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$400 Cashback after spending $500 in 3 months. 0% interest for 15 months. Bank of America Visa Signature. No annual Fee. Targeted Offer only.

+123 Deal Score
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PUT A FORK IN IT... THIS OFFER IS DEAD!.


This info is buried in an expired thread from a few days ago, so it would be difficult to find it. Thanks eryeal for the info!

To apply for a credit card by phone, please call 1-800-932-2775 and a personal service representative will help you. Please mention priority code VABJOM. It took me 14 minutes to apply.

This is through Bank of America. I already have the Visa Signature Cashback Card and asked if I could apply for this one and the rep said it's a different promotion, so it was OK to apply.

Not sure if this number will help if you are not instantly approved... but this is the (Credit Analyst) for reconsideration phone number 866-458-8805 (only open during normal business hours).



*Update 7/23/2012 for those that already have this card* - I already have this card and called in to apply for it anyways. I told the rep I already have the card and she said I could still apply and she was right. I just now called the reconsideration line and the guy approved me for this card and the BOA Mastercard giving $300 cashback for a total of $700. Good to keep in mind in case you find a great deal on a card you already have... just call in and see if you can get another card with the great promotion.
Glad I could be of help to the people that got in. And thanks to the people that gave reps... as impressively small of a group as you were, I appreciate it.
Created 07-21-2012 at 02:18 PM by skagway
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Joined Aug 2006
ballin on a budget
> bubble2 910 Posts
omz
08-02-2012 at 01:18 PM.
08-02-2012 at 01:18 PM.
Quote from Mintoo :
Can you please explain the procedure for amazon payments?

And on the other side, can we buy prepaid credit card from Walmart and deposit those money in our checking account? I means swipe those card in banking center and that money gets deposited.
Any idea on this?
just sign up on payments.amazon.com.

you can then send money to a friend or family member using a credit card or prepaid card (i used the prepaid cards amex sent me on the previous deals, the 25 on 50 loads).

i sent the money to my gf, then she transferred it into her checking account from her amazno payments account (think paypal, but without the fees).

she then gave me the money back. good way to unload prepaid cards or meet spending criterias with cards. its essentially paypal with no fees.
Reply
Joined Jun 2008
L5: Journeyman
> bubble2 639 Posts
184 Reputation
Mintoo
08-02-2012 at 03:34 PM.
08-02-2012 at 03:34 PM.
Quote from Omid :
just sign up on payments.amazon.com.

you can then send money to a friend or family member using a credit card or prepaid card (i used the prepaid cards amex sent me on the previous deals, the 25 on 50 loads).

i sent the money to my gf, then she transferred it into her checking account from her amazno payments account (think paypal, but without the fees).

she then gave me the money back. good way to unload prepaid cards or meet spending criterias with cards. its essentially paypal with no fees.

Good Idea. Let me try that.
Reply
Joined Jun 2012
L7: Teacher
> bubble2 2,105 Posts
1,597 Reputation
alex_ro
08-02-2012 at 04:18 PM.
08-02-2012 at 04:18 PM.
Finally got my card in the mail with the $400 cash back flyer included.
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Joined Jul 2012
L1: Learner
> bubble2 7 Posts
10 Reputation
jja6782
08-02-2012 at 05:23 PM.
08-02-2012 at 05:23 PM.
How long did it take for you guys to get your card? Can you call and get your credit card number?
Reply
Joined Apr 2006
L2: Beginner
> bubble2 30 Posts
14 Reputation
xxam
08-02-2012 at 05:39 PM.
08-02-2012 at 05:39 PM.
Still waiting for my card. I applied July 23 and called the reconsideration dept right after and was approved. At that time, the rep said I should be receiving the card in 7 to 10 days. Forgot to ask the rep to expedite it. Have been watching the mail every day for it to arrive. Tempted to call to have them expedite it, but figured it will only confuse them and they will send two cards. Tomorrow should be the 10th business day and maybe the card will be there. Am also wondering if I could call and get the credit card number.

EDIT: Received the card on the 10th business day after applying for the card.
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Last edited by xxam August 3, 2012 at 05:08 PM.
Joined Aug 2011
L6: Expert
> bubble2 1,270 Posts
509 Reputation
TWG2012
08-03-2012 at 03:39 AM.
08-03-2012 at 03:39 AM.
Quote from slickdealerutah :
I just updated my score on credit karma.. To my surprise my score went down from 770 to 703 !! :-o EEK! EEK! EEK!

