Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
I think he's referring to a 203k program, not $203,000.
In any case, I'd recommend comparing your current rate to the averages on bankrate.com or the like. As some previous posters suggested,...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
What kind of rates can I hope for if I have a not-so-hot credit score :(
I have always been good with my mortgage payments, have a good income and employment history. My poor credit is only due to...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
go here http://www.bankrate.com/funnel/mortgages/?prods=1
if will give you a good idea of what lenders in your area are willing to give to you. no need for personal info.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Wells Fargo in San Francisco is giving us 20% down + 4.5% 30 fixed for 203k renovation loan no points but we pay the closing cost, appraisal, and credit report. My wife Fico is 798 and my Fico is...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Wells Fargo in San Francisco is giving us 20% down + 4.5% 30 fixed for 203k renovation loan no points but we pay the closing cost, appraisal, and credit report. My wife Fico is 798 and my Fico is...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
There are two things to weigh when you refinance - convenience and cost. If your current bank will make it easy for you, minimize paperwork and you will then go ahead on a deal that "saves" you money...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
FAIL :lmao:
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
I'm in similar situation as far as becoming self employed, but not that low of LTV...more like 75%.
Any lender can help me get on a good rate for refi if I have high credit score and a good amount...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
I found this page with some more details and FAQ related to HARP II.
http://themortgagereports.com/259/harp-making-home-affordable-guidelines
I have already taken advantage of the original HARP...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Can I do a HARP refi if I have been current with payments, LTV is around 75%, and my loan originated back on January 2009?
Since I recently became self employed and I read the HARP guidelines...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
PNC Mortgage is offering HARP II program effective 12/19/2011. I was offered 4.5% on my condo with LTV around 170%.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Why wouldn't ANYONE want a slick deal on a loan? If anything, it would seem to reason that someone that has a larger amount saved and a higher credit score would be a more inclined to want to put the...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
i think this has to be one of the dumbest threads I have seen....who the hell would take advice on a mortgage for thier house, from slick deals? Seems kinda crazy(IMO)......just my 2 cents!
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Wow, 170% LTV and you were able to refinance. That is great.
I did HARP in 2010, wished I would of waited to do it now that the rates are so much lower. HARP can only be done once per...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Seems like a pretty ignorant comment, home refinance loan threads have been posted many times on SD's with many people taking advantage, particularly through Penfed.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
I amso bank with them. What rate did you get. I got 4%
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
I'm looking to buy a first home. Woo-hoo!
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
It is actually a pretty common subject on these forums...
No bank seems to "fairly" refinance FHA loans these days...I can lower my rate, but by doing so my mortgage insurance increases, which...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
I did a no cost refi 5 months ago with Wells Fargo which was my current bank.
I got 3.875 for a 20 year.
Stupid low rates out there.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
See bankrate.com and nationalmortgagealliance.com for rates, as well as mortgagecalculator.org for a mortgage breakdown.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
It may have just been a no cost refi. Lots of times they won't charge you closing costs, and they charge you an above-market interest rate, so they make the money there instead of on fees.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
i have been looking to refi forever and seems to me that if you are into your mortgage for the long haul (10+ years) its almost always better to pay the closing cost in favor of a lower rate. you...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
It seems the bigger banks can never match the rates for the smaller lenders, but yes, with those numbers you should easily sail in at or under 4%. I've been looking into this for a pending home...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Watch for appraisals on refis. Wanted to do refi last month, new appraisal was 15% below my appraisal from July 2010. This is in eastern mass. Since that would mean less than 25% equity with lower...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Iam getting ready to refi 236K for 30yrs @4% with $0 closing.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Ah, thank you for the valuable input!
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Can conventional loans not from Fannie Mae or Freddie Mac be amortized to a non-standard number of years? I talked to BoA about refinancing my primary mortgage, which has only 7 years left on a...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
There are some cases on conventional loans when you can receive an appraisal waiver based on your credit profile and the valuation model results that Fannie Mae has in their system.
When you say...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
As of 1/6, 30 Fixed in the 3.75%-3.875% range is a great rate, However, that is way too general a statement as Loan To Value and Credit Score Adjustments do apply on all conventional loans 75% LTV. ...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Fannie Mae and Freddie Mac offer 10, 15, 20, 25 and 30 Fixed products so maybe see what happens if you go 25 year. Depending on your current rate you may find yourself not only lowering your monthly...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
People need alot of things, an extended debt on overpriced real estate is not one of them and doesn't make it a hot deal.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Try this link, it may answer most of your question:
http://themortgagereports.com/259/harp-making-home-affordable-guidelines
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Exactly how is something that puts you in debt for an extended period considered a 'hot deal'? This belongs in the finance forum.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
correct; there is an add on going from 75% to 80% but it is only .25 point; NOT a full 1.00 point.
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Outside of the LTV limits and alleviating Mortgage Insurance (if you currently do not have MI) the HARP is treated like any other refinance when it comes to Underwriting.
With the current HARP...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
$1099 Lender Origination
$450 Appraisal
$2495 Title Company / Insurance expenses
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
The way I run my office we first obtain your mortgage commitment subject to ordering an appraisal.
I am not in business to deny loans and hate wasting my time or my borrowers money. In some cases,...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
Not looking to add even more confusion, but there are also cases where we can get a Property Inspection Waiver (PIW) through Fannie Mae's Desktop Underwriting System.
Higher credit scores and...
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
https://www.provident.com/default.aspx is offering 30 yr. fixed @ 3.75% with 1.125% of the loan credited towards closing costs.
WHO CAN BEAT THIS?
Mortgate rates 3% for 10 year loan and 3.75% for 30 year loan. Time to buy a home or refinance.
Expired
Thread created 01-07-2012 by lovrunnin00
+3 Score
212 Replies
41,988 Views
I just posted some news on how Fannie and Freddie are increasing their fees which in turn will definitely affect rates starting next month.
Nothing to panic about but if you are in the process of...
Page 1 of
6
1
2
3
4
5