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Bank of America® Customized Cash Rewards Credit Card: $200 Cash Rewards Bonus If Spend $1,000 on Purchases in First 90 Days

+46 Deal Score
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Bank of America is offering $200 online cash rewards bonus after you make at least $1,000 on purchases in the first 90 days of account opening with their Bank of America® Customized Cash Reward credit card. No Annual fee.

Card Details:
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishings purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and cash rewards don’t expire as long as your account remains open.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 19.24% - 29.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.


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These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.

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Joined May 2013
L2: Beginner
> bubble2 68 Posts
18 Reputation
garlicbreadtilimdead
03-22-2024 at 09:25 PM.
03-22-2024 at 09:25 PM.
Quote from lesterhung :
Do NOT get ANYTHING related to this bank.
1. You cannot pay online, no way to add it, CS do not know why.
2. They do NOT even provide you a monthly stmt, no paper stmt, no e-stmt. Just NO stmt at all. CS does not know why.
3. Complaints with CFPB just go to a black hole.

Their app is trash but I opened my first BofA card less than 2 years ago and it's not really that difficult to get around the issues. For me...my checking account routing number was entered incorrectly (I initially added it to make payments over the phone and I can't remember why) so it would lock my online payment capability every month when the auto pay would initiate. I had to ask the phone rep to delete that account info a few months in a row and they never did it, but I just logged in before my auto payment one month and deleted it myself. It wasn't a big deal. Also, if I had the problem you're experiencing with apple pay processing as an online retailer, I would just use the credit card. Doesn't seem like a big deal to me.
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Joined Aug 2009
L69: Master of Realms
> bubble2 8,228 Posts
1,271 Reputation
Pro
AznCracker
03-26-2024 at 12:56 PM.
03-26-2024 at 12:56 PM.
Under review :cries:

Haven't opened a CC in the past year and have great credit.

Maybe it's because I have their travel rewards credit card which I only use once every 2 years to stop them from closing the account.
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Joined May 2006
L7: Teacher
> bubble2 2,991 Posts
410 Reputation
stubbornboy
04-12-2024 at 11:34 AM.
04-12-2024 at 11:34 AM.
Quote from inquisitive :
has anyone with a BoA checking/savings account ever try their foreign currency exchange for cash before going abroad?

Did it even times for Euro
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Joined Mar 2015
L3: Novice
> bubble2 284 Posts
56 Reputation
puddletrekker
04-17-2024 at 03:03 PM.
04-17-2024 at 03:03 PM.
I'm so confused with the application for this card, it has a drop down menu for occupation but only offers a small selection. Somebody please tell me what gives lol. You can't skip and my occupation is not listed wtf
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Joined Oct 2022
L2: Beginner
> bubble2 29 Posts
14 Reputation
purplereighnnn
04-18-2024 at 08:23 PM.
04-18-2024 at 08:23 PM.
Quote from VladPootin :
Exactly 💯%! 75% boost plus you get to choose a category (online purchases for me). With the rewards alone I pay my phone/Internet bill monthly 🙏

Wait what?? How? I have this cc and was about to close it…
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Joined Sep 2017
L3: Novice
> bubble2 183 Posts
332 Reputation
MonkiDream
04-19-2024 at 07:26 AM.
04-19-2024 at 07:26 AM.
I would get this card for travel but would have liked to have some travel insurance added. But for no AF that's probably a lot to ask for.
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Joined Mar 2017
L2: Beginner
> bubble2 37 Posts
39 Reputation
TrevorR4203
05-07-2024 at 08:33 AM.
05-07-2024 at 08:33 AM.
I have done two CC inquiries already this month. Is it a wise move to apply for this card now?
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Joined May 2014
Mr. President
> bubble2 136 Posts
30 Reputation
VladPootin
05-09-2024 at 12:01 PM.
05-09-2024 at 12:01 PM.
Quote from VladPootin :
Exactly 💯%! 75% boost plus you get to choose a category (online purchases for me). With the rewards alone I pay my phone/Internet bill monthly 🙏

Why donkies 👎🏽 my comment?
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Joined Oct 2010
xyz pdq
> bubble2 390 Posts
77 Reputation
johnny_come_lately
05-10-2024 at 02:21 AM.
05-10-2024 at 02:21 AM.
Quote from holotm :
it's a good card, especially if you use merrill to invest as well, but with inflation that $200 should really be $300 now lol.

400+++
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Joined May 2014
Mr. President
> bubble2 136 Posts
30 Reputation
VladPootin
05-10-2024 at 08:43 AM.
05-10-2024 at 08:43 AM.
Quote from purplereighnnn :
Wait what?? How? I have this cc and was about to close it…

I'm in the 75% boost tier...
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Joined Jul 2017
L2: Beginner
> bubble2 27 Posts
11 Reputation
bluebloodhouston
05-12-2024 at 06:59 AM.
05-12-2024 at 06:59 AM.
Their customer service is trash
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Joined Nov 2018
L3: Novice
> bubble2 194 Posts
26 Reputation
JohnE3740
05-12-2024 at 09:12 AM.
05-12-2024 at 09:12 AM.
The 2500 spend limit per quarter is ridiculous.

I got my $200 Bonus and will switch back to my 2% everything Credit Union card
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Joined Apr 2014
L3: Novice
> bubble2 299 Posts
154 Reputation
Minicorndogs
05-12-2024 at 10:09 PM.
05-12-2024 at 10:09 PM.
Denied with 800+ 🤷 ♂️
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Joined Dec 2017
L1: Learner
> bubble2 21 Posts
10 Reputation
RogerRabbit123
05-13-2024 at 06:03 AM.
05-13-2024 at 06:03 AM.
Denied, score 800+ and haven't opened another card in a year.
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Joined Nov 2006
L3: Novice
> bubble2 132 Posts
10 Reputation
rabmozzer
05-13-2024 at 12:04 PM.
05-13-2024 at 12:04 PM.
Does this apply to people who already have this card?
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