Bank of America MyAccess Checking monthly fee - all states
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Thread created 03-30-2011 by oae
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You can call them and open an account directly with a rep. on the phone. Depending on your circumstance, you may or may not have to provide some form of ID (DL, SS card, etc) in order to open the...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Did you open the account online? Schwab's only has couple locations in San Fran and Reno (nevada). Ofcourse they do not have any bank in my state. They only have brokerage locations. I dont really...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
I dont use the brokerage account at all. I did open it because they made me open it but they assured me that I can leave zero in it and I wont get any fees. Fine enough with me.
So I opened a...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Yes, I read its terms about it last night and you have to have brokerage account links to your checking account. But what does that "linking" mean? Do we have to buy some kind of stocks or bonds with...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
its completely normal. I did the same. They said that if you open both (im sure they get more sales purposes) you dont have to keep a minimum balance. Its real nice. And there is no conversion fee....
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Do they charge conversion fee when we withdraw foreign cash at foreign countries?
Do we have to have any activities on their brokerage account? They force us to open a brokerage account to link to...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
I closed out my Chase as well. I ended up going with Charles Schwab checking. Free checking + free atm withdrawals anywhere in the WORLD (thats right not just US).
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Me too. I just closed both Chase and BOA due to their new $1500 daily minimum requirement. I rather put that $1500 into my saving account and at least I can withdraw, smell my own money than having...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
I finally closed my checking and savings account. Tired of BS from BOA. Last month, I closed two credit cards with them due to annual fee.
No more business with BOA thankfully.
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
BoA's site doesn't seem to offer MyAccess checking for AZ, GA, and MA. Maybe grandfathered accounts in your state will not change like other states.
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
What in the world is the big deal? For starters, you can leave bank of america if you want. Second, you can do the ebanker and for most people that is all you need anyway. Third, the balance...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Nothing is wrong with it but when they start them for being evil capitalistic organizations that are out there to screw them over than that's a different story.
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
I proposed the link to the checking account first just because it seems like a good way to bypass the monthly fees and to not have to worry about maintaining a minimum balance. I might be doing it...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Thanks for the advice, you bring up a good point in keeping the BoA savings low for emergencies. I'm never late on my CC bills and have rarely had any emergencies happen.
The only thing I'd be...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Honestly, there is no real reason to keep a BofA saving account unless you have another reason for it (e.g. shared savings account, or a linked back-up account if you're prone to bouncing checks). ...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
*The above MyAccess® checking account change does not apply in Arizona, Georgia and Massachusetts.
This is written on the "changes to your account" statement. Thankfully I'm in Georgia.
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Totally different senerios. People wanted free checking accounts and that's what it's used to be for Chase and some other banks. If the phone line was free then now they start to charge for it,...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Well, I'm in a little dillema. I have:
BoA Checking, Saving and CC
ING Savings account
Direct deposits goto BoA Savings and I auto transfer a certain amount to BoA checking which then sends...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Seriously. I'm a cheap bastard but even I understand that they're not big evil corporations because of them protecting themselves.
It's like the people who complain that their phone bill is $20 a...
Bank of America MyAccess Checking monthly fee - all states
Expired
Thread created 03-30-2011 by oae
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33 Replies
5,600 Views
Chase will only charge a fee if you exceed 6 withdrawals/transfers in a month -- BoA, too.
A $250 internal transfer from savings to checking does not qualify as direct deposit, so it would not...
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