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0 Score 23 Replies 40,591 Views
Post #51604990 added 07-12-2012 9:39 AM by financechick in Finance
go to www.prosper.com & apply for a loan pay off amex/chase/etc. wait a few months. then file bankruptcy. this way, amex/chase/etc. will give you credit in the future (since you're not...
0 Score 23 Replies 40,591 Views
Post #51612116 added 07-12-2012 1:48 PM by CDI in Finance
Do you have a steady income to cover yourself otherwise? You stated you don't care about your credit score tanking. And you've maxed out other cards. So, whats the urgency in paying AMEX back?...
0 Score 23 Replies 40,591 Views
Post #51620908 added 07-12-2012 8:27 PM by ManUpOrShutUp in Finance
:lol:
0 Score 23 Replies 40,591 Views
Post #51614122 added 07-12-2012 3:07 PM by ManUpOrShutUp in Finance
I'm a little lost here. Your topic states that you are unable to pay back AMEX all at once, but you have not paid them anything in nearly 2 months. Why?
0 Score 23 Replies 40,591 Views
Post #51615562 added 07-12-2012 4:10 PM by ManUpOrShutUp in Finance
How did file sharing make its way into this discussion? :confused:
0 Score 23 Replies 40,591 Views
Post #51602484 added 07-12-2012 8:12 AM by xman34331 in Finance
thanks. i'll do what i can. i don't mind my credit tanking. already own the house and have insurance paid up to 6 months. i'll do what i can to get out of this mess.
0 Score 23 Replies 40,591 Views
Post #51603856 added 07-12-2012 9:00 AM by PiratePenguin in Finance
What inventory do you need sold? Perhaps a fire sale to slick deals?;)
0 Score 23 Replies 40,591 Views
Post #51618898 added 07-12-2012 6:46 PM by dzap in Finance
:nod: :whistlin: I think she meant "Person 2 Person" as in personal loans...that's what I got from it anyway..
0 Score 23 Replies 40,591 Views
Post #51612356 added 07-12-2012 1:57 PM by dzap in Finance
Take this guy up on his offer! He makes $200k a year. He can pay off your debt by just sitting on the toilet for 10 minutes. :D FYI: He uses a Kia as a toilet. That's how rich he is. :D
0 Score 23 Replies 40,591 Views
Post #51614794 added 07-12-2012 3:32 PM by xman34331 in Finance
thanks, i got in touch with amex. they enrolled me in a hardship program. thanks eveyrone for your advice.
0 Score 23 Replies 40,591 Views
Post #51597162 added 07-12-2012 1:00 AM by dzap in Finance
:iagree: With 1stbuy. Why didn't you take out a business loan? It wasn't a very smart idea to put that all on a card if you knew that there was even a remote chance that your business plan failed,...
0 Score 23 Replies 40,591 Views
Post #51590092 added 07-11-2012 5:14 PM by airsupply in Finance
I agree with the other poster. Get the Chase Slate. Here's a link. https://creditcards.chase.com/credit-cards/slate.aspx
0 Score 23 Replies 40,591 Views
Post #51618556 added 07-12-2012 6:30 PM by CDI in Finance
It's financechick...she functions on a different wavelength. Just nod and move along. :lol:
0 Score 23 Replies 40,591 Views
Post #51587414 added 07-11-2012 3:24 PM by CDI in Finance
Ouch. Thats not good. Hope you figure that out soon. I'm guessing your credit score has taken (or is taking) a hit. Dont know if you can do this with a charge card, but try getting yourself a...
0 Score 23 Replies 40,591 Views
Post #51584178 added 07-11-2012 1:29 PM by xman34331 in Finance
i have about 10K of charges due to unsold inventory from business I am going to be late in paying amex. This is for amex charge gold card (not credit card). I'm already two months late. Any idea...
0 Score 23 Replies 40,591 Views
Post #51593730 added 07-11-2012 8:29 PM by dzap in Finance
Not good. You should have called Amex if you knew you weren't going to be able to pay. They could have helped you out by putting it in the Pay Over Time program with interest. At least then, you...
0 Score 23 Replies 40,591 Views
Post #51593744 added 07-11-2012 8:29 PM by xman34331 in Finance
i'm all maxed out on chase cards. already have 3 and my credit limit is full. :( haven't called yet. i wanted to make a hefty payment first and then call. anyways i appreciate the suggestions....
0 Score 23 Replies 40,591 Views
Post #51593200 added 07-11-2012 8:01 PM by vaultaddict in Finance
Have you called Amex?
0 Score 23 Replies 40,591 Views
Post #51596876 added 07-12-2012 12:20 AM by CDI in Finance
So you have 3 maxed out cards and one charge card which is heading into 2 months late? Why didnt you just take out a business loan? At this point all I can offer you is my :pray: Really hope you...
0 Score 23 Replies 40,591 Views
Post #51603970 added 07-12-2012 9:04 AM by CDI in Finance
Glad to hear your home is paid off, thats certainly a positive! Whatever you end up doing, do NOT take out a home equity loan to pay the cards down. (Not sure if the bank will even allow you to,...
0 Score 23 Replies 40,591 Views
Post #51609468 added 07-12-2012 12:12 PM by CDI in Finance
Bankruptcy will crush their credit even worse than the delayed credit card payments. Maybe after 10 years when the bankruptcy claim falls off the credit score Amex and Chase will look his way...
0 Score 23 Replies 40,591 Views
Post #51610296 added 07-12-2012 12:42 PM by xman34331 in Finance
bankruptcy is not an option. i will work 20 hours days rather than declare bankruptcy. am going to call amex and see if they can put me on a repayment plan over 6 months.
0 Score 23 Replies 40,591 Views
Post #51615198 added 07-12-2012 3:52 PM by financechick in Finance
that's true, but irrelevant. in the future, he's more likely to need amex/chase/etc. than a bunch of P2P strangers.
0 Score 23 Replies 40,591 Views
Post #51622714 added 07-12-2012 10:29 PM by financechick in Finance
yea, i thought this was obvious. but some people are a little different.

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