[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
More fair points, definitely info people should consider.
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
No min, no fees! And none of that pesky FDIC insurance.
Have you ever heard the phrase "picking up nickels in front of a steamroller?"
Remember that prominent banks like First Republic failed...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
It's not about supporting crypto. That wasn't my point at all. Notice that I also mentioned that First Republic a major *traditional* bank, also failed last year ... its depositors were only saved by...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Your thinking is spot on. It's the incremental cashback gained vs existing 2-5% options minus the after-tax lost interest on savings. it really depends on the person/household how much incremental...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
US Bank Smartly Visa credit card gives up to 4% cash back on all purchases with qualifying deposits. trust or investment accounts in US Bank. Card is metal and no annual fee.
2% cash back: no...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
This might sound weird, but I get 4.7% APY on USDC in Coinbase, no min, no fees. You could easily transfer your money to Coinbase like any other bank, convert 1:1 to USDC for free, and you're done,...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
VMRXX is a money market mutual fund that pays out 4.6%. It will vary with the Fed rates.
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Good deal
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Can consider a Fidelity cash management account, which is at 4.26% right now. I’m using it as both checking and savings account, since it offers check writing.
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Did they charge the closing fee? I am about to fund the self brokerage but if it does not could I might follow your move
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
The rate I saw on MM wasn't that good, so to lose the Y on 100k has me second guessing the "deal". Might look at RH gold card.
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
What is $96 in the headline referring to?
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
To maximize and get the 4% rewards rate, this is all ultimately tied to having $100k in the savings account (which has a $10 fee unless you put $10k in the checking account).
Tempted to make a...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
This is very good deal, much better than my 3% cash back catch-all card with my Fidelity Visa that requires $2M in assets with Fidelity.
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Edit: Nvm, investment accounts, including IRAs, also qualify toward the $100,000 min. Seems like a great deal.
For comparison, Robinhood Gold Card offers 3% on everything, with a required $60/year...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Do I need to be a Robinhood Gold Member while I am on the waitlist for the Gold Card, or can I start my Gold subscription after I get an invite for the Gold Card?
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
If you're going for the 2.5% Cashback level, I suggest you take a look at the Alliant credit card. They give you 1.5% + 1% if you open a checking and transfer in $1/mo. I'm going for the 4% level, so...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Thanks a lot!! You really saved my time and money 🙏🙏.
I’ll hold on to my BofA rewards accounts with $100k+ balance
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
That's what I brought up. They told me that the brokerage account is not one of the investment accounts that qualify. Their managed accounts qualify. The rep could also have been wrong, they seem to...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Yes, I'm out. Still have the card but will be leaving it unused instead of closing the credit account.
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Saving all that $$$ on Slickdeals
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Any update? I have the card and waiting for more than one report on the self funded brokerage qualifying or not, before opening myself
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
is it Fidelity money market SPRXX?
did you order checkbook from Fidelity?
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
I never said Coinbase was playing with money, but your argument doesn't work. In 2008 Bear Stearns bank failed with more assets under management than Coinbase. My comments were not against investing...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
This is totally wrong. It clearly says the following on US Bank site. Plus, numerous DPs show brokerage account qualifies here.
Have “Combined Qualifying Balances” with U.S. Bank in open...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
How could I get balance of $100,000?
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Did you end up closing it out?
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
I opened an account based on conversations with multiple representatives confirming that 100k in a brokerage account meets the requirements. Unfortunately after opening a the account and transferring...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
As you say, it depends on the amount of spend that you can put on cards and the rate differential on existing cashback vs the rate differential on savings.
You will lose just over 200 dollars due...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Yes, I currently do, and will continue to support crypto. You bring up some good points, albeit in a very obnoxious way.
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Coinbase is the most reputable crypto exchange in the world. It provides custody services for BlackRock and the U.S. government. Coinbase will eventually become bigger than Chase. Claiming that...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
You can start it afterward, at least I did when I got mine about 6 months ago. I had actually forgotten I was on the waitlist, and had never had a Gold membership, not even a trial.
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
4% off items that are $100.
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
Easiest way to park $5k to get 2.5% without needing to pay any fees?
I considered opening a brokerage account and just put 5k in stocks but the $50 annual fee is weak. Saving account seems to be...
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
what are the odds they are going to drop this down after we go to the trouble of transferring our assets?
[Live] US Bank Smartly Visa Credit Card - Up to 4% cash back on all purchases $96
Thread created 11-11-2024 by XlonMusk
+7 Score
35 Replies
12,625 Views
$50 annual fee on the brokerage account FYI. Im on the fence. Seems odd they'd keep this 4% too long. I wish robinhood gold card wasnt blocked in MA and NH among other states.
