I still use it often for the cash back, but for anything with a sketchy merchant or any reasonably...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #166611355 added 10-26-2023 8:29 PM by lesterhung in Deal Talk
good for you. CS still couldn't tell me why I am not able to do billpay or get stmts.
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #167062225 added 11-15-2023 12:03 PM by mitchflorida in Deal Talk
US Bank has a card that pays $500 for $2000 purchases. No fee the first year.
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #167065852 added 11-15-2023 2:18 PM by migdigital in Deal Talk
If preferred, based on category selection that give 3%, plus 1% for all purchases, total percentage of cash back is 5.257 after 75% boosting cash back. Categories range from Online Purchases to Home...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #167445115 added 11-24-2023 8:39 PM by missellie in Deal Talk
Here are the different levels & benefits. https://www.ml.com/solutions/preferred-rewards.html
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #167811136 added 12-05-2023 1:03 PM by jellyfishpudding in Deal Talk
When I look online I have five different cards to choose from. But I should pick the one that says Enhanced Categories? BofA Unlimited Cash Rewards CC ($200 deal) BofA Premium Rewards CC (60,000...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168308155 added 12-24-2023 8:47 PM by Funkinyourface in Deal Talk
Is 3% the best that can be found for a choose your own category card? I remember when venmo started their CC they did 5% but I think they dropped it to 3 too.
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168181342 added 12-19-2023 9:20 AM by yapchagi in Deal Talk
totally wrong there. I've been using BOFA credit cards for more than 15 years. Always easy to access payments, statements, and all other info from the website.
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168196513 added 12-19-2023 7:40 PM by Racer_X_ in Deal Talk
What counts as online purchases, if you don’t mind me asking… Like… Amazon, PayPal? Brick and mortar stores but if you purchase online, like BB, Target, etc.?
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168265300 added 12-22-2023 12:37 PM by sruthi138 in Deal Talk
Yeah online category covers amazon and Costco.com
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168311164 added 12-25-2023 5:02 AM by Knightshade in Deal Talk
US Bank has one that has 2 5% categories you can pick each quarter from a list (but they're narrower) with I think a 2k/quarter 5% cap...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168237217 added 12-21-2023 10:35 AM by VijayC in Deal Talk
can we change the whole sale clubs to get 3% as category of choice? if not when you pick online shopping does amazon, costco.com etc comes as online shopping?
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168444652 added 12-31-2023 5:47 PM by Mindcontrol in Deal Talk
Thanks for buying this. I thought this was standard across all banks and never questioned it. BofA screwed me with this several times and I never questioned it. Not a lot of money but it does add up.
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #166915507 added 11-09-2023 5:59 PM by VKD143 in Deal Talk
Has the price protection benefit? Anyone know of Visa cards with Price protection(match) benefit?
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #167015539 added 11-13-2023 5:55 PM by timn_1 in Deal Talk
No, it's not. There's a 3% fee. Taxes on your savings account will eat away at the earned interest. Not worth the effort.
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #169764627 added 03-13-2024 8:06 AM by FairLanguage841 in Deal Talk
Does it offer car rental protection?
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #169742604 added 03-12-2024 6:42 AM by Knightshade in Deal Talk
You need 100k cumulative in BoA accounts to turn 3% in a category into 5.25% in that category (or 1.5% on their unlimited cards into 2.625% on anything). This can include $ invested in an IRA in...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #170313309 added 04-12-2024 11:34 AM by CreepyLilBeast in Deal Talk
Did it even times for Euro
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #170419761 added 04-18-2024 8:23 PM by purplereighnnn in Deal Talk
Wait what?? How? I have this cc and was about to close it…
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #170396967 added 04-17-2024 3:03 PM by puddletrekker in Deal Talk
I'm so confused with the application for this card, it has a drop down menu for occupation but only offers a small selection. Somebody please tell me what gives lol. You can't skip and my occupation...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #173323932 added 10-12-2024 8:01 AM by mariox in Deal Talk
Yes, they sent me a promo code in the mail.
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #170836788 added 05-13-2024 12:23 PM by idfw2003 in Deal Talk
I have both. The statement of BofA and Merill Lynch should be BofA/Merrill Lynch as I do not have any ML accounts. They tried their hardest to get me as a customer but I went with Fidelity brokerage...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #173394855 added 10-17-2024 12:56 PM by likeundu in Deal Talk
It's been a few days since I applied for the card and the status says 'it is in review'. Is this normal to take this long for an approval?
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #173394912 added 10-17-2024 1:01 PM by ezbeazy in Deal Talk
It's worth a try IMO. Used to approve multiple, haven't tried in years, let us know and good luck friend!
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #168647065 added 01-11-2024 9:47 AM by dbcmeplease in Deal Talk
Long time user of the MC version of this card. Applied and approved for this Visa version (main motivation was to use it at Costco & Costco Gas for higher ROR). Min spend completed, and received...
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #169509202 added 02-28-2024 9:06 AM by MeestaMeowgi in Deal Talk
had this card for years, just cashed out over $1k in cash back rewards
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #169513207 added 02-28-2024 12:22 PM by inquisitive in Deal Talk
has anyone with a BoA checking/savings account ever try their foreign currency exchange for cash before going abroad?
Bank of America® Customized Cash Rewards Credit Card: Spend $1,000 or more on purchases in the first 90 days of account opening to earn a $200 Cash Rewards Bonus
Expired
Thread created 08-07-2023 by EfficientGame645
+74 Score 259 Replies 346,799 Views
Post #169509421 added 02-28-2024 9:16 AM by flightxxx in Deal Talk
all the other credits card do this, ive learned this lesson from experience, dont use a credit card with an active balance transfer for purchases
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