YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
They went so far as sending me a new card (current doesn't expire until 2013) that I need to activate to get the 12mo 0% apr. I haven't touched it. I absolutely DESPISE talking to their customer...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
annual percentage rate
just curious, do you have a credit card already?
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
:lol: I doubt you're "just curious"
credit card crashers :cool:
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
I just did it...spoke to a rep saying to apply this promo to my account, said not able to find out in my account. Then she transferred my call to her supervisor, then I asked him to check whether I...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
I just got this offer.. called and just stated what you had in the post and it worked!
Thanks OP
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
got the 0% on all new purchases
from nov 15th to may 31st! yay
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Just called, got the 0%. He asked if I got the letter in the mail and I said yes. Not sure if I actually did or not, haven't checked yet. ;)
But anyway, he confirmed I did get it so maybe I do...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Called and got 1.9% for six months. Thanks
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
never mind
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Just got off the phone with Sabrina - She said it was an "invitation". I guess I wasn't "invited". I must not be in over my head in debt enough. I'm gonna tell the wife, to get more credit cards, and...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
No, I'm just not a pompous ass who understands that some circumstances can't be planned for and sometimes you need credit.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
dang, what do I need to do in order to be invited to this?
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
No s**t Sherlock, my point was paying it off rather than interest.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
I'm not saying it's not reasonable, but you can't simply say with a blanket statement that carrying a balance on a credit card is something only "losers" do, as he said.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Read the post again. This applies to NEW PURCHASES, NOT BALANCE TRANSFER.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
To the OP, on your offer, did it have the last 4 of your account number on it? I'm assuming it probably did. If not, scan the document and post so we could call in with the offer number. They...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
It's not a balance transfer, so NO FEES apply.
Just make sure you pay in full before the rate expires. Otherwise you pay finance charges after the 0% expires.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
It looks like Discover is trying to get people to borrow more money recently. I just got a mail offer from them for 0% balance transfer until 11/2012 with no balance transfer fee checks. Also saw...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Just called. They said I wouldn't be able to get that promotion until November 1st.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
just called. got the promotion. they asked me if I had the letter. I said no. but i still get the promotion. 0APR for 6 months will start in 3 days.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Has any of you asked what the transaction fee is ????
Nothing is free ...hahahhaa :lol:
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
No go. Connected to Utah center. Rep said he cannot see that offer for my account. However, he asked me did I see this offer online as he got many people calling about this offer and he don't know...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
er... i guess it's just there for me, YMMV, I asked for whether I'm eligible for some 0% APR promo for couple of months, then he found out i'm eligible for 12 months,
that's it...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Just called and got 3.9% for 6 months, not bad at all...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Me too. And this was with the Utah call center as well. They told me that it was a targeted promotion that I wasn't targeted for, but since I was an excellent customer, they would extend the offer...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Hm, I got a 3.9% for future purchases (6months) instead. Better than 17.99% OUCH~!
Thx OP.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
There is no harm is having debt in general.. but carrying credit card debt (no matter what the circumstance may be) is a very stupid thing - and yes, even for one month.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
the living above means part is correct...most of us who use cc are just using money we dont have...and usually for things we coudl have saved for in advanced...i used to pay it off every month.now i...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
shhhh dont give it away!! it's for science! :rolleyes:
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
you should check out Dave Ramsey's plan to a debt free life, at least the core premise, not necessarily every detail. It might make what this guy is arguing with you about seem more reasonable.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
They also hate people who transfer balances with 0% APR and 0% transfer fee for whole year and pay it off on time.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
ftfy :D
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Worked for me, 0% till June 1, 2012. Thanks for the heads-up!
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Only losers would say something like that.
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Made me LOL. :)
Repped!
----------------------------------------------------
Also, I called and did not receive any offer. I got the runaround stating that the offer was not on my account. ...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Southern Bank in Missouri. I signed up for the account over the internet a year or two ago. They have branches in Arkansas also but u have to live in the state.
They used to be called Southern...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
I got it too! Woohoo
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
While I personally don't agree with people who do what you have in parentheses (it was the the main reason for the mortgage meltdown after all) I also don't agree with how you presented it and by no...
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
Credit cards are an excellent financial tool, if used properly. For example, if you have a large purchase and also a zero percent offer, it's better to use the card and keep the cash in your savings....
YMMV Discover Card 0% APR for existing cardmembers promo
Expired
Thread created 10-18-2011 by jkloisdafoiwdaf
+30 Score
116 Replies
22,214 Views
It's definitely a YMMV. I logged into my account and I use my Discover VERY sparingly and I had a 0% until Oct 2012 with no transfer fees. I was going to pay off my credit cards from my recent...
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