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Post #39900683 added 05-26-2011 4:21 PM by KevinM822 in Archived Deals
1. Make sure of your state laws before doing this, or inform the person on the other end that the call *IS* being recorded otherwise it will be inadmissible in court if your state law requires all...
Post #40683597 added 06-29-2011 5:32 PM by slapshot136 in Archived Deals
why don't you pay me?
Post #41241802 added 07-24-2011 11:53 AM by Zoomer in Archived Deals
Do NOT promise payment. This may result in adverse consequences, like extending the clock on collections, or perhaps even a de facto validation. Record any and all violations they make persuant to...
Post #39843927 added 05-24-2011 2:27 PM by orthix in Archived Deals
They are not suppose to call back if you indicate that you're not the person they are looking for. Regardless if they have the same name. Most if not all debt collection agencies have records to...
Post #39671035 added 05-17-2011 4:06 PM by Mike_NJ in Archived Deals
Something similar happened to me a bit over a year ago. Each time they called, it would be mid-day or very late evening (different call centers, I suppose). Finally I answered two or three of...
Post #39685519 added 05-18-2011 6:36 AM by StarNova in Archived Deals
This happened to me. A collection company had gotten my maiden name (person with the same name had the debt) and started sending letters and phone calls. I contacted them via phone and letter. I...
Post #40723321 added 07-01-2011 8:13 AM by XReflection in Archived Deals
Why would you pay them when you don't owe anything?
Post #41201772 added 07-22-2011 9:04 AM by heavylee in Archived Deals
When you answer the phone call, make your first sentence "Hello. This phone call is being recorded" If they don't hang up on you right away and never call back (which often happens), you can then...
Post #40859009 added 07-07-2011 6:33 PM by hulud86 in Archived Deals
You should find out how much they believe you owe and all the information you can get instead of dodging their calls. Total dues, when they were made and what companies do you owe this money to. ...
Post #40898374 added 07-09-2011 3:26 PM by Blindingfury in Archived Deals
Happened to me many times, call to my home at 8:00am in the morning while I am asleep, told him wrong person, either they refuse to believe, or make the same call the next morning, (hangs up before I...
Post #40751983 added 07-02-2011 3:57 PM by keokeo in Archived Deals
Dudes, I have similar problems. Keep calling my house for somebody else with the same last name.
Post #40729089 added 07-01-2011 11:54 AM by lordluck in Archived Deals
and the successful troll, is successful.
Post #39683155 added 05-18-2011 3:43 AM by dealgate in Archived Deals
Don't waste this opportunity! There is nothing, I repeat, NOTHING you can do or say that will make these bottom feeder maggots stop calling you. I know, I worked with this industry for 5 years. So...
Post #39897663 added 05-26-2011 1:57 PM by LivninSC in Archived Deals
Happening to me right now. They keep calling for some person that hasn't lived at the place for atleast the past 10 years, if ever! I keep asking them to stop calling but they keep on calling so...
Post #40654169 added 06-28-2011 4:22 PM by meribona in Archived Deals
(OP: not sure if this is still going on, but hopefully my ramblings below will help you or anyone else who finds themselves in this situation) I think he's referring to the 2010 US Supreme Court...
Post #40682667 added 06-29-2011 4:36 PM by stomach in Archived Deals
why not just pay them?
Post #39687345 added 05-18-2011 7:49 AM by daniel32 in Archived Deals
3 things you can do: 1) Cancel you current phone number & get a new number, pay $1 for the unlisted option 2) Get Google Voice 3) Give everyone your Google Voice number
Post #39687341 added 05-18-2011 7:49 AM by nellison in Archived Deals
The Supreme Court recently ruled 7-2 that you have the right to sue abusive collectors who are hounding you about debts you don't owe. here is what you do if they are still bothering you. 1.Always...
Post #39687579 added 05-18-2011 8:00 AM by kindapuffy in Archived Deals
I had a similar problem with debt collectors calling but for the people who had our phone number before us :rolleyes: I bought this phone which has a "Call Blocking" feature. After they call the...
Post #40707907 added 06-30-2011 2:40 PM by flatlight in Archived Deals
http://www.creditinfocenter.com/rebuild/debt_validation_workflow_large.shtml
Post #40996672 added 07-13-2011 5:21 PM by noless in Archived Deals
There are federal laws and often state laws that punish abusive debt collection practices. The Fair Debt Collection Practices Act (FDCPA) provides for statutory damages and damages for each...
Post #40676895 added 06-29-2011 12:35 PM by moey in Archived Deals
I would get a call from a debt collector probably once a year it seems it happened every year. Each time I called back and gave them enough information for them to verify I was the wrong person. They...
Post #40729615 added 07-01-2011 12:10 PM by XReflection in Archived Deals
Well, I'm sorry for taking people seriously in the finance forum..
Post #40683813 added 06-29-2011 5:47 PM by stomach in Archived Deals
i only pay for sexual favors. u in?
Post #40683881 added 06-29-2011 5:51 PM by slapshot136 in Archived Deals
well go see if they will accept that then
Post #39672245 added 05-17-2011 4:53 PM by Brian1 in Archived Deals
Easy. Get the cheapest answering machine you can and screen all your calls. Also, pull a copy of all three of your credit reports to make sure no funny business is going on. Last, freeze...
Post #39669797 added 05-17-2011 3:14 PM by atwnsw in Archived Deals
My wife and I have zero debt and use USAA credit monitoring service. Our credit scores are 750+ and we are literally debt free except for monthly credit card statements which are paid off each...

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