Discover credit card
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Thread created 02-08-2011 by quangdaika
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So I'm planning to open a Discover card to take advantage of there 1% cashback. I just paid a $1700 balance on another credit card reduce my debt ratio and increase my FICO score. Question is how...
Discover credit card
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Thread created 02-08-2011 by quangdaika
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Thanks for letting me know man. I remember reading this so I called and ask them and they said it is always 1%.
Discover credit card
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Thread created 02-08-2011 by quangdaika
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This is true. However if you buy a lot of things online, their online cashback store is useful and sometimes they have specials (like double CB for all online sales, not just through their...
Discover credit card
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Thread created 02-08-2011 by quangdaika
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if your credit card company reports your monthly balances to the credit bureaus, your should wait at least a month.
speaking about discover, they did not report my paid-down balance to the...
Discover credit card
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Thread created 02-08-2011 by quangdaika
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I wouldn't rely on the monthly basis thing. If there's one thing I learned after buying a house last year - it's that credit reporting is very laggy and can be full of errors.
Discover credit card
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Thread created 02-08-2011 by quangdaika
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And as I just "Discovered" today, you don't get 1% until you spend over $3,000 in a year. Most purchases are a paltry .25%, hardly worth bothering with, when there are better cards out there that pay...
