Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Many cards have 0% BT for 12 to 14 months (Discover is one). But the is still the 4% fee to make the BT. YMMV, the Discover deal is for current cardholders... it may work for a new application.
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Has anyone here had luck negotiating down balance transfer rates? They're really high right now so I would hope the card companies would be open to lowering them if you put more effort in somehow,...
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Make sure you look at stipulations for mile redemption with airlines. I was looking this up not too long ago and some only allow for 1 traveler to use miles, if multiple flyers.
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Anyone in here know if the Alaska airlines card is still among the best options for miles redemption and airfare? I'm trying to plan a trip in the next year or so for my family to go to Hawaii
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
I just apply and was approved for a Chase Freedom Unlimited card (which should be coming to me any day now). I didn't even think about using a referral, would I be able to still take advantage of a...
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
That's the plan :) Hopefully I can refer her, meet the spend requirements and she'll get the SUB and I'll get the referral bonus.
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Yes. Might want to check if there is a referral bonus :look:
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Can you get Amex sign up bonus if you are an authorized user on that card already?
I have the Delta Amex gold card and my SO is an authorized user. Do I need to remove her as an authorized user...
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
I have an Chase Active cash card with 0% promo rate. The promo rate ends tomorrow which is also the period end date. I called and asked when I had to have the balance paid off to avoid any interest...
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Don't use Barclay Card (or PayPal):
On October 7th at about 12:16AM, while my family was asleep, I received a prospective fraud alert from Barclay Card via email. It was for a PayPal charge to a...
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Definitely no need to keep a balance. My credit rating is in the upper 840s from having paid off my balance at the end of each month for as long as I’ve had credit cards.
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
The introductory period of "my chase plan" is 0 fee/mo, after the introductory period ends, do they start charging a fee on the plans you already have in place?
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Not true no need to keep balance. statement balance gets reported to experian etc anyways.
i have 820+ score , never in my life i have ever paid interest on any of mine credit card .
only loans i...
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
This is a myth and totally false
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
I feel that keeping a 10.00 balance may work if you are trying to build your score up over 800.
But for me I have over 20 accounts that would be a lot of interest that would add up if I kept a 10.00...
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Just an FYI: your credit score actually goes up from keeping a $10 balance on your card each month. Do not pay it all off 100% each month or it will not make your score boom. You need to have $10 to...
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Any 0% Balance Transfer credit cards for say 15-20 months.
Most importantly without any Balance transfer Fee ?
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Do you know what impact a drop like this has (realistically)? None. Literally nothing to worry about.
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Credit score and card usage crazy.
So I have had a lot of expenses recently along with a wedding so I picked up a couple of new credit cards to take advantage of the sign on bonuses. My credit...
Credit Card Thread
Thread created 02-12-2010 by Thelnel52
+64 Score
1,385 Replies
1,011,237 Views
Go buy gift cards for places you shop regardless (grocery stores, target, gas stations). Just depends on your financial position and how much value the miles have to you.
Page 1 of
70
1
2
3
4
5