Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
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Dearest Husband. Here are more acronyms.
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
0 Score
18 Replies
3,189 Views
I would vote DIY as well.
What is wrong with your credit that it needs repairing?
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
If they are set to expire at the end of summer I would let them fall off the report, and the month after you should see your score jump.
One thing to keep in mind is on the ones that send you to...
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
I work with borrowers all the time asking me the same question and as you have the time on your side, definitely do it yourself.
The people who hire these companies for a fee need to understand...
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
What's a good deal when DIY as far as negotiating with medical debt? also is sufficient to just satisfy the debt instead of deleting it with the Medical Debt Relief Act Obama passed?
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
Check out Creditboards.com for help on how to tackle collection agencies and medial collections. I'm been reading, digesting and re-reading a lot of the threads on the site and was able to devise a...
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
Well I would say pull your credit report and start making arrangements to pay all your outstanding debts. Negotiate the pay offs on all your collections and get the acceptance in writing before...
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
I was able to pull 1 report (and mailed in a request for the other 2) and it's not as bad as I thought but there are a few Charge Offs and we are playing catch up on a vehicle payment. The charge...
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
DIY. GO to the myfico forums.
What's a DH?
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
Thank you for the idea on the goodwill letters. I will draft some and send them out shortly, as well. That's a great idea!
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
Just a quick update. I've sent goodwill letters to 3 creditors asking them to remove some late payments from my credit report and disputes to some collection agencies. So far 2/3 of the goodwill...
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
I'd be more than welcome to PM you the template I used if you are interested.
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
Oh yes, please!
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
DIY, IMHO as long as you're tough and know what you're doing.
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
Please PM me as well! I need some goodwill medical debt relief.
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
Do it yourself. There's really no secret. To improve your score in 5 years you just need to pay on time every time and end up with balances under 30% of your available credit. As for payment...
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
DH & I have a 5 year plan to buy a home & a new vehicle. Our friends have recently gone through the home buying process and we've asked many questions on what they needed to do, how they fixed their...
Credit Repair - Use a Company or DIY?
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Thread created 01-27-2012 by kel_be
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18 Replies
3,189 Views
Mainly collections & late payments. I can't get any credit right now plus I don't have any CCs.
Credit Repair - Use a Company or DIY?
Expired
Thread created 01-27-2012 by kel_be
0 Score
18 Replies
3,189 Views
Not sure what state you are in, but you could check the statute of limitations on the debts and if a collection will drop off before you look to get the big purchases you might be able to let it fall...
