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CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166501108 added 10-20-2023 6:19 PM by spcl_agnt in Deal Talk
Paid off my 1M new home to save 6% interest rates, so still doing better.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166657576 added 10-29-2023 12:11 PM by PatrickR8354 in Deal Talk
Just owning a run down entry level home makes you a millionaire these days in California
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166483252 added 10-19-2023 6:54 PM by TurtlePerson2 in Deal Talk
Not a deal! Treasuries are paying more than this for any duration between 1 month and 1 year. Treasuries also aren't subject to state and local tax. Treasuries also can be traded on the secondary...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166491379 added 10-20-2023 8:54 AM by Jimmy_O in Deal Talk
You might be surprised; everyone likes a deal. :) You get to be a millionaire by saving -- not wasting -- money. And slickdeals has saved me a bunch over the years. :applause:
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166504522 added 10-21-2023 2:16 AM by Mydiscover in Deal Talk
Good for you. :lmao:
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166487629 added 10-20-2023 4:46 AM by briank642 in Deal Talk
You do understand that T-Bills are risk free and are extremely liquid, right? If the US defaults on T-Bills, we'll all be reverting back to hunters and gatherers.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166506448 added 10-21-2023 7:00 AM by catman17 in Deal Talk
T bills
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166508374 added 10-21-2023 8:59 AM by DerpVader in Deal Talk
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166488415 added 10-20-2023 5:57 AM by briank642 in Deal Talk
Why pay a management fee when you can buy 1-3 month treasury bills so easily through any brokerage? Simply a convenience fee/ease of use question?
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166492804 added 10-20-2023 10:12 AM by actualfactual in Deal Talk
Besdies being a clumsy platform so what? Been using it for years I am used to clumsy. My Schwab investments are overly complex (not bonds)
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166494163 added 10-20-2023 11:11 AM by if200 in Deal Talk
I would go with VUSXX. 94% treasury bills. Many of the funds have names that make you think they are treasuries but are repurchase agreements and other fairly safe instruments but taxed at the state...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166491934 added 10-20-2023 9:24 AM by JayG17 in Deal Talk
Brio Direct Savings, a division of Webster Bank, is providing 5.35% APY which comes to 5.22% on their savings account. A good deal on a savings account without getting your money tied down to any...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166483549 added 10-19-2023 7:14 PM by NorthSouthEastWest in Deal Talk
If you have a spare million you can throw at this, you’ll make more money doing nothing than most people will make in a year.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166484011 added 10-19-2023 7:48 PM by briank642 in Deal Talk
Yes, definitely.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166484107 added 10-19-2023 7:58 PM by briank642 in Deal Talk
You're getting less yield than directly purchasing treasuries and paying a management fee.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Checkout Tfdxx fund. Much better than lock period of 10 months
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166482802 added 10-19-2023 6:18 PM by actorps1 in Deal Talk
Tied more to Fed rate than those things.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166495339 added 10-20-2023 12:07 PM by oonchie in Deal Talk
The above is true for Schwab, and hence the reason I don't use them. Use Fidelity (more clunky web site) - they keep your money in the sweep acct until the T-bill purchase clears for the 3-5 days it...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166494403 added 10-20-2023 11:23 AM by if200 in Deal Talk
The treasury thread is very helpful and detailed. You can buy at auction directly from treasury direct or from a brokerage house. Buy and or sell on the secondary market from a brokerage house....
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166494472 added 10-20-2023 11:27 AM by if200 in Deal Talk
Also $10,000 minimum.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166534501 added 10-23-2023 4:28 AM by iahawks550 in Deal Talk
I'm not missing that part at all. As a retiree, I'm not necessarily chasing the highest rates, month to month. If I can lock in a guaranteed 5% for five years (or whatever term), I'll gladly forgo...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166504681 added 10-21-2023 3:05 AM by muslhead in Deal Talk
No kidding, Sherlock That is how banks make money On the spread. And your point is?
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166550395 added 10-23-2023 7:48 PM by mrclemson in Deal Talk
Much actually came from income. The first million includes housing, which doesn't appreciate on average as quickly as the stock market, so you can imagine our income played a very important role. We...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166483336 added 10-19-2023 6:58 PM by tygron in Deal Talk
Based on banks laying people off, I don't think they believe that. Especially not in the short to near term. This has more to do with the Fed Rate, and them wanting new cash to fund their loans that...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166652806 added 10-29-2023 6:47 AM by NoSleep007 in Deal Talk
Capital one has good CD rates for a larger bank, of course there others with better rates with smaller banks.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #167036644 added 11-14-2023 12:58 PM by Slammed01 in Deal Talk
With news today is it better to lock a longer CD? Want to lock in $96k with guaranteed return. Trying to decide between discover, cap 1 as I bank with them or someone else if better as long as...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Alright, so I’ve got 45k to invest. I’d like to pull it out 12mo from now.. what’s the best route? I almost put it all into Bread CD @ 5.6%.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166494886 added 10-20-2023 11:46 AM by yashart in Deal Talk
Thanks OP! Since I do keep some funds at CapOne, this was a no brainer. Thanks for putting this on my radar!
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166489906 added 10-20-2023 7:26 AM by gruckenbauer in Deal Talk
Top brokered CDs at Schwab today https://client.schwab.com/app/research/fixed-income-hub/#/home * 6 month 5.52% * 9 month 5.68% * 12 month 5.70%
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166496539 added 10-20-2023 1:19 PM by pug_ster in Deal Talk
I am still have money parked with their 5% 11 month cd until January. Probably the rate will go up then.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166484008 added 10-19-2023 7:47 PM by mrclemson in Deal Talk
Millionaire is really nothing nowadays, and yes, many of them visit slickdeals
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166519777 added 10-22-2023 4:41 AM by milestoempty in Deal Talk
I just moved our assets to ML Preferred Depoit which is 5.02. Guess I’ll keep moving the money around. Lots of work for around $500 a month lol
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166494376 added 10-20-2023 11:22 AM by TurtlePerson2 in Deal Talk
I can't speak to Schwab. My experience is with Fidelity and TreasuryDirect. With TreasuryDirect: I can't buy/sell on the secondary market. My funds aren't paid interest unless they're invested...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166506379 added 10-21-2023 6:55 AM by bxraze in Deal Talk
How is capitalone as a bank I have chase and thinking about leaving
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166506493 added 10-21-2023 7:03 AM by catman17 in Deal Talk
You’d be better off with T bill ladder. Why lock away cash for 10 months for 5.3% when T bills make that or more for shorter term PLUS you pay no state taxes!
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166518430 added 10-21-2023 11:02 PM by cgigate in Deal Talk
When interest rate increases, the stock normally goes down...
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166594933 added 10-26-2023 6:52 AM by Shqype in Deal Talk
How does one get started with buying treasuries outside Treasury Direct without a fee? New to this and would like to get set up. Thank you.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166594432 added 10-26-2023 6:23 AM by iahawks550 in Deal Talk
No credit Unions are FDIC insured. They still have the same protection.
CD 10 month 5.30 APY
Expired
Thread created 10-19-2023 by JagU6113
+81 Score 122 Replies 81,733 Views
Post #166483297 added 10-19-2023 6:56 PM by TurtlePerson2 in Deal Talk
Treasury bills are a better investment than this. T-bills are paying a higher interest rate than this, so it's an easy decision. If you live in a state or city with income tax, then T-bills are a...
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