U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
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Keybank gave the $300 today exactly 14 days from deposit if anyone wants to grab that 300 bonus
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Update: Yay, just got my 400 bonus posted as "Adjusted Interest" as of 11/7. I don't think you need to wait close to your paycheck cycle to do your direct deposit, as long as you do it correctly.
...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
So I did the transfer method from Cap1 after verifying the deposits, but in my US Bank it shows: "Electronic Deposit" ...and when I click in it, under "Trasnaction Type" it reads: Deposit.
Does...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Since it reads "Deposit" and not "Transfer", that's a good sign. The two attachments below show the transactions when I did a US Bank deal in March 2019 for a $250 bonus if two Direct Deposits...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Yes, you can.
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
$400 is a good bonus, but $5000/90 days in DD is a pretty high hurdle, but doable for me.
- Paid biweekly.
- Week 1-2: $0.01 from first paycheck just to make sure the direct deposit posts. (I...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
US Bank is pretty lenient about which deposits are considered DDs. Lots of people on www.doctorofcredit.com reported that ACH transfers from Ally, Chase, CapOne, etc were accepted as DDs to get the...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
NC state residents not allowed to open US bank account
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
See datapoints at the link below for which ACH deposits are considered DDs by US Bank.
https://www.doctorofcredit.com/knowledge-base/list-methods-banks-count-direct-deposits/#US_Bank
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Earn up to $400 when you open a new U.S. Bank Smartly® Checking account and complete qualifying activities. Subject to certain terms and limitations. Offer valid through October 31, 2024. Member...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Rule #1 when doing bank bonuses is NOT to call the bank and ask if certain ACH transfers will qualify as Direct Deposits. That will give them a hint that people are trying to circumvent their DD...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Outrageous!
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Thanks
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
can you send website link to the deal?
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Grocery store salespeople will tell you anything just to get you to sign up.
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Do not open with US bank. They lied about bonus. I never receive mine. Even my banker told me just close the account, she was upset with her company since it doesn't honor the bonus.
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
what is the reason not honoring the bonus? You could file complaint
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Don’t do it . I tried last year and did not get $400 even having meet all conditions
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Looks like the 450 hit my account already. It’s listed as “adjusted interest”. I opened on 9/3 and finished my DD on 9/30. So the bonus hits about 2 weeks after. I guess I can cut the account now?
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Wanted to add a data point as I was seeing a lot of negative comments on another thread. I got my $450 bonus today. I opened the account back in July and did DD with my employer. No issues. Maybe...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
They do not use credit reports but they do use INNOVIS and that needs to be unfrozen.
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
"Pushed," as in transferred?
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Let's say you have Bank A and Bank B connected to each other. If you log into Bank A and make a transfer to Bank B, that's a PUSH. If you log into Bank B and set up a transfer from Bank A into Bank...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
I applied near the end of September, from a flyer mailed to my address. I entered the promo code on the page that asks about your personal info, income, employment, etc. See attachment.
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
I did my pushes from Ally on 9/25 and 10/15. Haven't received my $450 bonus yet. How many pushes did you make? The deal requires two or more deposits.
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
In the thread about US Bank Checking Bonus deals on DoctorofCredit.com , member Gadget Bank Bonus Geek (who makes a living doing bank deals) posted "U.S. Bank (usually) pays out checking bonuses on a...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
If that's the case, hopefully it holds and we get our bonuses. Thanks man.
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
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Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Applicable to CA residents?
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
What triggers the SB 10,000 actually posting? I've had the little orange pending clock thingy in my account since 9/6, but nothing shows in the pending area at top. I opened 9/6, deposited $100 with...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
For my Zip code (in D/FW Texas):
We are sorry.
U.S. Bank doesn't offer checking or savings accounts in your area. To help you meet your financial goals, please consider other U.S. Bank products. If...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Wells fargo better
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Do payments from eBay qualify if you have a eBay business?
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
FYI: their brokerage and IRA count
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
A 4% cb card might be beneficial for someone who charge across many different categories. For us, we use different cards for different categories (Amex BCP 6% for groceries, Citi Custom 5% for fuel,...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Now I know why the guys on DoctorofCredit recommended that the two deposits both be made in the 1st month (US Bank pays out on 2nd Thursday of the following month ). But I opened my account on 9/24...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
If that's the case, hopefully it should work with me. I'll give it a try and see. Thanks.
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
How do you do an ACH transfer from CapOne? Log into your Cap1 acc, link your external US Bank, verify to 2 small deposits, then make the transfer from Cap 1 into US? Because I called and spoke to a...
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
Yes. I've read that Chase has two types of transfers: Instant and Scheduled, and the Scheduled one has a better chance of being treated as a Deposit (not a Transfer).
U.S. Bank Smartly® Checking: Earn up to $400 When You Open New Accounts and Complete Qualifying Activities
Expired
Thread created 09-27-2024 by EfficientGame645
+12 Score
102 Replies
60,451 Views
So if I use Chase, I need to initiate the transfer from Chase app to us bank correct?
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