Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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I just cancelled Asurions insurance on our two i-phones and put them both on our homeowners insurance for $4 year for both, with $50 deductible. Thes phone insurances are a rip-off !!!
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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Aren't most homeowners insurance like 500 deductible? i know mine is...that wouldn't be worthwhile to make a claim on a phone.
Personally I don't get the insurance. I broke my droid 2 a year after...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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I agree, as far as the handling of the phone goes.
I actually never had phone insurance until this year when I purchased my iPhone 4S. I decided it was a good investment because overall the phone...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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I've had iphones since the 3G and never had insurance. I typically upgrade every year for the iphone and this was actually the first year I didn't. I pay the $199 upgrade price (ends up being around...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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Honestly, the companies that make money selling insurance plans make money because MOST people with the insurance don't break their phone, or at least not enough to make the cost of insurance...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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Are you sure this covers accidental damage, like dropping the phone or getting it wet etc?
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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And if breaking your phone will change your financial situation, should probably get a cheaper phone.
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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I'm assuming you mean dead pixels here ;)
Your best bet is probably to call up the company, tell them you have their insurance plan, and tell them your phone broke. They should be able to help you...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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Truth. Look up how much your phone is worth (new) on the internet. If it's worth $80 or less, just buy a new phone.
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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Good point with the homeowners or renters insurance. Didn't even occur to me it would be covered that way. I doubt accidental would be covered, but I guess it depends on your policy. Would be worth...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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How do you go about in using these insurance plans to your benefit? I've had asurion on my phone since like a year and half ago. It's a droid x phone, best phone I ever got, even through all the...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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LMAO, Yeah dead pixels. Woohoo and I work in IT too! +1 for me ROFL.
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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Ya but you are paying $80+ for the deductible on a phone that is almost 2 years old now. Not worth it in my book.
I don't have phone insurance and so far don't miss it. The carrier insurance is...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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I used to get insurance back in 2000, but no more...I've never had a problem with my phone.
Perhaps evaluate why you are always breaking/losing your phone and change your behavior?
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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Just wanted to get some outside thoughts on smart/i phone insurance plans? What do you use? Why? I know the best insurance is to buy a good $10 case and be careful, but if you are anything like me,...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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I've heard decent things about Worth Ave Group. Almost insured my iPhone 4S with them, but settled on AppleCare+ instead because of the cost and the accidental damage $50 per occurrence deductible...
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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like hell if i'll buy insurance for a damn phone I got for free
Cell phone insurance - what do you do?
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Thread created 02-15-2012 by jonnyd13
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17 Replies
3,339 Views
Does your homeowners / renters insurance cover the phone?
