Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
Me to! Got my Chase Amazon visa card that I use on a daily basis and my Amex just as a backup with a large credit limit and only used for buying things where I would need protection.
I'm going to...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
Hey there. A few comments on your post.
1. Opening a different checking account at a credit union generally won't affect your credit, savings/checking accounts don't often report. Opening an...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
http://www.chasesapphire.com/
2% back on travel & 50,000 pts for signing up
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
Thanks for your feedback.
Could you please clarify number 3? I don't understand the utilization concept and the breakdown you provided.
In general my spending is over $300 per month, I was...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
you need several CC's, since there isn't one that excels @ everything:
General Purpose: sallie mae 2% or cap 1 venture or amex fidelity
Rotating Categories: discover & chase freedom
Online:...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
I keep two primary cards (I have 2 others than are sock drawer cards will be cancelled within a year).
1.) Chase Freedom VISA (great rewards, cashback, and everywhere takes VISA)
2.) Amex...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
The credit utilization ratio is a percentage calculated based on the current usage of your available credit and total available credit. For example, if you have 2 credit cards with a total 10,000 in...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
Unless your taking out a loan for your new place (condo or house), it's pretty much impossible to fail credit checks for apartment complexes unless maybe they are really really high end.
Even...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
The various credit card threads that just came up made me want to ask the wise here about my credit card situation...
Background:
I am a graduate in my early 20s and have only ever had one...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
I'm in the EXACT same position as you OP...but I am looking to open a second credit card which can give me miles that I can use to fly back and forth between home and my graduate school on the east...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
Do you have the Zync?
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
Interesting questions. Subscribed..
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
Yes right now. Seeing if I like it. I started with a Premier Rewards Gold last December and product changed it to an Amex Zync just recently before the $175 annual fee came up. Couldn't justify the...
Should I get another credit card? What card + other questions
Expired
Thread created 12-10-2011 by throwaySD
0 Score
13 Replies
4,276 Views
thanks! so do all credit cards give points that can be redeemed for tickets and such or do some give straight "miles" that you can use? also if i want to accumulate more miles specifically on...