My balance credit card balances remain the same... It should actually go down soon after chase reports this month's statement...

But, for now, the score went down so much for 2 new accounts?? Really?

Anyone with similar problem?
I've never had much luck with Credit Karma..Every time I go on and check my score, I laugh.

Always in the low 600's...Yet applied for a lease on a new car..they said 770 in april...after that applying for this card and then following it the citi card with CB they are all in the mid to low 700s. Credit Karma just doesn't get my credit score even remotely close...
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Joined Nov 2007
L2: Beginner
> bubble2 90 Posts
2vette2camaro
08-03-2012 at 06:41 AM.
08-03-2012 at 06:41 AM.
Just spent over $500 last night on Ebay. Hoping when the statement shows, it will include my $400 cashback bonus/points
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Joined Aug 2010
L3: Novice
> bubble2 175 Posts
22 Reputation
aznar
08-03-2012 at 12:47 PM.
08-03-2012 at 12:47 PM.
I was too busy to call in yesterday, then I checked with the status line just now, and my card was already approved. Awesome.
Reply
Joined Sep 2007
Permanently Banned
> bubble2 13,253 Posts
1,461 Reputation
peppermint
08-03-2012 at 04:24 PM.
08-03-2012 at 04:24 PM.
Is this still alive? thanks
Reply
Joined Aug 2011
L7: Teacher
> bubble2 2,445 Posts
115 Reputation
saveitman
08-04-2012 at 09:34 AM.
08-04-2012 at 09:34 AM.
The day after i called application status hotline is when my card was in the mail! With $400 offer. Took them like a week to approve my application, I never called to for reconsideration.

edit: I never saw anything in my card mail stating the 0% APR, i wonder if i have this? I believe i have gotten cards with this before, but always payed full balance each month. With 0% aPR is the benefit that you can just pay minimum payment and no fees or interest correct without hurting your credit score?
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Last edited by saveitman August 4, 2012 at 09:43 AM.
Joined Aug 2008
L9: Master
> bubble2 4,579 Posts
770 Reputation
Alucard400
08-05-2012 at 02:08 PM.
08-05-2012 at 02:08 PM.
I got my card and activated it. A few days later, i receive another card from the same account number but the card has a smartchip this time. Why was I sent two cards??????????
Reply
Joined Sep 2005
L2: Beginner
> bubble2 94 Posts
79 Reputation
kungfumlee
08-05-2012 at 02:18 PM.
08-05-2012 at 02:18 PM.
Quote from Alucard400 :
I got my card and activated it. A few days later, i receive another card from the same account number but the card has a smartchip this time. Why was I sent two cards??????????
chip one works overseas.
Reply
Joined Apr 2007
L10: Grand Master
> bubble2 9,003 Posts
2,604 Reputation
snowcrash
08-05-2012 at 11:16 PM.
08-05-2012 at 11:16 PM.
This is bittersweet. Who doesn't like to get $400 back for spending $500? Well, this cost me 9 points on my credit score where as the $300 back with Chase Freedom did not lower my score. Now I'm below 800. Bummer.
Reply
Joined Jan 2012
L8: Grand Teacher
> bubble2 3,402 Posts
849 Reputation
euuser1744668
08-06-2012 at 06:22 AM.
08-06-2012 at 06:22 AM.
Did this work?
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Joined Aug 2008
L6: Expert
> bubble2 3,051 Posts
750 Reputation
Cozmo85
08-06-2012 at 07:20 AM.
08-06-2012 at 07:20 AM.
Quote from snowcrash :
This is bittersweet. Who doesn't like to get $400 back for spending $500? Well, this cost me 9 points on my credit score where as the $300 back with Chase Freedom did not lower my score. Now I'm below 800. Bummer.
Are you buying a car or taking out a home loan in the next few months? If not it doesn't really matter. If you are then you should't have been applying for credit cards.
It doesn't permanently remove points.

Quote from Mummel :
Did this work?
Worked for us twice. once via the phone and then after phone was turned off we used the link provided in the thread.
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