Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Holy sh*t that auto loan application was easy. $50k 60mos 1.49% APR, 0 down. I even have an existing mortgage. Wow
The membership application and auto loan application on their website is kinda...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
ok thanks
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
my credit score is 750+ and my application is in pending for 3+ days. do i have to provide them with vin and dealer info before they will tell me its approved or not?
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
I just got denied for an auto loan from PenFed b/c I hadnt started work yet and had too short of a credit history.
Are there any other places I should look for low interest auto loans?
I have...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
^^Get a cosigner if you can.
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
I got my check in less than week I think. I called my insurance company to change the lien holder and they sent Penfed the required insurance docs. I sent the check to the previous lien holder and...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Do you have to be a current member of AAA for free membership to penfed? My membership expired last year
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Do you guys know if your current lien holder has been payed yet? If yes, how long did it take to get paid?
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
You can get Visa GC which is the same as cash, at least to me and 25k pts = $250 GC.
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
I applied and under review. I applied more than the current amount I owe on a 1 car, did this to pay-off TWO cars or pay-off a CC. Hope it works or else I will lower the amount I will borrow if...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Come on its not like that...like anything you buy online nothing is charged till the final confirmation step. This was like step 2 of 7.... I never went past step 3.
I'd be like getting charged...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
How did you checked your status....please help. I didn't get the instant decision and i dont know how to login with out the member number or user name?? did you call penfed ?
Please help
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
It seems you are a member after step 2. I have gotten all the emails and what not, they said wait for a letter in the mail to get your pin...But your right, maybe I'll use them in the future. Their...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
So at that eligibility screen what option did you choose to proceed to the application? If you are eligible why not just open an account and go through the loan process that way?
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
I got screwed by Hyundai 2 days ago on my loan. I was looking to quickly go to this to go from 5.25% over 75 months to this at 60. I paid the 25 dollars to get set up and now it won't let me...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
44 Payments left out of 72. Owe 8191 and Original amount was 14k.
Pay 202.06 a month but could pay more.
Would it be worth it?
Current APR is 6.59
Any idea how much i'd save?
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
What I learned is don't listen to a salesman. In order to get the trade talked me into a balloon payment plan. Got an extra 1500 dollars. Manager said "do this to get the trade in right and come...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
I'm looking at buying a used vehicle soon. I do not have one "picked out" already.
From what I have read, I would be approved up to a certain amount and be given a "blank check".
Does anyone...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Pretty sure the minimum requirement is $5 to open and maintain an account. Unless they've changed something, there are no maintenance fees for savings accounts.
If you don't meet one of the...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Thanks, I thought the numbers made sense, but I try to not make financial decisions at 2am!
Unfortunately I seem to do the balance transfer/refinance options more than I'd like - guess that's what...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
yeah, same thing happened to me. I was denied for a refi. I even sent them a letter saying (and showing) how I never missed a payment and my credit score was around 750 and my truck was worth 25...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Rate for existing Penfed customers refinance is 2.49%.
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
I never even completed all the steps. Across the top there are like 7 steps. I did the $20 and then stopped on the next screen when filling out my info. Didnt think it would charge anything till I...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
I am apply online and keep getting a message that the request cannot be completed at this time.
Any one else have this issue?
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Can you show me where you found the refinance section, with the link to 'get started'?
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Please see the attached ....
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Thank you! Just submitted and am currently under review. Guess we'll see what happens!
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
My understanding is your need to add 5k to your loan and the rate is 1.99 I believe. I am interested in refi of a Penfed loan as well and sent them a secure message but have not heard back yet.
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
DOH!!!! I just applied and was approved 2 weeks ago. :(
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
That's what I plan to do as well. We currently have a car financed with Penfed. I am going to trade that one in and get a Penfed Loan (which I will use if the dealer can't beat it). Then, when...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
"Keep in Mind: This rate is not available for refinancing of an existing PenFed loan. "
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Me too. I pressed the rep as hard as I could on the issue, but no dice. It doesn't work out to a ton of money, but every bit helps. At that rate, I would have even extended the term a bit-- I kept...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
The answer to your question is simply b/c you have to be a member first BEFORE you can apply for an auto loan through Penfed. So therefore, there is no way to find out if you would be approved...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
you could have either entered random number or just picked another way of qualifying.
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Penfed did verify info, they asked me the Red Cross' member number
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
You'll never get the dealer to match that interest rate if its a used car dealer. New car dealerships give you that low interest rate because they're making most of their money on the car. I used...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
I guess this isnt as good as I thought after calculating out total cost after 5 years my 2.65% loan is within $250 of this 1.49% loan. Not worth it even though I already paid the $20 to join...maybe...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
If you are not a service member,to become a PenFed member you can do a one time donation of $15 to Voices for America’s Troopsor or $20 to National Military Family Association. I just joined today...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
I did not logged in, I just clicked the get started on the refinance section and went ahead ...and filled out the application till it asked me Loan Amount and Pay off time on my existing loan ..I...
Penfed Auto Loan 1.49% for New, Used, Refinance up to 60 months
Thread created 08-01-2012 by Wichard20
+112 Score
661 Replies
275,185 Views
Report your dealer to the state Attorney General's office.
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