Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
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Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Citi Bank Certificate of Deposit Account
11-Month Fixed Rate CD
BALANCE
STANDARD APY 5.25% - 5.65%
STANDARD INTEREST RATE 5.12% - 5.50%
Balance - Below $100,000, STANDARD APY / STANDARD...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Is it dead already?
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Doesn't make sense. When my (>100K) CD reaches maturity, I have to wait 60 days to withdraw all my $ ?
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
BMO Alto currently has (almost) the same deal (12-month term at 5.65%). But look at what people are talking about it.
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Thanks OP! Already have a Citi account for my doublecash credit card so it was an easy process to set up a CD. Rate is slightly better than my Ally 5%.
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Looks like they literally just ended that 11-month CD offer.
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
It is fixed. It's 5.25% APY $100k. Once a CD matures, can you not go to a Citibank physical branch and request they give you a cashier's check for the balance of the CD (vs have them mail it to...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Thanks, makes sense.
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Wonder if that guy pays his taxes, he can make the same argument for that as well
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
I hate Citi
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
I have actually had a checking account with Citi for years. And decided to close it a couple years ago. Received the check after a few days without a problem. Not sure for now but I'm wondering why...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Yes it’s quite annoying.
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
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Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Exactly. Why not just do it electronically?
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
This might help:
https://www.citi.com/banking/current-interest-rates/cd/fixed-rate-cd
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
So that’s $10,530 in 9 months w/ 10k invested?
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
CD's are state and Fed taxed while a Treasury bond is state tax exempt. Good info on Treasury vs CD here: https://www.schwab.com/learn/story/cd-or-treasury-five-factors-to-consider
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Shoudda bought the stonks! Now who knows what will happen!
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
I agree that Citi has the worst customer services. I opened a savings account with them a few years ago. Even I sent all my paperwork to them in one submission, they were withholding the tax from my...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Does Citi still have that ridiculous rule on unlimited inbound transfer and $25k / day outbound transfer?
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
You seem to have to convert to their “simplified banking”. Which will charge you service fees unless you direct deposit $250 or more to your checking account.
Online banks like Discover or...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Yes they do
25k per day and 50k max outbound transfer in a 30 day window
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Not sure about cd. I use there savings account
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
That’s how it is with all banks. I remember closing my account with one of the big 4 banks a couple of years ago and had to personally walk into the branch to close the account and get the final...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Of all the things I've read. This is one of them. Sigh
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
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Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
CIT bank has nothing close to 5.65% (I also bank at CIT bank). They're highest rate is 5.05% for Plat Savings & 5% for a 1 year CD. But as someone else said, Citibank literally ended their 5.65% rate...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
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Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
No. APY = Annual Percentage Yield, so approximately $10,397 after 9 months at 5.3% APY
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
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Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Exactly where I was going with this.
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
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Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
No. When your CD matures & you close your acct, you will get a check (or full transfer) of your acct total in one big chunk. I don't know if they will transfer out to a 3rd party bank, I know they...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
I would highly advise not going with Citi for any CDs. My wife and I opened a 3 month CD earlier in the year. After 3 months they claimed to have sent the check but we never received it. They...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
I appreciate that since i went with that about 9 months ago. Im doing the "checks in the mail" routine.
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
It's always been my understanding that "back office" refers to actual banking personnel. The call center employees are there for general questions and general actions. Not confirmed, just my...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Yes, but Treasuries I feel help fund killing people whereas CDs may not. I'd rather take a hit on a few bucks and know my dollars aren't funding someone's family getting slaughtered somewhere in the...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
5.25 to 5.65 is a big range, I checked the website, but it doesn't give me an exact rate before I sign up? Is there a way to find out what's the "real sign up" rate is before giving them my...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
are there any cds with a longer duration and allowed you to add funds during the lifetime of the cd?
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
The ApY is not fixed for the 11month CD? Wtf 😒 kind of sorcery is this. CIT and BMO Alto has better offer.
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Pretty sure if you buy a CD, banks turn around and buy treasuries.
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Looks great. On the fence with Citi jumbo CD (>$100K). How about Grace Period? How many days do I have to fund from the time I open the CD and withdraw money from my CD once it reaches maturity? I'm...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
"All CDs automatically renew at maturity for the same term at the rates in effect on the CD renewal date. There is a grace period of up to 7 calendar days after the maturity date. You can make a...
Citi bank 11-Month Fixed Rate CD 5.25% to 5.65% APY
Expired
Thread created 12-17-2023 by SC3289
+17 Score
38 Replies
19,655 Views
Discover is offering 5.3% APY for 9months