Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
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Misleading title.
For 3.12%, you need to have a $100k+ combined average daily balance in your BoA accounts, and even then, you get 3.12% ONLY in the first year.
From year 2 onwards, it's 2.62%...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
U.S.Bank Smartly Visa (1st gen) = 4% on everything.
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Untrue. Title is accurate.
In the past, with $100K balance and preferred rewards, you got 5.25% on $2,500 in your selected category (frankly, the only one that matters), every quarter.
With...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
I canceled this card last year but I guess I can't apply again because they don't allow it within 24 months right?
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Definitely misleading. I thought they are issuing a new card better than unlimited cash 2.62%
No
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
FYI. The $100k can be in a link Merril Edge account where you can invest it to your hearts content. It would NOT be smart to leave it in BofA savings only but since you have the option for Merrill...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
They include balances in CDs and investment accounts.
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
So, how is your day going there most people?
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
For some reason, the Merrill edge $600 rollover bonus link breaks. The straight one is:
https://www.merrilledge.com/offers/600
But you have to rollover 200K to get the $600.
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Looks like I do indeed get the $200 sign up bonus offer as well as the bonus cash back on this card even though I already have two of them. This is all showing up in the BofA app for me specifically...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Was looking for a new catch-all credit card since Priceline rewards Visa is ending 7/2 and ran into this:
Bank of America Unlimited Cash rewards now offers 1.5% + 0.5% bonus, in addition as a...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Yes. I have 3 plus the Susan G. Comen which is basically the same thing.
edit. I'm not sure if they will give you the bonus. just backing up the multiple cards fact.
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Excellent Avatar, pur!
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
The problem is I didn't want to shove a whole lot of detail and clutter in the title, so that's why I put the catch all "up to" in there, and if it sounded good people could read the details. I put...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Title isn't misleading but it leaves out needing a $100k balance for 8.25%. That's pretty significant information that's missing.
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Not sure if this helps, is probably YMMV and I didn't cancel but BofA seems pretty flexible with their cards, for example I have two of the customized cash cards from last year opened within 12...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
100k in Merrill invest in blackrock fixed income with get you close to 5 percent. Which will get you the 2.625.
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Chat assistant jump scare warning :scared:
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
BofA permits you to have more than one Customized Cash card.
Wondering if they will let me get a second one and have this bonus for a year.
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Priceline has also been my main catch-all 2% card forever.
"For a year" is a blink of an eye.
I think there are only 2 2% forever catch all cards left: Citi and Wells Fargo.
Both have 3rd...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
no more new signup for 1st gen now?
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Is the first gen still not capped? I saw this card as well but it's capped at $10k spend per statement period
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Would you please check your link?
It lands on "An application error has occurred. If the problem persists, Please contact Help Desk."
Thanks!
Edit: It's the period at the end of your link...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
Those aren't the only 2% cards out there. There are several others, such as the Fidelity Visa.
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
LMFAO you can take that $100k and put it in a year CD at 5 percent instead of earning ZERO at Bull$hit of America. Who the fk is dumb enough to have that kind of money there just to get paltry credit...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
I have three of their customized cash reward cards.
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
(1)
If you have any old 401k from previous employers lying around with 100k+ balance, transfer that to a Merrill Edge rollover IRA using this offer: https://www.merrilledge.com/offers/600. Takes...
Bank of America BofA new credit card offers, up to 3.12% back on ALL purchases or 8.25% back on catagory purchases
Thread created 05-24-2025 by dregan
+2 Score
27 Replies
11,414 Views
First gen smartly visa is uncapped still, its grandfathered in. Probably for at least another couple years
Second gen is bad cause the 100k has to be in checkings account. It cant be in investment...
